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# Resource Tool for Start-up and Small Businesses in New Mexico

Resource Tool for Start-up and Small Businesses in New Mexico

## Sitemaps

- [XML Sitemap](https://financenewmexico.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [SBA Loans Offer Low Interest Rates](https://financenewmexico.org/articles/sba-loans-offer-low-interest-rates/) - https://financenewmexico.org/articles/sba-loans-offer-low-interest-rates/ SBA loan interest rates are typically lower than other loan rates, and borrowers get help from lenders that prepare loan packages for the SBA.
- [Know the Landscape Before Requesting a Small Business Loan](https://financenewmexico.org/articles/obtaining-a-loan/know-the-landscape-before-requesting-a-small-business-loan/) - With varying degrees of flexibility, all lenders look at the 5 C's of credit: character, capital, collateral, capacity and conditions.
- [ABC Canvas Finds Growth Through Expert Advice](https://financenewmexico.org/articles/starting-or-growing-a-business/abc-canvas-finds-growth/) - When Cody Waldroup purchased ABC Canvas in 2016 from the company’s founders Jim and Renee Childress, the serial entrepreneur thought the business would fit nicely into his portfolio of revenue-producing investments. After all, the 35-year-old business was well known in Farmington for quality custom canvas, including marine products, commercial and industrial covers, and shade products.
- [Lenders Tailor Credit to Specific Needs](https://financenewmexico.org/articles/obtaining-a-loan/tailored-loans/) - One loan isn’t the same as another when borrowing money to build or sustain a business. Lenders act as matchmakers, fitting business owners with the type of credit they need for specific business needs. Most traditional and nonprofit lenders offer a menu of loan options tailored to an entrepreneur’s individual circumstances — his or her
- [Customer Service and MEP Support Growth of Farmington Engraving Business](https://financenewmexico.org/articles/general-business-advice/mep-supports-farmington-engraving-business/) - Bonnie Cummings sees similarities in the health care she provides as a registered nurse and the customer care she offers as the owner of Third Axis Custom Engraving. The Farmington business owner imparts knowledge and creativity to help customers — and patients — achieve their goals. Cummings spent 13 years working full time at a
- [Spanish is Natural for this Small Business Advisor](https://financenewmexico.org/articles/obtaining-a-loan/spanish-is-natural-for-this-small-business-advisor/) - Spanish has historically been the language of choice for many multi-generational New Mexico families. And with Latin American immigration contributing to the number of small-business startups in New Mexico, it's no surprise that many entrepreneurs can benefit from resources and assistance delivered in their first and natural language. Enter Juan Albert, a Technical Assistance Advisor
- [RCAC Boosts Food Truck “Over the Moon”](https://financenewmexico.org/articles/obtaining-a-loan/rcac-boosts-food-truck-business/) - Melinda Arquero’s dream of owning a food truck business came true in 2019. Spurred by childhood memories of selling frybread from a roadside tent alongside her mother, the Cochiti Pueblo native purchased a truck to maintain the Pueblo frybread tradition and honor the dream she shared with the mother she lost to cancer 10 years
- [Government Programs Can Finance a Business](https://financenewmexico.org/new-opportunities/government-programs-can-finance-a-business/) - The nonprofit lender LiftFund is hosting an online introduction to government programs that can finance a business.
- [Book Offers Business Insight Gained Locally](https://financenewmexico.org/new-opportunities/book-offers-business-insight-gained-locally/) - The founder of the nonprofit lender DreamSpring and two local authors share insights on building a business in the new book Grit and Growth.
- [Incubators Offer More Than Space](https://financenewmexico.org/articles/incubators-offer-more-than-space/) - The WESST business incubator is accelerating the growth of Enchanting Soap Collections by providing manufacturing space, operational support and resources.
- [WESST Has Microloans](https://financenewmexico.org/new-opportunities/wesst-has-microloans/) - The nonprofit lender and business development organization WESST is offering a virtual workshop to introduce business owners to its lending program.
- [Micro-Grant Deadlines Coming Up](https://financenewmexico.org/new-opportunities/micro-grant-deadlines-coming-up/) - Businesses can apply for a micro-grant of up to $5,000 offered by the New Mexico Regional Development Corporation and LISC if they apply by June 30.
- [SBA Doubles Loan Maximum](https://financenewmexico.org/new-opportunities/sba-doubles-loan-maximum/) - As of July 4, 2026, the SBA is increasing the maximum amount that borrowers can access through its 7(a) and 504 lending programs by decoupling them.
- [Relationships Matter More than Credit Score](https://financenewmexico.org/new-opportunities/relationships-matter-more-than-credit-score/) - Nonprofit lenders understand there are legitimate reasons and unforeseen circumstances that can cause credit scores to drop below what most traditional banks deem the minimum for granting a business loan. Nonprofit lenders such as WESST emphasize character and relationships more than they do credit scores. WESST will explain what this means during a webinar on
- [New Owner Expands with SBA Loans](https://financenewmexico.org/articles/new-owner-expands-with-sba-loans/) - ADID Care of New Mexico was purchased with an SBA 7(a) loan, and then it expanded services with the help of an SBA 504 loan from B:Side Capital.
- [As Good As It Gets: 504 Loans](https://financenewmexico.org/articles/obtaining-a-loan/504-loans-as-good-as-it-gets-karen-howard-executive-director-enchantment-land-certified-development-corp/) - The SBA 504 loan program is described.
- [Uncover Profit Opportunities](https://financenewmexico.org/new-opportunities/uncover-profit-opportunities/) - Business owners can learn how to uncover profit opportunities from B:Side University, a free platform that breaks down complex topics into actionable guidance.
- [No Loan Collateral? No Problem](https://financenewmexico.org/new-opportunities/no-loan-collateral-no-problem/) - Small businesses that have been in operation for at least six months may be eligible for a collateral-free loan from the nonprofit CDFI B:Side Fund.
- [Community Development Financial Institution (CDFI)](https://financenewmexico.org/glossary/community-development-financial-institution-cdfi/) - A lender with a mission to promote economic development by making financial resources affordable and accessible to neglected or underserved communities.
- [National Labs Offer Help through NMSBA](https://financenewmexico.org/new-opportunities/national-labs-offer-help-through-nmsba/) - New Mexico's national labs, through the NMSBA program, help businesses by connecting them with experts for specialized support from scientists and engineers.
- [Small Business Week Includes Learning Sessions](https://financenewmexico.org/new-opportunities/small-business-week-includes-learning-sessions/) - Access to Capital and other learning sessions are part of the SBA Small Business Week virtual summit, followed by a celebratory breakfast in Albuquerque.
- [Loans and Resources Keep Business in the Air](https://financenewmexico.org/articles/loans-and-resources-keep-business-in-the-air/) - SBA loans from the nonprofit lender DreamSpring helped the small business, High Country Air Service, survive the pandemic and then soar with a capital infusion.
- [Explore Marketing Tools](https://financenewmexico.org/new-opportunities/explore-marketing-tools/) - Marketing strategy and tools, such as branding, websites, and e-commerce, will be explored through Dec. 2026 by the business development organization WESST.
- [LiftFund Helps Owners Find Business Grants](https://financenewmexico.org/new-opportunities/liftfund-helps-owners-find-business-grants/) - Money is never free, but a few business grants only require the time it takes to fill out an application. The nonprofit lender LiftFund can help find them.
- [DreamSpring Lowers Loan Interest Rates](https://financenewmexico.org/new-opportunities/dreamspring-lowers-loan-interest-rates/) - Nonprofit lender DreamSpring has lowered interest rates, implemented a rate ceiling, and taken other measures to increase access to small-business financing.
- [NM Economic Development Department](https://financenewmexico.org/resources/general-business-assistance/nm-economic-development-department/) - The NM Economic Development Department helps businesses and communities thrive through tax and hiring incentives and support programs: JTIP, ISO 9000 and more.
- [Business Startup Blueprint Offered](https://financenewmexico.org/new-opportunities/business-startup-blueprint-offered/) - A business startup blueprint is offered by the nonprofit lender LiftFund. The blueprint includes a checklist and support opportunities for entrepreneurs.
- [Roadshows Prep Businesses for International Travelers](https://financenewmexico.org/new-opportunities/roadshows-prep-businesses-for-international-travelers/) - Roadshows aim to help tourism businesses understand how to work with international tour operators and grow their business through the global travel trade.
- [Loans Help Ballet Academy Stay on Pointe](https://financenewmexico.org/articles/loans-help-ballet-academy-stay-on-pointe/) - Small business loans and business support from the nonprofit lender The Loan Fund helped Ballet Taos Academy launch, do roof repairs, and survive the pandemic.
- [Do Business with Sandia National Laboratories](https://financenewmexico.org/new-opportunities/do-business-with-sandia-national-laboratories/) - Small businesses should consider doing business with the U.S. national laboratories, including Sandia, which buys $1.6 billion in products and services.
- [Resource Fair Has Answers for Small Businesses](https://financenewmexico.org/new-opportunities/resource-fair-has-answers-for-small-businesses/) - Resource fair aims to help entrepreneurs and business owners access free and low-cost resources that can help them grow their companies or ideas.
- [Pilot Program Helps Albuquerque Small Businesses Reduce Energy Costs](https://financenewmexico.org/new-opportunities/pilot-program-helps-albuquerque-small-businesses-reduce-energy-costs/) - Pilot program aims to help small businesses in Albuquerque reduce energy costs, improve safety, and invest in energy-efficient upgrades.
- [Increase Profits with the Rural Efficient Business Program](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/increase-profits-with-the-rural-efficient-business-program/) - The Rural Efficient Business Program helps small businesses and agricultural producers reduce energy consumption and implement renewable energy systems.
- [Is it a Hobby or Business?](https://financenewmexico.org/new-opportunities/is-it-a-hobby-or-business/) - No single factor determines if income and expenses are related to a business or a hobby. The final arbiter is the IRS, which considers multiple factors.
- [Tribal Grant and TEAM Fund Open Applications](https://financenewmexico.org/new-opportunities/tribal-grant-and-team-fund-open-applications/) - RDC is accepting applications for its Tribal Grant Program and its TEAM Fund. The Tribal Grant offers up to $5,000, and the TEAM Fund offers loans up to $20,000.
- [Financial Basics Offered](https://financenewmexico.org/new-opportunities/financial-basics-offered/) - B:Side Fund is offering a step-by-step financial basics program to help participants build essential financial knowledge before asking for a small-business loan.
- [Local Program Has National Implications for Entrepreneurs](https://financenewmexico.org/articles/local-program-has-national-implications-for-entrepreneurs/) - NM LEEP has selected its fifth cohort of deep-tech innovators for a two-year entrepreneur fellowship. 2027 applications will be accepted until May 8, 2026.
- [Technology Opportunities Highlighted](https://financenewmexico.org/new-opportunities/technology-opportunities-highlighted/) - See technology innovations at the Innovate New Mexico Technology Showcase that highlights emerging technologies and commercialization opportunities.
- [Suppliers and Customers Can Help with Financing](https://financenewmexico.org/new-opportunities/suppliers-and-customers-can-help-with-financing/) - Suppliers and customers offer cash flow and financing opportunities if business owners know how to structure financing options.
- [Take the Ski Lift to Funding](https://financenewmexico.org/new-opportunities/take-the-ski-lift-to-funding/) - The Ski Lift Pitch at Taos Ski Valley highlights ten startup companies and lets other entrepreneurs network with VCs to learn about startup funding.
- [Tax Changes Aloft](https://financenewmexico.org/new-opportunities/tax-changes-aloft/) - Changes are coming to tax returns, and the nonprofit lender DreamSpring aims to help small business owners prepare by learning about the One Big Beautiful Bill.
- [Loans Support Childcare Center](https://financenewmexico.org/articles/loans-support-childcare-center/) - Clearinghouse CDFI provided loans for the Kewa Childcare Development Center, a new 22,000 sf facility located in an underserved community of New Mexico.
- [Other Incentives](https://financenewmexico.org/funding/tax-incentives/other-incentives/) - The State of New Mexico has provisions for a wide range of tax and other incentives, including those related to high-wage jobs, technology research and development, manufacturing, renewable energy, businesses located on the border and aviation. Some of these incentive programs include the Manufacturers Investment Tax Credit, R&D Small Business Tax Credit, Rural Jobs Tax
- [Other Incubators](https://financenewmexico.org/resources/incubators/other-incubators/) - Albuquerque's BioScience Center, Clovis Business Center, and Los Alamos Commerce and Development Corporation are incubator-style business resource centers.
- [Navajo Tech Innovation Center (NTIC)](https://financenewmexico.org/resources/incubators/navajo-tech-innovation-center-ntic/) - Certified business incubator with dedicated areas for computer training, arts-crafts, and offering training and mentoring in accounting, bookkeeping, taxes, marketing.
- [Tips Help Importers Save Money](https://financenewmexico.org/articles/general-business-advice/tips-help-importers-save-money/) - Businesses new to importing can save money by using the services of trade professionals and learning the lingo of international trade.
- [Government Contracting and Veteran's Assistance](https://financenewmexico.org/resources/specialized-assistance/government-contracting/) - Organizations such as NM Veterans Business Outreach, NM EDD, NM MEP and PTAP assist businesses with becoming certified and obtaining government contracts.
- [Specialized Assistance for Native American Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/specialized-assistance-for-native-american-entrepreneurs/) - Native American business owners are encouraged to utilize the wide range of resources available to all New Mexico entrepreneurs, however, a number of opportunities focus exclusively on the growth of Native-owned businesses. The American Indian Business Enterprise Center (AIBE) at New Mexico State University Arrowhead Center offers a suite of services designed to build Native
- [Grants for Tribal Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/grants-for-tribal-businesses/) - The Regional Development Corporation is offering grants of up to $8,000 to businesses that are 51 percent or more owned by a Northern New Mexico tribal member to grow, diversify revenue, leverage other investments, create new jobs, and put systems in place that lead to growth. RDC's Tribal Economic Diversity Fund awards businesses owned by a
- [Regional Economic Development Organizations](https://financenewmexico.org/resources/general-business-assistance/regional-economic-development-organizations/) - Economic development organizations promote development through personalized assistance, financial incentives and region-specific resources.
- [Sandoval Economic Alliance (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-sandoval-economic-alliance/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Sandoval Economic Alliance (SEA) is a private, not-for-profit economic development corporation established to strengthen and diversify the economic base of Rio Rancho
- [Regional Business Grants Target Locals](https://financenewmexico.org/new-opportunities/regional-business-grants-target-locals/) - Regional business grants such as the Go Local Go Different Fund aim to support projects, events, and programs that strengthen local economies and businesses.
- [$25,000 Grant Fund Accepting Applications](https://financenewmexico.org/new-opportunities/25000-grant-fund-accepting-applications/) - Creative businesses in New Mexico can apply for a state grant of up to $25,000. For-profit businesses with at least 3 years of operational history can apply.
- [Small Businesses Gain with Year-End Giving](https://financenewmexico.org/articles/small-businesses-gain-with-year-end-giving/) - Philanthropic giving to nonprofit lenders that offer assistance to small businesses enables individual entrepreneurship in New Mexico.
- [ISO 9000](https://financenewmexico.org/resources/workshops-resources/iso-9000/) - The ISO 9000 training program helps businesses get the ISO 9001:2008 certification critical to winning big contracts with national and international companies.
- [Specialized Services for Technology and Manufacturing Companies](https://financenewmexico.org/resources/specialized-assistance/technology-sector-services/) - The state has resources designed to grow technology businesses. Some support commercialization of technology emanating from NM universities and laboratories.
- [Los Alamos National Laboratory](https://financenewmexico.org/resources/specialized-assistance/los-alamos-connect/) - Los Alamos National Laboratory (LANL), managed by Los Alamos National Security LLC, supports New Mexico businesses through the Feynman Center for Innovation.
- [Entrepreneurs Work Together to Get Help From Lab-Affiliated Program](https://financenewmexico.org/articles/general-business-advice/entrepreneurs-work-together-to-get-help-from-lab-affiliated-program/) - NMSBA leveraged projects allow multiple small businesses that share a technical challenge to request lab assistance collectively.
- [NMSBA Program Brings Small Businesses, National Laboratories Together](https://financenewmexico.org/articles/starting-or-growing-a-business/nmsba-program-small-businesses-get-help-from-national-labs/) - The crew from Santa Fe's Honeymoon Brewery is raising a glass to the New Mexico Small Business Assistance Program and offering a hearty “salud” to David Fox of Los Alamos National Laboratories. The cause for celebration? The successful pairing of a small-scale kombucha brewing business and a scientist at one of the nation's premier research
- [Program Embeds Tech Entrepreneurs at NM Labs](https://financenewmexico.org/articles/program-embeds-tech-entrepreneurs-at-nm-labs/) - Molecular biologist Kristina Trujillo is determined to help physicians identify and treat Alzheimer’s disease before the onset of debilitating cognitive decline. Trujillo, who holds a doctorate in molecular biology from New Mexico State University, is CEO of Albuquerque-based T-Neuro Pharma. With help from the New Mexico Lab-Embedded Entrepreneur Program (LEEP), her company is developing a
- [Nominate Your Business](https://financenewmexico.org/new-opportunities/nominate-your-business/) - Nominate yourself for the Small Business of the Year award and other honors presented by the SBA during National Small Business Week.
- [Meet the Lenders](https://financenewmexico.org/new-opportunities/meet-the-lenders/) - Nonprofit small business lenders are introducing themselves to small businesses and communities who may not be aware of the loans and services they provide.
- [Buy Local to Help Your Community](https://financenewmexico.org/articles/buy-local-to-help-your-community/) - Local buying reduces environmental impacts, supports local tastes in products and services, and multiplies money within the community.
- [WESST Enterprise Center](https://financenewmexico.org/resources/incubators/wesst-enterprise-center/) - WESST Enterprise Center member businesses receive operational support and resources that help accelerate growth during the critical startup phase.
- [Native American Farmer Incubator](https://financenewmexico.org/new-opportunities/native-american-farmer-incubator/) - The Native Farmer and Rancher Project is a year-long program that provides comprehensive support to Native producers to help them develop their agricultural businesses. The program, which starts on November 20, is accepting applications until November 6, 2025. The 2025 Native Farmer and Rancher Project is funded by the Native American Agriculture Fund and hosted
- [Business Support for Veterans](https://financenewmexico.org/articles/starting-or-growing-a-business/business-support-for-veterans/) - Veterans interested in starting a business can tap into resources offered by nonprofits and government organizations.
- [US Small Business Administration (SBA) Loans](https://financenewmexico.org/funding/loans-funding/us-small-business-administration-sba-loans/) - The SBA, which offers loan programs through banks and financial institutions, provides loan guarantees that can help a business qualify for a loan.
- [U.S.-Backed Loan Program Helps Businesses Buy Growth Assets](https://financenewmexico.org/articles/starting-or-growing-a-business/u-s-backed-loan-program-helps-businesses-buy-growth-assets/) - The Loan Fund works with a Certified Development Company’s 504 loan specialists to prepare the SBA loan paperwork and coordinate the efforts of all parties.
- [Conference Enlightens Veterans About Business Opportunities, Resources](https://financenewmexico.org/articles/starting-or-growing-a-business/conference-enlightens-veterans-about-business-opportunities-resources/) - The SBA’s Veterans Business Outreach Center in New Mexico is sponsoring a conference to raise awareness of business opportunities and programs for veterans.
- [Quemado Rito Convenience Store Puts Rural Community Back on the Map](https://financenewmexico.org/articles/obtaining-a-loan/quemado-rito-convenience-store-puts-rural-community-back-on-the-map/) - Tommy Padilla works full time for the state Livestock Board and owns a 2,000-acre cattle ranch near Quemado, a rural community that’s home to 781 people. In 2008, he saw an opportunity to provide a needed service to motorists driving through the town. Padilla turned to The Loan Fund, a nonprofit organization that provides loans, training and advice to entrepreneurs, business owners and nonprofit groups throughout New Mexico and the Navajo Nation.
- ['Made in America' Heats Up](https://financenewmexico.org/articles/general-business-advice/made-in-america-heats-up/) - Last year, the SBA helped put over $2 billion in financing into the hands of small manufacturers.
- [SBA Changes Intensify Business Lending Surge](https://financenewmexico.org/articles/starting-or-growing-a-business/sba-changes-intensify-business-lending-surge/) - More lenders participating since SBA began streamlining, simplifying loan programs.
- [Emergency Grant & Loan Programs](https://financenewmexico.org/funding/loans-funding/grant-loan-programs/) - Continually updated list of new grant and loan programs as they become available.
- [Small Business Development Centers](https://financenewmexico.org/resources/general-business-assistance/small-business-development-centers/) - New Mexico's Small Business Development Centers, mostly on university and community college campuses, provide workshops & consultations on starting a business.
- [SCORE](https://financenewmexico.org/resources/general-business-assistance/score/) - SCORE is a non-profit organization, supported by the U.S. Small Business Administration (SBA), that provides free and low-cost workshops and mentoring.
- [Continuing Education](https://financenewmexico.org/resources/workshops-resources/continuing-education/) - Continuing education courses that may include online instruction and/or professional certification can be found at New Mexico universities and community colleges across the state.
- [Boots to Business Helps Veterans Start Personal-Security Venture](https://financenewmexico.org/articles/starting-or-growing-a-business/boots-to-business-helps-veterans-start-personal-security-venture/) - By Finance New Mexico Chris Sweetin was transitioning to civilian life after more than 20 years as an active-duty Air Force flight examiner, engineer and instructor when he heard about the Boots to Business program from a representative of the New Mexico Veterans Business Outreach Center (VBOC). Sweetin and fellow veteran Brian Cessop had discussed
- [New Mexico Veterans Business Outreach Center](https://financenewmexico.org/resources/other-resources-nearby-for-map/new-mexico-veterans-business-outreach-center/) - The NM Veterans Business Outreach Center (VBOC) provides entrepreneurial development services such as business training to honorably discharged veterans.
- [Arrowhead Center](https://financenewmexico.org/resources/incubators/arrowhead-technology-center/) - Arrowhead Technology Incubator is one of many facilities and services provided by Arrowhead Center at NMSU in Las Cruces, which serves the entire state.
- [Be Part of the Pitch](https://financenewmexico.org/new-opportunities/be-part-of-the-pitch/) - Be part of the pitch at the pitch competition for outdoor businesses. Adventure Pitch features eight companies battling to win $15,000 in prizes.
- [WESST](https://financenewmexico.org/resources/general-business-assistance/wesst/) - WESST is a nonprofit economic development organization that provides business training, consulting, and small-business loans to entrepreneurs.
- [New Mexico Small Business Assistance Program](https://financenewmexico.org/funding/grants-funding/new-mexico-small-business-assistance-program/) - Businesses with a technical challenge can seek free assistance from scientists or engineers at Los Alamos and Sandia national laboratories through NMSBA program.
- [Clearinghouse CDFI Boosts Housing](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/clearinghouse-cdfi-boosts-housing/) - Clearinghouse CDFI finances projects that create jobs and services to help people live, work, dream, grow, and thrive in healthy communities such as Clovis.
- [NMSBA Program Improves Production](https://financenewmexico.org/articles/nmsba-program-improves-production/) - The NMSBA Program offers technology and expertise of NM's national laboratories and their partners to help businesses solve production ad other problems.
- [Food Businesses Can Get Up to $100,000](https://financenewmexico.org/new-opportunities/food-businesses-can-get-up-to-100000/) - Food retailers, producers, processors, distributors, and others can get up to $100,000 in grant funding from the New Mexico Healthy Food Financing Fund.
- [How to Manage a Nonprofit](https://financenewmexico.org/new-opportunities/how-to-manage-a-nonprofit/) - Manage a nonprofit like a for-profit company using these five critical elements and tips from a financial institution that lends to nonprofit organizations.
- [B:Side Lenders and Lunch](https://financenewmexico.org/new-opportunities/bside-lenders-and-lunch/) - B:Side Fund and Capital and the Albuquerque Hispano Chamber of Commerce want to help small business owners access capital to grow their business.
- [Grants for Black-Owned Businesses](https://financenewmexico.org/new-opportunities/grants-for-black-owned-businesses/) - Black-owned businesses and nonprofits in Albuquerque can apply for a grant from the Black Chamber of Commerce of New Mexico.
- [Resilience and Credit Support Native Owned Business](https://financenewmexico.org/articles/resilience-and-credit-support-native-owned-business/) - Resilience and credit from the nonprofit lender RCAC helped Native American-owned Earth & Sky Floral Designs get back to business after a health setback.
- [Resources for Manufacturers](https://financenewmexico.org/new-opportunities/resources-for-manufacturers/) - Resources, inspiration, and advice are on tap during Manufacturing Day activities in October. Manufacturing Day is an annual, month-long celebration.
- [Pitch and Match](https://financenewmexico.org/new-opportunities/pitch-and-match/) - Startups Pitch & Match is a fun and energizing event that connects New Mexico's startups with the people who can help them grow.
- [What are the 5 Cs of Credit?](https://financenewmexico.org/new-opportunities/what-are-the-5-cs-of-credit/) - Character, capital, collateral, capacity, and conditions are the 5 Cs of Credit that determine if a traditional lender will offer a loan to a business owner.
- [Sell Your Art to the Government](https://financenewmexico.org/new-opportunities/sell-your-art-to-the-government/) - New Mexico-based artists can apply to sell their work to New Mexico's Art in Public Places Program.
- [Apply to Pitch for Cash](https://financenewmexico.org/new-opportunities/apply-to-pitch-for-cash/) - Businesses in the outdoor recreation industry can apply to pitch their company services or products and compete to receive cash at Adventure Pitch Fest.
- [Financial Statements Tell the Good and Bad](https://financenewmexico.org/new-opportunities/financial-statements-tell-the-good-and-bad/) - Financial statements tell the good and bad of a business. They include the Profit & Loss Statement, Balance Sheet, Budget, and Cash Flow Statement.
- [Coworking in Albuquerque](https://financenewmexico.org/resources/other-resources-nearby-for-map/coworking-in-albuquerque/) - Coworking is a more collaborative, knowledge-sharing approach to the office space. Office amenities and operational support are available at SVEDC and WESST.
- [State's Business Resources On Display](https://financenewmexico.org/new-opportunities/business-resources-on-display/) - New Mexico offers resources to help new and established businesses reach their goals, and many will be on display at an expo-style event in Santa Fe.
- [Loan Funds a New Sense of Purpose](https://financenewmexico.org/articles/loan-funds-new-sense-of-purpose/) - Cambri Gardnerfound a new sense of purpose after she purchased Roswell Aesthetics & Wellness with the help of the nonprofit lender The Loan Fund.
- [Lease or Buy a Building?](https://financenewmexico.org/new-opportunities/lease-or-buy-a-building/) - Owners of businesses often wonder if they should lease or buy a building. Profit is just one factor to consider. Opportunity cost should also be considered.
- [8-Month Business Accelerator Program](https://financenewmexico.org/new-opportunities/8-month-business-accelerator-program/) - The Center for Responsible Entrepreneurship offers an 8-month business accelerator program to help individuals and businesses take their ideas to the next level.
- [WESST Doubles Down to Help Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wesst-doubles-down-to-help-businesses/) - The nonprofit organization WESST is strategically restructuring to serve businesses and startups throughout New Mexico well into the future.
- [Boost Your Publicity](https://financenewmexico.org/new-opportunities/boost-your-publicity/) - Boost your publicity by meeting local media representatives
- [Small Business Publicity: Writing Effective Press Releases](https://financenewmexico.org/articles/general-business-advice/small-business-publicity-writing-effective-press-releases/) - Professional publicists recommend press releases to deliver business news to the media for broadcast to potential customers. The difference between a well-written press release and one that is poorly researched and badly written can mean a story landing on the front page or one that goes into the recycle bin.
- [DreamSpring](https://financenewmexico.org/resources/workshops-resources/dreamspring/) - A nonprofit organization that increases access to business credit, makes loans and provides training that enables New Mexico-based entrepreneurs...to realize their dreams. Since 1994, Albuquerque-based DreamSpring has provided over half a billion dollars in loans to entrepreneurs from more than 34,000 businesses across 27 states. Average loan size is $13,000. The small businesses funded by
- [Reaching Rural with Small Business Loans](https://financenewmexico.org/articles/reaching-rural-with-small-business-loans/) - Carlos and Juany Chico were turned down by several national banks for a small business loan before obtaining financing from the nonprofit lender DreamSpring.
- [Business Plan is Guide to Success](https://financenewmexico.org/new-opportunities/business-plan-is-guide-to-success/) - A business plan is a guide that examines the proposed products, market, industry, policies, marketing , production requirements, and financial needs.
- [Launch Your Business with LiftFund](https://financenewmexico.org/new-opportunities/launch-your-business-with-liftfund/) - Launch your business with a step-by-step checklist from the nonprofit lender LiftFund.
- [REAP Program Guarantees Small-Business Loans](https://financenewmexico.org/new-opportunities/reap-program-guarantees-small-business-loans/) - The Rural Energy for America Program helps agricultural entities and rural small businesses develop renewable energy systems or implement energy efficiency upgrades.
- [Raise Capital for Your Tech Business](https://financenewmexico.org/new-opportunities/raise-capital-for-your-tech-business/) - Raise capital for your tech business with the help of the Capital Raise Sprint program at NMSU, a 6-week online business accelerator program.
- [Special Assistance for Rural Businesses](https://financenewmexico.org/new-opportunities/special-assistance-for-rural-businesses/) - Entrepreneurs and business owners in rural areas of western states can get business assistance and financing from the nonprofit organization RCAC.
- [This is How to Start a Business](https://financenewmexico.org/articles/this-is-how-to-start-a-business/) - This is how to start a business: Perseverance and a small business loan from the SBA microlender WESST.
- [Get Up to Speed on GRT and Business Taxes](https://financenewmexico.org/new-opportunities/get-up-to-speed-on-grt/) - Similar to a sales tax, New Mexico imposes the state's Gross Receipts Tax (GRT) that must be collected on the sale of products AND services.
- [What Price Should I Charge?](https://financenewmexico.org/new-opportunities/what-price-should-i-charge/) - What price should I charge for my product? First, understand all of your costs, including things like time. And then, examine the market.
- [Learn About SBA Microloans](https://financenewmexico.org/new-opportunities/learn-about-sba-microloans/) - New and aspiring business owners can learn about SBA microloans and small business loans offered by the nonprofit lender and business development organization WESST.
- [Coming to Terms: Document Spells Out Investor/Owner Relationships](https://financenewmexico.org/articles/obtaining-equity-investment/coming-to-terms-document-spells-out-investorowner-relationships/) - A term sheet serves as a template for the legal contract that spells out the responsibilities and relationships of business partners.
- [Equity Investors Have Much to Offer New Mexico Entrepreneurs](https://financenewmexico.org/articles/obtaining-equity-investment/equity-investors-much-to-offer-new-mexico-entrepreneurs/) - Businesses considering the pros and cons of partnering with an equity investor must focus on what types of assistance investors can offer beyond money.
- [NMSBIC Sets Sights on Young Entrepreneurs](https://financenewmexico.org/articles/starting-or-growing-a-business/nmsbic-sets-sights-on-young-entrepreneurs/) - NMSBIC hosted a networking session at the Inventors and Entrepreneurs Workshop in New Mexico.
- [SEC rules allow everyone to invest in small businesses](https://financenewmexico.org/articles/obtaining-equity-investment/sec-rules-allow-small-business-crowdfunding/) - Federal and state laws make it possible for everyone to invest in small businesses through crowdfunding.
- [Meat Processors Targeted for Assistance](https://financenewmexico.org/new-opportunities/meat-processors-targeted-for-assistance/) - Aspiring meat processing entrepreneurs can get business assistance and loan advicefrom the Biz Sprint program Arrowhead Center.
- [BizSprints: Targeted Business Acceleration](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/bizsprints-targeted-business-acceleration/) - BizSprints are free accelerator programs that offer one-on-one consulting sessions, expert speakers, and supportive advisors that guide participants through exploring potential new markets. Some Sprints also offer guidance to expand digital footprints and obtain capital funding. Sponsored and led by Arrowhead Center at New Mexico State University, BizSprint programs focus on the special needs of
- [Workshops Help Innovators Access Federal Funds](https://financenewmexico.org/articles/starting-or-growing-a-business/workshops-help-innovators-access-federal-funds/) - The next-best thing to free money is available through two federal programs for small businesses involved in technology and innovation. The Small Business Innovation Research (SBIR) program and the Small Business Technology Transfer (STTR) program are designed for high-risk, untested innovations, not for conventional enterprises, such as retail or service, or for technology companies with proven ideas.
- [Small Business Innovation Research Program (SBIR)](https://financenewmexico.org/funding/grants-funding/small-business-innovation-research-program-sbir/) - SBIR and a related program, Small Business Technology Transfer Program (STTR), grant money to small and startup businesses to develop products, technology or services that solve pressing problems in agriculture, defense, education, energy, transportation, the environment, space exploration, health and other areas. SBIR and STTR are designed for high-risk, untested innovations, not for conventional enterprises, such
- [Business Grants Exist and Money is Available](https://financenewmexico.org/new-opportunities/business-grants-exist-and-money-is-available/) - Money is never free, but a few available business grants only require the time it takes to fill out an application.
- [Loan Request Mistakes to Avoid](https://financenewmexico.org/articles/loan-request-mistakes-to-avoid/) - Don't make these mistakes when applying for a small business loan.
- [Conferences Offer Business Resources, Loans, and Networking](https://financenewmexico.org/new-opportunities/conferences-offer-business-resources-loans-and-networking/) - Conferences offer networking opportunities and equip participants with knowledge about business resources and available capital, including loans and grants.
- [Collateral Support Program Helps New Mexico Businesses Leverage Loans](https://financenewmexico.org/articles/obtaining-a-loan/collateral-support-program-helps-new-mexico-businesses-leverage-loans/) - The Collateral Support Participation program allows a bank to transfer risk to the New Mexico Finance Authority, which purchases part of the small business loan.
- [Century Bank: Your Bank of Choice](https://financenewmexico.org/funding/loans-funding/your-local-bank/) - Your local bank is the first place you should go when you need a loan. Your community banker knows the local market and... can help you determine if your venture is eligible for a loan based on your credit score, collateral and business plan. Your banker can also determine if your circumstances qualify you for
- [Clear Business Plan is Key to Getting a Loan](https://financenewmexico.org/articles/obtaining-a-loan/clear-business-plan-is-key-to-getting-a-loan/) - Whether an entrepreneur is starting a new business or expanding an existing venture, applying for a loan can be daunting. A good business plan makes the process less intimidating and more likely to succeed.
- [Credit Score: Important in Good Times and Bad](https://financenewmexico.org/articles/surviving-in-a-slow-economy/credit-score-important-in-good-times-and-bad/) - Discover various ways to improve your credit score.
- [Quick Ratios Help Businesses Take Their Financial Pulse](https://financenewmexico.org/articles/obtaining-a-loan/quick-ratios-help-businesses-take-their-financial-pulse/) - Lenders and investors use business health assessments like liquidity and debt ratios to determine if a company qualifies for a loan or is a good candidate for venture capital.
- [Prepare for a Small Business Loan](https://financenewmexico.org/new-opportunities/prepare-for-a-small-business-loan/) - Clearinghouse CDFI is hosting a webinar to help businesses, developers, and nonprofit organizations prepare to apply for a small-business loan.
- [Program Pairs Businesses with Unique Expertise](https://financenewmexico.org/new-opportunities/program-pairs-businesses-with-unique-expertise/) - The NMSBA program pairs businesses with unique expertise from the national laboratories. Scientists work one-on-one with entrepreneurs to solve business problems.
- [Employers Must Comply with Healthy Workplaces Act](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/employers-must-comply-with-healthy-workplaces-act/) - The Healthy Workplaces Act of 2021 requires all private employers in New Mexico to allow employees to accrue and use earned sick leave.
- [Cost Behavior: Turning Your Small Business into a Profit Power-House](https://financenewmexico.org/articles/surviving-in-a-slow-economy/cost-behavior-turning-your-small-business-into-a-profit-power-house-leslie-hoffman-director-of-lending-and-client-service-accion-new-mexico/) - The use of fixed and variable costs to inform your pricing decisions is discussed.
- [Cash Flow: Timing Is Everything](https://financenewmexico.org/articles/starting-or-growing-a-business/cash-flow-timing-is-everything-leslie-hoffman-director-of-lending-client-service-accion-new-mexico/) - Principles of managing cash flow are discussed.
- [Keeping an Eye on Cash Flow](https://financenewmexico.org/articles/general-business-advice/keeping-an-eye-on-cash-flow/) - The ins and outs of a business's cash flow are analyzed.
- [Know Your Business Breakeven Before Responding to the Economy](https://financenewmexico.org/articles/surviving-in-a-slow-economy/know-your-business-breakeven-before-responding-to-the-economy-kim-t-blueher-director-of-lending-wesst-corp/) - Using your business breakeven point to help determine business options during a slow economy is discussed.
- [Pricing a Product Takes Research, Objectivity](https://financenewmexico.org/articles/general-business-advice/pricing-a-product-takes-research-objectivity/) - Pricing a product really isn’t that complicated, even for high-tech products; it’s just a matter of using educated judgment. Before settling on a price, the entrepreneur must assemble facts about the competition and customer base and know what the product cost to produce, among other things.
- [Understanding Accounting Basics Empowers Business Owners](https://financenewmexico.org/articles/general-business-advice/understanding-accounting-basics-empowers-business-owners/) - Accounting systems -- one of the topics addressed during Wesst’s Business Plan Toolkit workshop -- monitor the overall health of a business.
- [Protective Impulses Should Apply to Original Works, Trade Secrets](https://financenewmexico.org/articles/general-business-advice/protective-impulses-should-apply-to-original-works-trade-secrets/) - Trade secrets can be difficult to protect: Consult a lawyer on how to protect commercially viable intellectual property.
- [Hire Right the First Time](https://financenewmexico.org/articles/general-business-advice/hire-right-the-first-time/) - Even if a first employee is a friend of the owner, the business is subject to the laws governing employee-employer relationships as soon as the first paycheck is written.
- [What’s in a Name? A Potential Gold Mine](https://financenewmexico.org/articles/general-business-advice/whats-in-a-name-a-potential-gold-mine/) - Trademarks should be registered with the federal government, which gives the trademark holder rights throughout the USA, and the right to use the symbol.
- [New Year, New Business Plan](https://financenewmexico.org/articles/general-business-advice/new-year-new-business-plan/) - A business plan can help with finding financing and keep a business on budget and on schedule for growth and development.
- [Data-Rich Repositories Can Help State’s Businesses Research Their Markets](https://financenewmexico.org/articles/general-business-advice/data-rich-repositories-can-help-states-businesses-research-their-markets/) - Business owners can find unbiased market research based on accurate data and analytics at the NMEDD’s State Data Center and UNM's BBER.
- [Preparation Matters When Applying for a Business Loan](https://financenewmexico.org/articles/obtaining-a-loan/preparation-matters-when-applying-for-a-business-loan/) - Lenders let the documents do the talking when a business applies for a loan. A well-prepared loan application articulates why the business needs the money, what it plans to do with it.
- [WESST Named NM Microlender of 2025](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wesst-named-nm-microlender-of-2025/) - The nonprofit business development organization WESST has been named the New Mexico Microlender of the Year 2025 by the U.S. Small Business Administration.
- [Learn about Robotics](https://financenewmexico.org/new-opportunities/learn-about-robotics/) - Learn about robotics for business use at a day-long demonstration workshop in Albuquerque hosted by New Mexico MEP and led by the robotics company FANUC.
- [Get Your Deep Tech to Market Faster](https://financenewmexico.org/new-opportunities/get-your-deep-tech-to-market-faster/) - NM LEEP pairs deep-tech entrepreneurs with unique talent and technology of the national laboratories and offers a network of mentors, customers, and investors.
- [Historic Childcare Center to Double Capacity](https://financenewmexico.org/articles/historic-childcare-center-to-double-capacity/) - Christina Kent Early Childhood Center will expand services in a new building, thanks to a partnership with the nonprofit lender Homewise.
- [Tribal Economic Diversity Fund](https://financenewmexico.org/funding/grants-funding/native-american-vaf/) - The Native American Venture Acceleration Fund offers grants to qualifying Native American-owned and tribal businesses for the purpose of creating jobs.
- [Set Your Sustainable Path to Growth](https://financenewmexico.org/new-opportunities/set-your-sustainable-path-to-growth/) - Learn ways to boost your company’s sustainability.
- [Santa Fe Green Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/santa-fe-green-chamber-of-commerce/) - The chamber works to build a sustainable community of local businesses that are environmentally sound, economically viable and socially responsible through action, advocacy and education. Santa Fe Green Chamber
- [How to Legally Start a Business](https://financenewmexico.org/new-opportunities/how-to-legally-start-a-business/) - Learn about business registrations, licenses, filings, certifications, and how to legally start a business.
- [Lean 101 Can Transform a Business](https://financenewmexico.org/new-opportunities/lean-101-can-transform-a-business/) - Lean methodologies apply to manufacturing settings, but virtually every type of business can benefit from incorporating lean practices into their operations.
- [Learn to Use QuickBooks to Manage Business Finances](https://financenewmexico.org/new-opportunities/learn-to-use-quickbooks-to-manage-business-finances/) - Learn to use QuickBooks to manage business finances. WESST has a workshop for that.
- [LATINA Style Coming to Albuquerque](https://financenewmexico.org/new-opportunities/latina-style-coming-to-albuquerque/) - The LATINA Style Business Series is coming to UNM's Smith Brasher Hall in Albuquerque to give New Mexico Latina entrepreneurs insight into growing their businesses.
- [LiftLearn Promotes Business Growth](https://financenewmexico.org/new-opportunities/liftlearn-promotes-businesses-growth/) - The nonprofit small business lender LiftFund is now offering self-paced online classes.
- [Ready to Attract Internet Traffic?](https://financenewmexico.org/new-opportunities/ready-to-attract-internet-traffic/) - Marketer Tim Contado will lead a SCORE webinar to help small businesses create a landing page that attracts visitors and sales.
- [Crowdfunding for Beginners](https://financenewmexico.org/new-opportunities/crowdfunding-for-beginners/) - Crowdfunding for Beginners is a free webinar hosted by the NM Angels.
- [Business Resource Information from the Pros](https://financenewmexico.org/new-opportunities/business-resource-information-from-the-pros/) - The Business Resource Information event at San Juan College connects small businesses to resources.
- [Line of Credit Boosts Security Entrepreneur](https://financenewmexico.org/articles/line-of-credit-boosts-security-entrepreneur/) - A line of credit from the nonprofit lender The Loan Fund helped Lobo Protective Services meet expenses during a film-set contract.
- [Get Quick Business Advice](https://financenewmexico.org/new-opportunities/get-quick-business-advice/) - Get expert business advice from ActivateNM’s founder business mentors during Speed Mentoring on March 14 at Q Station in Albuquerque.
- [Loan for Entrepreneurs Ready to Launch](https://financenewmexico.org/new-opportunities/loan-for-entrepreneurs-ready-to-launch/) - The Ready, Set, Grow loan from the nonprofit lender DreamSpring offers financial footing for entrepreneurs ready to make their side business their main priority.
- [Businesses Must Pay Gross Receipts Tax; Learn How](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/businesses-must-pay-gross-receipts-tax-learn-how/) - Businesses must pay gross receipts taxes. WESST teaches how.
- [Guerilla Bootcamp Accepting Applications](https://financenewmexico.org/new-opportunities/guerilla-bootcamp-2025/) - The Guerilla Marketing Bootcamp is accepting applications.
- [Patents Aim to Protect an Innovator's Ideas](https://financenewmexico.org/articles/general-business-advice/patents-aim-to-protect-an-innovators-ideas/) - Inventors with ideas and concepts that lead to the invention of marketable new designs, devices and methods of doing something should consider protection with a patent. Inventors and innovators can take some steps to decide if patent protection is warranted.
- [Patent: The First Line of Defense for a Money-Making Idea](https://financenewmexico.org/articles/general-business-advice/patent-the-first-line-of-defense-for-a-money-making-idea-bruce-winchell-registered-patent-attorney-and-senior-attorney-for-sandia-natl-labs-assinged-to-tvc/) - Technology Ventures Corporation offers workshops on do-it-yourself patent applications, where individuals learn about patent laws.
- [Counterfeit Awareness Critical for New Mexico Manufacturers](https://financenewmexico.org/articles/general-business-advice/counterfeit-awareness-critical-for-new-mexico-manufacturers/) - Companies that manufacture overseas should market a patented product aggressively within the first 18 months, because that’s all it usually takes for someone to reverse-engineer it and create a competitive knockoff.
- [Poor Hires to Management Team Can Destroy a Business](https://financenewmexico.org/articles/general-business-advice/poor-hires-to-management-team-can-destroy-a-business/) - An early-stage company can put itself out of business through one or two poor hires simply because a do-over isn’t practical or tolerated by external investors.
- [Hired Hands: Employees or Independent Contractors?](https://financenewmexico.org/articles/general-business-advice/hired-hands-employees-or-independent-contractors/) - An employer who misclassifies an employee as an independent contractor can be liable for back taxes, penalties, and interest on that employee's compensation.
- [Employers Who Mislabel Employees Risk Penalties](https://financenewmexico.org/articles/general-business-advice/employers-who-mislabel-employees-risk-penalties/) - New Mexico employers should be concerned about properly classifying the people who work for them. Stiff penalties can apply when employers misclassify.
- [Smart Startup: Know the Rules](https://financenewmexico.org/articles/general-business-advice/smart-startup-know-rules/) - Starting a business in New Mexico involves securing a tax reporting number and federal income tax ID. Special permits and other rules and regulations may also apply.
- [LLC Format Appeals to Many New Businesses](https://financenewmexico.org/articles/starting-or-growing-a-business/llc-format-appeals-to-many-new-businesses/) - Members of an LLC are not personally liable for the obligations of the LLC, which chooses how to be taxed: as a partnership, S corporation or C corporation.
- [Startups Should Weigh Partnership, Corporate Structures](https://financenewmexico.org/articles/starting-or-growing-a-business/startups-should-weigh-partnership-corporate-structures/) - Partnerships and corporations are two common forms a startup business can take. Business owners should weigh the pros and cons of business structures.
- [Sole Proprietorship Makes Sense for Startups](https://financenewmexico.org/articles/starting-or-growing-a-business/sole-proprietorship-makes-sense-for-startups/) - For most entrepreneurs, sole proprietorships suit the business for a limited time, as owners will seek to limit personal liability and bring in new partners.
- [Liability, Strategy Concerns Help Business Owners Pick Structure](https://financenewmexico.org/articles/starting-or-growing-a-business/liability-strategy-concerns-help-business-owners-pick-structure/) - The best business structure is the one that fits a company’s strategy and size and offers the greatest protection from liability and taxes.
- [Starting a business requires passion, research and a plan](https://financenewmexico.org/articles/starting-or-growing-a-business/starting-a-business-requires-passion-research-and-a-plan/) - While someone with an entrepreneurial spirit can launch a successful venture even in an unstable economy, he’s more likely to appear serious to a potential lender or investor if he possesses — besides passion and ambition — a business plan and a grasp of the market based on thorough, objective research.
- [Businesses, Like Life, Have Stages](https://financenewmexico.org/articles/obtaining-equity-investment/businesses-like-lives-have-stages/) - Few businesses follow a predictable path and timeline from one stage of life to the next. Some linger for a long time as startups, while others dash directly from startup to rapid growth. Knowing the life cycle of a typical business can help an entrepreneur know where to find capital to reach the next stage.
- [Crowdfunding](https://financenewmexico.org/glossary/crowdfunding/) - When used in a business context, crowdfunding refers to raising capital by giving small equity positions in a business to many investors in exchange for cash. Crowdfunded money can also be raised by offering a new or exclusive product, rather than ownership in the company, in exchange for cash. Crowdfunding is typically conducted on a
- [Networking](https://financenewmexico.org/glossary/networking-2/) - Business networking is a socioeconomic activity by which groups of like-minded businesspeople recognize, create or act upon business opportunities. A business network is a type of social network whose reason for existing is business activity.
- [Mentor](https://financenewmexico.org/glossary/mentor/) - A mentor is a person with experience in business who can help an entrepreneur hone her or his abilities and advise him or her on navigating new challenges. Mentors can be a boon to an entrepreneur, whether they provide pointers on business strategy, bolster networking efforts, or act as confidantes.
- [Microloans](https://financenewmexico.org/glossary/microloans/) - Very small loans made to borrowers who typically lack collateral, steady employment and a verifiable credit history. Microloans are designed not only to support entrepreneurship but also in many cases to empower women or underserved individuals and uplift entire communities by extension.
- [Software as a Service (SaaS)](https://financenewmexico.org/glossary/software-as-a-service-saas/) - SaaS is a software distribution model that makes applications available to customers over a network, offering the benefits of compatibility and accessibility.
- [LIBOR](https://financenewmexico.org/glossary/libor/) - LIBOR, which stands for London Inter-bank Offered Rate, is a trademarked term that refers to benchmark short-term interest rates. It is a daily average derived from the interest rates international banks charge one another, and it was used to establish retail lending interest rates. LIBOR was replaced in 2023 with the Secured Overnight Financing Rate
- [Collateral Assistance Program](https://financenewmexico.org/glossary/collateral-support-program/) - The Collateral Support Participation program helps creditworthy small businesses by lowering a loan's overall interest rate and improving its terms.
- [Meet With Small-Business Lenders at the Black Business Summit](https://financenewmexico.org/new-opportunities/meet-with-small-business-lenders/) - Meet with small-business lenders at the Black Business Summit
- [TEAM Fund Offers Zero-Interest Loans](https://financenewmexico.org/new-opportunities/team-fund-offers-zero-interest-loans/) - The TEAM Fund will begin accepting applications for no-interest business loans of up to $20,000 on February 18, 2025.
- [Loan Enables Contract Fulfillment for REI](https://financenewmexico.org/articles/loan-enables-contract-fulfillment-for-rei/) - A loan from the nonprofit lender B:Side Fund enabled Geyser Systems to fulfill a contract for REI.
- [Rural Businesses Can Get Free Coaching - With or Without a Loan](https://financenewmexico.org/new-opportunities/small-business-get-free-coaching/) - Rural businesses in New Mexico can get free coaching, with or without a small business loan, from nonprofit lender RCAC.
- [Grant and Loan Program Helps Businesses Install Renewable Energy Systems](https://financenewmexico.org/new-opportunities/grants-and-loans-for-renewable-energy/) - USDA Rural Development REAP provides grants and loans to help businesses purchase and install renewable energy systems and make energy-efficiency improvements.
- [Businesses Paid to Hire Interns](https://financenewmexico.org/new-opportunities/businesses-reimbursed-to-hire-interns/) - Small businesses can hire an intern and receive pay reimbursement of up to $4,800 through the Paid Internship Assistance for Employers program at Central New Mexico Community College.
- [Resources for Creative Entrepreneurs Suffering Hardship](https://financenewmexico.org/new-opportunities/resources-for-creative-entrepreneurs-suffering-hardship/) - Resources for creative entrepreneurs suffering hardship or disaster
- [U.S. Department of Agriculture Rural Development](https://financenewmexico.org/uncategorized/u-s-department-of-agriculture-rural-development/) - USDA Rural Development is an economic development agency of the federal government committed to helping improve the economy and quality of life in rural America.
- [Value Added Producer Grants](https://financenewmexico.org/funding/grants-funding/value-added-producer-grants/) - Value Added Producer Grants are awarded on a competitive basis and provide up to $75,000 for planning and up to $250,000 for working capital to help agricultural producers generate new products. Priority may be given to farmers or ranchers in the startup phase, socially-disadvantaged, or operating a small or medium-sized enterprise structured as a family farm or
- [VAPG Grant Awards Up To $75,000 For Feasibility Studies](https://financenewmexico.org/new-opportunities/vapg-grant-awards-up-to-75000/) - VAPG grant awards up to $75,000 for feasibility studies and $250,000 for operating expenses.
- [New Mexico MEP Helps Company Go Lean](https://financenewmexico.org/articles/new-mexico-mep-helps-company-go-lean/) - New Mexico MEP helped Adam Wagoner's company develop lean practices resulting in a 95% reduction in inventory losses.
- [Do You Know if Your Business Idea is Feasible?](https://financenewmexico.org/new-opportunities/is-your-business-idea-is-feasible/) - WESST online class helps entrepreneurs determine if their business idea is feasible.
- [Apply to Free Business Support Program](https://financenewmexico.org/new-opportunities/free-business-support-program/) - Arrowhead Center is accepting applications until January 31, 2025, for its newest free business support program, BizSprint San Juan.
- [Ski Lift Pitch Offers $10,000 Grant](https://financenewmexico.org/new-opportunities/ski-lift-pitch-offers-10000-grant/) - The Ski Lift Pitch competition offers $10,000 to the winning pitch from a scalable, high-growth pre-seed or series-seed New Mexico company.
- [Nonprofits in Need: Borrowing Can Be Tool for Financial Stability](https://financenewmexico.org/articles/borrowing-can-be-tool-for-financial-stability/) - Many nonprofits look to loans and lines of credit as alternative sources of funding when grants or contributions are not available or are not sufficient.
- [Business Grants for Technology Acceleration](https://financenewmexico.org/new-opportunities/business-grants-for-technology-acceleration/) - The New Mexico Economic Development Department is accepting applications for an Advanced Energy Award Pilot Program (NM AEAPP) grant award of up to $1 million to accelerate the development and commercialization of technologies in the Advanced Energy Sector. The competitive, state-funded grant program awards non-dilutive funds to proposals in advanced energy innovation and commercialization from
- [Military Entrepreneurship Summit](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/military-entrepreneurship-summit/) - The Military Community Entrepreneurship Summit in Las Cruces offers business resources, networking, and the experiences of veteran business owners.
- [UNM Business Summit Aims to Inspire](https://financenewmexico.org/new-opportunities/unm-business-summit-2025/) - Victor W. Hwang headlines the UNM Business and Economic Summit on January 14.
- [Consider Giving to Business This Tuesday](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/giving-tuesday/) - Often overlooked on Giving Tuesday are nonprofit lenders and business resource programs that support entrepreneurship by making loans to startups and small businesses in New Mexico.
- [Shop Local and Skip the Tax](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/shop-local-and-skip-the-tax/) - Shop local on November 30 and skip the sales tax on New Mexico’s Small Business Saturday Tax Holiday.
- [B:Side Capital and B:Side Fund](https://financenewmexico.org/funding/loans-funding/bside-capital-and-bside-fund/) - B:Side Capital and B:Side Fund are two sides of the same mission-based lending organization focused on fostering the economic growth of diverse small businesses.
- [The Loan Fund](https://financenewmexico.org/funding/loans-funding/the-loan-fund/) - The Loan Fund is a nonprofit CDFI that offers business loans and consulting to New Mexico nonprofits and businesses.
- [RCAC](https://financenewmexico.org/funding/loans-funding/rcac/) - RCAC is a financial resource for rural communities and businesses that need capital and technical assistance.
- [LiftFund](https://financenewmexico.org/funding/loans-funding/liftfund/) - LiftFund is a lending resource that transforms lives by opening doors and leveling the financial playing field in entrepreneurship.
- [Homewise](https://financenewmexico.org/funding/loans-funding/homewise/) - Resource Tool for Start-up and Small Businesses in New Mexico
- [Clearinghouse CDFI](https://financenewmexico.org/funding/loans-funding/clearinghouse-cdfi/) - Clearinghouse CDFI is a direct lender financing projects that create jobs and services to help people live, work, dream, grow, and thrive in healthy communities.
- [New Mexico Small Business Investment Corporation](https://financenewmexico.org/resources/other-resources-nearby-for-map/new-mexico-small-business-investment-corporation/) - The NMSBIC supports small businesses throughout the state by providing equity or debt capital to finance expansion and to help create and retain jobs.
- [Support New Mexico business](https://financenewmexico.org/about-us/support-new-mexico-business/) - Demonstrate your commitment to growing New Mexico business by supporting the Finance New Mexico project. By participating in a network of public- and private-sector business service providers that reach into every community in the state, we leverage our collective resources and knowledge to grow New Mexico's economy. To partner with the Finance New Mexico project,
- [Small Business Loan is Most Recent Help for Gallup Family Business](https://financenewmexico.org/articles/loan-for-gallup-family-business/) - The nonprofit lender WESST helped this Gallup business prepare for and get a small business loan.
- [ARC Loans Help Small Businesses Bridge Debt Gap](https://financenewmexico.org/articles/general-business-advice/arc-loans-help-small-businesses-bridge-debt-gap/) - America’s Recovery Capital Loan Program, ARC loan, can provide up to $35,000 in short-term relief to help qualified small businesses return to profitability.
- [MEP to Showcase Products Made in New Mexico](https://financenewmexico.org/articles/investment-in-new-mexico/mep-to-showcase-products-made-in-new-mexico/) - New Mexico MEP's New Mexico Made program aims to promote businesses that create goods in the state by certifying qualifying businesses.
- [New Markets Tax Credit Program Benefits Low-Income Communities](https://financenewmexico.org/articles/obtaining-a-loan/new-markets-tax-credit-program-benefits-low-income-communities/) - To be eligible for CDE funding, a business development project must be in a neighborhood or tract considered low-income in the most recent census.
- [Economic Development Mandates Drive State’s Nonprofit Lenders](https://financenewmexico.org/articles/obtaining-a-loan/economic-development-mandates-drive-states-nonprofit-lenders/) - NMSBIC’s annual outreach meetings are an opportunity for entrepreneurs to learn about free and affordable business services and small-business loans.
- [New Mexico Communities Building On-Ramps to Information Superhighway](https://financenewmexico.org/articles/investment-in-new-mexico/new-mexico-communities-building-on-ramps-to-information-superhighway/) - New Mexico municipalities are getting creative in their pursuit of broadband service, and many are finding that collaboration is essential to procuring this indispensable collective asset.
- [New Mexico Set to Celebrate Manufacturing Sector](https://financenewmexico.org/articles/investment-in-new-mexico/new-mexico-set-to-celebrate-manufacturing/) - Investment in New Mexico New Mexico Set to Celebrate Manufacturing Sector
- [Economic Development Remains LANL Focus Under Triad](https://financenewmexico.org/articles/investment-in-new-mexico/economic-development-remains-lanl-focus-under-triad/) - Los Alamos National Laboratory continues its mission to support small business development.
- [New Mexico Communities Featured in Economic Development Course](https://financenewmexico.org/articles/investment-in-new-mexico/new-mexico-communities-featured-in-economic-development-course/) - The economic development field is rapidly changing and increasing in complexity. The New Mexico Basic Economic Development Course is designed to help community leaders understand legacy economic development approaches and become current with new program initiatives and best practices. Held on the campus of Western New Mexico University in Silver City every July, the course
- [New Mexico Film Conference Sheds Light on Entrepreneurial Opportunities](https://financenewmexico.org/articles/investment-in-new-mexico/new-mexico-film-conference-sheds-light-on-entrepreneurial-opportunities/) - The New Mexico State Film Office's annual conference focuses on state resources and industry trends. It's also a venue for those seeking business opportunities in the film industry.
- [Demo Day Gives Startups a Platform for New Products](https://financenewmexico.org/articles/investment-in-new-mexico/demo-day-gives-startups-a-platform-for-new-products/) - The ABQid accelerator empowers entrepreneurs to develop their businesses and launch their products while being supported by a network of mentors, advisers and business experts.
- [Industrial Revenue Bonds Offer Novel Approach to Economic Development](https://financenewmexico.org/articles/investment-in-new-mexico/industrial-revenue-bonds-offer-novel-approach-to-economic-development/) - An industrial revenue bond is an economic development tool that allows governments to offer tax subsidies for new or expanding businesses that create jobs and improve communities.
- [Revitalizing New Mexico’s Historic Centers of Commerce](https://financenewmexico.org/articles/investment-in-new-mexico/revitalizing-new-mexicos-historic-centers-of-commerce/) - New Mexico MainStreet, Frontier Communities Initiative, and the Arts and Cultural Districts Program strive to revitalize historic commercial districts.
- [Landscape Changing - But Still Good - for New Mexico's Film Industry](https://financenewmexico.org/articles/investment-in-new-mexico/landscape-changing-but-still-good-for-new-mexicos-film-industry/) - While industry insiders and supporters warn that collaring the incentives may make production companies turn to states with more favorable offerings, Elliott is optimistic that New Mexicans will continue to find opportunities to work in the film, TV and commercial production industry.
- [Sources of Equity Capital in New Mexico](https://financenewmexico.org/articles/obtaining-equity-investment/sources-of-equity-capital-in-new-mexico-shyla-sheppard-associate-nm-community-capital/) - A list of angel and institutional equity investors in the state of New Mexico is provided, complete with links and a description of their specialty industries.
- [Speeding Up Startups in Northern New Mexico](https://financenewmexico.org/articles/taking-technology-to-market/speeding-up-startups-in-northern-new-mexico-tatjana-rosev-los-alamos-national-laboratory-communications-office/) - The Venture Acceleration Fund, which supports businesses affiliated with Los Alamos National Laboratory, is explained in detail, with examples of businesses that have benefitted.
- [Springboard Gives Entrepreneurs a Boost](https://financenewmexico.org/articles/taking-technology-to-market/springboard-gives-entrepreneurs-a-boost-tatjana-rosev-los-alamos-natl-lab-communications-office/) - LANL's Springboard program, designed to assist technology entrepreneurs, is explained.
- [Equity Funding: Milestones That Matter in the Life of Your Businesses](https://financenewmexico.org/articles/obtaining-equity-investment/equity-funding-milestones-that-matter-in-the-life-of-your-businesses-tom-stephenson-managing-general-partner-verge-fund/) - It can be advantageous to plan investment funding rounds to coincide with significant accomplishments. This allows investors to assume less risk, and hence, less ownership.
- [Two Federal Programs Offer Money With Few Strings Attached](https://financenewmexico.org/articles/taking-technology-to-market/two-federal-programs-offer-money-with-few-strings-attached-tatjana-rosev-los-alamos-natl-lab-communications-office/) - An overview of the STTR and SBIR programs for technology start-ups is provided.
- [Cleantech: Still Attractive and Attracting Investment](https://financenewmexico.org/articles/taking-technology-to-market/cleantech-still-attractive-and-attracting-investment/) - Investments in low-impact forms of energy generation, cleantech, is examined.
- [Venture Acceleration Fund Now Accepting Proposals](https://financenewmexico.org/articles/taking-technology-to-market/venture-acceleration-fund-now-accepting-proposals/) - The Venture Acceleration Fund, administered through Los Alamos National Laboratory, awards up to $100,000 to qualifying ventures. This year, the VAF is changing some of its rules: calls for ideas will be accepted year-round, and companies no longer must have a direct technology-transfer association with the lab — though some preference is given to those ventures.
- [Entrepreneur Alert: It's Time to Prepare for Technology Summit](https://financenewmexico.org/articles/taking-technology-to-market/entrepreneur-alert-its-time-to-prepare-for-technology-summit/) - In January, 2012, TVC will select up to 20 entrepreneurs with the most commercially marketable ideas and help them prepare business plans to pitch in April to funders at TVC’s Deal Stream Summit, formerly called the Equity Capital Symposium. TVC must receive plans by Jan. 6, and entrepreneurs should contact TVC (www.techventures.org) right away at 505-246-2891.
- [Federal Funding Still Good for Small Technology Firms](https://financenewmexico.org/articles/federal-funding-still-good-for-small-technology-firms/) - Congress in December voted to continue two federal programs that offer funding to small businesses involved in technology and innovation. The Small Business Innovation Research Program (SBIR) and the Small Business Technology Transfer Program (STTR) were reauthorized as part of the National Defense Authorization Act, ensuring their funding through 2017.
- [National Lab Assists Dental Implant Developer with Technical Problems](https://financenewmexico.org/articles/national-lab-assists-dental-implant-developer-with-technical-problems/) - NMSBA leveraged projects fund laboratory research for multiple businesses with a shared problem that is too large or complex for an individual project. Leveraged projects are funded at the equivalent of between $20,000 and $100,000 in technical assistance. Three New Mexico men recently collaborated to develop, manufacture, and market dental implants that use an enhanced variant of titanium made by Manhattan Scientifics and received help from the NMSBA leveraged projects program.
- [Los Alamos National Lab Program Shares Cutting Edge Technologies](https://financenewmexico.org/articles/los-alamos-national-lab-program-shares-cutting-edge-technologies/) - LANL's Richard P. Feynman Center for Innovation (FCI) launched the Express Licensing program to fast-track the licensing of technologies and software.
- [Young Adults Are Target of Entrepreneurial Initiative](https://financenewmexico.org/articles/taking-technology-to-market/young-adults-are-target-of-entrepreneurial-initiative/) - The High Desert Discovery District (HD3) is dedicated to cultivating a climate of innovation that entices young professionals and entrepreneurs to return to the state and contribute to its economic prosperity.
- [Innovation Vouchers help NM technology businesses thrive](https://financenewmexico.org/articles/innovation-vouchers-help-nm-technology-businesses-thrive/) - Early-stage science and technology companies in New Mexico occasionally need a little boost, and the state's Innovation Vouchers program, first launched in 2017, is there to lend a hand. Managed by the New Mexico Economic Development Department’s (EDD) Office of Science and Technology, the program offers competitive grants of small amounts — $2,000 per individual
- [Tech Startup Gets Help From New Mexico MEP](https://financenewmexico.org/articles/tech-startup-gets-help-from-new-mexico-mep/) - Microscopic examination of metals can help airplane manufacturers know that the planes they build can withstand the forces involved in flight and could assure airlines that jet engine maintenance would detect problems before takeoff. A small woman-owned business based in Albuquerque is commercializing a laser optical technology that has the potential to revolutionize this “failure
- [FCI Offers Technology - And Help to Develop It](https://financenewmexico.org/articles/fci-offers-technology-and-help-to-develop-it/) - Los Alamos National Laboratory has a stockpile of patents covering technologies with untapped commercial potential, as well as a portfolio of copyright-protected software it wants to share with businesses that can translate these assets into private-sector jobs. LANL’s Richard P. Feynman Center for Innovation is tasked with moving Los Alamos technology to the marketplace to
- [LiftFund Supports Women-Owned Businesses](https://financenewmexico.org/articles/liftfund-supports-women-owned-businesses/) - The number of women-owned businesses has increased exponentially in the last 20 years, and many of them have been helped by small business loans and training that supports the unique needs of women. Aleia Shipman’s story is a great example of the passionate women who gain assistance and loans from lenders such as LiftFund and
- [Loan Officer Lauds Business Owners, Says ‘Entrepreneurs are Resourceful’  ](https://financenewmexico.org/articles/obtaining-a-loan/loan-officer-says-entrepreneurs-are-resourceful/) - Angelina Romo believes small businesses in the central region of New Mexico are standing on their own again after the devastating effects of the pandemic. She should know. Romo is a loan officer with The Loan Fund, a nonprofit lender that offers loans and technical assistance to businesses and nonprofit organizations throughout the state. Romo
- [Growth Unlimited for Production Sewing Company](https://financenewmexico.org/articles/growth-unlimited-for-sewing-company/) - Veronica Fuller has been sewing for more than 40 years. It’s what she loves to do. The owner of Sandia Pet Products migrated from Juarez, Mexico, 32 years ago and began working in sewing production facilities around Albuquerque, lending her expertise to manufacturing companies like Southwest Creations Collaborative, Marpac, and Sierra Peaks Corporation. In her
- [Doctors Need Capital Too](https://financenewmexico.org/articles/doctors-need-capital-too/) - Martha Manquero-Butler witnessed firsthand the difficulties elderly patients face when trying to access health care. As a doctor at Texas Tech El Paso’s residency program, she helped by visiting patients where they were located instead of asking them to go to a clinic. A few years later, with the support of family and savings, Manquero-Butler
- [Ownership Report Due by January 1, 2025](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/boir-due-by-january-1-2025/) - Businesses operating in the United States have one more requirement to satisfy. The US Corporate Transparency Act was passed by Congress to increase corporate and business transparency of company ownership and thwart criminal activity that sometimes hides behind business walls. By requiring companies -- even small ones -- to disclose their beneficial owners to the
- [Get Your Business Recognized By The SBA](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/get-sba-recognition/) - The US Small Business Administration (SBA) is accepting nominations for National Small Business Week Awards. The SBA recognizes the hard work, ingenuity, dedication, and economic contributions of small businesses during its annual National Small Business Week Celebration. The 2025 event takes place May 4 through 10, 2025, when at least 10 awards will be bestowed on
- [Two Events for Women Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/events-for-women-entrepreneurs/) - The business development organization WESST is collaborating with New Mexico Manufacturing Extension Partnership (New Mexico MEP) to offer two events specifically geared for female business owners and women entrepreneurs. Visit WESST on October 25 to hear from three extraordinary women about how they built their businesses, and join the Women in Manufacturing Panel Discussion online
- [Ready to Work with Sandia National Labs?](https://financenewmexico.org/uncategorized/work-with-sandia-national-labs/) - Sandia National Laboratories and New Mexico Manufacturing Extension Partnership (MEP) are building an advanced manufacturing center and expanding New Mexico’s manufacturing ecosystem. Join both organizations at a luncheon on Thursday, October 24 to explore ways to partner with the labs. The event takes place from 12:00 pm to 1:30 pm at Q-Station, 3225 Central Avenue
- [Calling All Artists](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/calling-all-artists/) - If you are an artist ready to embark on a journey of self-discovery and artistic growth, consider attending the Curiosity, Wonder, & Resilience webinar series offered by the business development organization WESST. The three-day series is part of WESST's "brown bag webinars" designed to keep your artistic business or endeavor running as you take a
- [Mfg Day Supports Manufacturing Companies](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/mfgday-supports-businesses/) - October 4 is National Manufacturing Day 2024, and this year's theme underscores the mission of this annual celebration. "See Yourself in Manufacturing" encourages students to envision well-paying careers that now include technology, design, AI, and boundless creativity. Mfg Day is celebrated the entire month of October in New Mexico, and while events are largely geared
- [Get Help from New Mexico's National Labs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/technical-help-from-the-labs/) - The New Mexico Small Business Assistance (NMSBA) Program provides New Mexico small businesses facing technical challenges access to the unique expertise and capabilities of Los Alamos and Sandia national laboratories and their partners. At no cost to the business, small businesses can seek assistance from lab scientists and engineers to solve challenges and overcome barriers
- [Small Business Training Series](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/small-business-training-series/) - The nonprofit lender and small-business training organization WESST is collaborating with the Sandoval Economic Alliance and the New Mexico Small Business Development Center Network (SBDC) to offer a six-part training series designed to empower business owners and entrepreneurs in key areas of their business development. The series, which is being conducted in person in Rio
- [Looking for Venture Capital? This Sprint is For You](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/venture-capital-sprint/) - Scale Up New Mexico, in collaboration with the New Mexico Angels, is offering a FREE business support program to existing and aspiring business owners in New Mexico called Venture Funding Sprint. This 6-week business support program will equip participants with the understanding of terminology and financial instruments, engaging in negotiations with potential investors, and creating the necessary
- [Thirty Years of Small Business Loans](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/thirty-years-of-small-business-loans/) - DreamSpring, an award-winning Community Development Financial Institution (CDFI) and U.S. Small Business Administration (SBA) lender, is celebrating its 30th anniversary of supporting small business dreams and vitalizing communities through small business loans. DreamSpring was launched in Albuquerque in 1994 by Anne Haines, one of a handful of women CDFI founders who has continued to lead
- [Program for Doña Ana Business Startups](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/dona-ana-startup-program/) - The nonprofit lender LiftFund is offering an online workshop on Monday, September 16, to help entrepreneurs in Doña Ana County navigate the sometimes murky and challenging path to starting a business. Owners of businesses that are already operational are also encouraged to attend. The workshop is part of the Doña Ana Small Business Program, which
- [SBA Ascent Training Program Starts Soon](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sba-ascent-2024/) - The New Mexico District Office of the U.S. Small Business Administration (SBA) is encouraging women entrepreneurs to apply to participate in its Ascent Training Program. Ascent is an online program that includes business skill training and networking with other women entrepreneurs. The deadline to apply to join the fall 2024 cohort is Wednesday, October 2. The New Mexico District Office of the U.S. Small Business Administration (SBA) is encouraging women entrepreneurs to apply to participate in its Ascent Training Program. Ascent is an online program that includes business skill training and networking with other women entrepreneurs. The deadline to apply to join the fall 2024 cohort is Wednesday, October 2. Women entrepreneurs in New Mexico can join the SBA Ascent Training Program this fall.
- [C-PACE Financing Rolls Out](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/c-pace-financing/) - Albuquerque and Bernalillo County businesses can now apply for funding through the Commercial Property Assessed Clean Energy (C-PACE) program for energy efficiency and resiliency improvements. In 2023, New Mexico adopted the Commercial Property Assessed Clean Energy (C-PACE) program to assist eligible property owners with obtaining long-term financing for a range of energy efficiency and resiliency
- [Startup Fiesta Aims to be New Mexico SXSW](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/startup-fiesta-2024/) - ActivateNM is joining forces with the New Mexico Tech Council for a night of innovation, collaboration, and entrepreneurial networking on the evening of September 10, 2024 at the Clyde Hotel in Albuquerque. Inspired by the success of events like SXSW, Startup Fiesta aims to foster innovation, inspire, and provide networking for the New Mexico entrepreneurial
- [Buildwise with Homewise](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/buildwise-with-homewise/) - The nonprofit organization Homewise, known for supporting homeownership and communities, is offering up to $850 of business consultation services for free to businesses in the construction industry. The Buildwise program offers individual consulting and networking events with industry peers and experts to help contractors and construction businesses develop the skills and resources needed to build
- [Start Up Forum Sept. 4-5 in Albuquerque](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/start-up-forum-2024/) - Startups, entrepreneurs, innovators, support organizations, local and state government, and anyone engaged in the innovation ecosystem in New Mexico should attend the New Mexico Startup Forum September 4-5, 2024 at Isleta Resort and Casino in Albuquerque. The event features more than 55 speakers on topics ranging from bringing products to market to accessing capital. The
- [DisrupTECH Features Disruptive Technology](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/disruptech-2024/) - Disruptive technology will be featured at the 10th Annual DisrupTECH and Feynman Awards on Tuesday, September 3, 2024. Hear from a selection of scientist on the diverse technologies and opportunities at the laboratory. The free event, hosted by The Richard P. Feynman Center for Innovation at Los Alamos National Laboratory, will take place from 2:30 to
- [Route 66 Centennial Business Grant](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/route-66-business-grant/) - A new microgrant program has been created to celebrate the 100th anniversary of Route 66 and help support businesses and attractions owned or operated by a woman or a group of women that are located along the route. Businesses that meet eligibility criteria must apply by August 26, 2024, for the current round of ten
- [Construction Businesses Get Free Advice from Homewise](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/construction-businesses-get-free-advice-from-homewise/) - The nonprofit organization Homewise, known for supporting homeownership and communities, is offering up to $850 of business consultation services for free to businesses in the construction industry. The program, dubbed Buildwise, offers individual consulting and networking events with industry peers and experts to help contractors and construction businesses develop the skills and resources needed to
- [BizSprint for Doña Ana](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/bizsprint-for-dona-ana/) - Arrowhead Center, in collaboration with the U.S. Small Business Administration, is offering BizSprint Doña Ana, a FREE business support program for existing and aspiring business owners in Doña Ana County. The 6-week virtual business support program will feature a curriculum designed to support participants in developing and strengthening their businesses through guided exploration of the Business Model Canvas. Offered
- [Venture Capital](https://financenewmexico.org/funding/equity-investments/venture-capital-2/) - Venture capitalists invest in rapid-growth and scalable businesses in exchange for an equity position in the company.
- [Seed-stage Investors](https://financenewmexico.org/funding/equity-investments/seed-stage-investors/) - Startups with a scalable idea can tap into seed-stage programs such as the ABQid accelerator.
- [Identify Specialty Before Looking for Investors](https://financenewmexico.org/articles/obtaining-equity-investment/identify-specialty-before-looking-for-investors/) - Professional investors currently fund about one out of every thousand startups. With the odds stacked against obtaining equity capital, an entrepreneur must identify the investors most likely to invest in his business.
- [Telling a Story that Drives Investment](https://financenewmexico.org/articles/obtaining-equity-investment/telling-a-story-that-drives-investment/) - When presenting an opportunity to investors, entrepreneurs usually begin by describing their invention and explaining why people need it. Next they present the financial projections and end by introducing the entrepreneurial team and detailing members’ credentials. This approach is the inverse of what venture capitalists like me care about and consider when evaluating an investment.
- [Venture Capital: Why Investors Invest](https://financenewmexico.org/articles/obtaining-equity-investment/venture-capital-why-investors-invest-trevor-loy-managing-partner-flywheel-ventures/) - If you know why venture capitalists invest, you will be better prepared to approach them about investing in your business or idea.
- [Venture Capital: What Investors Look For](https://financenewmexico.org/articles/obtaining-equity-investment/venture-capital-what-investors-look-for-trevor-loy-managing-partner-flywheel-ventures/) - The criteria that venture capitalists examine when determining if they will invest in a business or idea are discussed.
- [Venture Capitalists Put Market Before Product](https://financenewmexico.org/articles/obtaining-equity-investment/venture-capitalists-put-market-before-product/) - The most successful venture capitalists first want to know how well the entrepreneur understands the target market’s problems. Only then do they want to hear about the solution.
- [Venture Capital: Is it Right for You?](https://financenewmexico.org/articles/obtaining-equity-investment/venture-capital-is-it-right-for-you-les-mathews-and-moritz-schlenzig-partners-mesa-capital/) - The advantages - and disadvantages - of obtaining equity investment are discussed.
- [Venture Capital: It's More Than Money](https://financenewmexico.org/articles/obtaining-equity-investment/venture-capital-its-more-than-money/) - As professional investors, our evaluation of each potential investment opportunity emphasizes the entrepreneurial team more than market strategy, technology or financial projections. When evaluating the pros and cons of bringing on an investor as a partner in your business, your considerations should be similarly weighted toward who-decisions.
- [Getting the Ear of an "Angel"](https://financenewmexico.org/articles/obtaining-equity-investment/getting-the-ear-of-an-angel-john-chavez-president-new-mexico-angels/) - Getting help from an angel investor begins with a well-conceived proposal that clearly states how the venture will benefit from the angel’s expertise.
- ['Angels' Among Us](https://financenewmexico.org/articles/starting-or-growing-a-business/angels-among-us-john-chavez-president-new-mexico-angels/) - The niche that angel investors fill in the business funding continuum is discussed.
- [The Loan Fund Helps Fund Building Purchase](https://financenewmexico.org/articles/loan-helps-fund-building-purchase/) - Brandy Castillo, MS, MSW, LCSW-S, created her behavioral health company in 2013 when she was starting a family and looking for a way to build a home-based practice. Clients were seen at her home on an old farm just outside of the City of Belen in Valencia County, New Mexico. In 2018, the business name
- [Calling All Creative Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/loans-for-creative-entrepreneurs/) - DreamSpring, a nonprofit Community Development Financial Institution (CDFI) and Small Business Administration (SBA) lender, has launched a new loan and technical assistance program designed specifically for small businesses and entrepreneurs in the creative industries. DreamCreative, with support from Etsy's Uplift Fund, offers personalized funding solutions and complementary business education crafted for creative small businesses. Artists
- [Entrepreneurship Bootcamp](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/entrepreneurship-bootcamp/) - Native American Veterans interested in starting or growing a business are encouraged to apply to attend a two-month entrepreneurship bootcamp that combines online and in-person learning. Applications are being accepted until August 12, 2024. Bootcamp organizers report the program will leverage skills, resources, and infrastructure of higher education to offer experiential training in entrepreneurship and
- [The 5 Cs of Credit](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/5-cs-of-credit/) - Clearinghouse CDFI (Community Development Financial Institution), which provides affordable, flexible loan solutions to support small- to medium-size businesses, entrepreneurs, developers, and nonprofits, is offering a live webinar to give insight into credit evaluation. The webinar is designed specifically to help business owners enhance their financial knowledge and become better prepared for loan qualification. One of
- [New to Loans? This Will Help](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/new-to-loans-this-will-help/) - The nonprofit business development organization WESST is offering a workshop to introduce small business owners and entrepreneurs to its lending program, which includes SBA loans. Participants will learn about the 5 C's of credit as they pertain to the lending industry in general vs how WESST determines loans. Participants will also have an opportunity to
- [WESST Offers Financial Literacy Training](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wesst-offers-financial-literacy-training/) - The nonprofit economic development organization WESST is now offering financial literacy training through its Money Learning Lab. The lab brings small business makers, doers and dreamers together to access tools that will help build their business. To create this innovative program, WESST engaged aspiring and existing small business owners to help co-design a solution to
- [Loan Fund Client Wins SBA Statewide Award](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/loan-fund-client-wins-sba-award/) - Silvia Terrazas, owner of Paleteria La Reyna Michoacana, was named the New Mexico SBA's 2024 New Mexico Women-Owned Small Business of the Year. Terrazas's Las Cruces business makes Michoacana-style ice cream and popsicles, known as paletas, and sells them along with other items such as pinatas, candy, and Mexican party favors. A loan from the
- [Power Up With DreamSpring's Power Line of Credit](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/power-line-of-credit/) - Businesses that have fluctuating capital needs often use a line of credit, which allows them to borrow only what they need, repay all or part of the loan, and repeat as necessary without having to apply for a new loan every time additional funds are needed. The Power Line of Credit offered by the nonprofit
- [Grants Offered by the RDC](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/grants-offered/) - The Regional Development Corporation (RDC) is accepting applications for 2024 grants from its Tribal Economic Diversity Fund. The deadline to apply is August 15, 2024. The Tribal Economic Diversity Fund will make grant awards to companies owned by federally recognized Indian tribes or businesses owned by enrolled member(s) of a federally recognized Indian tribe from
- [Get Advice from Small Business Lender LiftFund](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/advice-from-small-business-lender-liftfund/) - The nonprofit small-business lender LiftFund is offering workshops to help entrepreneurs make crucial decisions ranging from whether to start a new business to how to price their products. Most workshops are conducted online, and many orient toward a specific geographical location such as Dona Ana County. For example, LiftFund's Dona Ana Small Business Program is
- [EDD Launches New Technical Assistance Program](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/new-technical-assistance-program/) - The New Mexico Economic Development Department (EDD) is launching a new initiative aimed at assisting small, disadvantaged businesses with technical assistance so they can better succeed. HatchForm LLC, WESST, and UNM Anderson are the initial providers for this program. The State Small Business Credit Initiative (SSBCI) Technical Assistance Program will offer workshops and direct assistance
- [RCAC Bolsters Canjilon’s Push for Water Security](https://financenewmexico.org/articles/rcac-bolsters-canjilons-water-security/) - The small Rio Arriba County village of Canjilon is a living testament to the deep-rooted heritage of its community. Home to nearly 300 residents, Canjilon’s roots stretch thousands of years, during which the Pueblo, Apache, and Navajo peoples have called the surrounding lands home. Water scarcity has always been a defining challenge in high desert
- [Lenders Helping Lenders: Homewise Gets Loan from Clearinghouse CDFI to Support Small Business](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/loan-to-support-small-business/) - Clearinghouse CDFI (CCDFI) provided a $800,000 loan to Homewise, Inc. to build out a locally owned and operated restaurant in Santa Fe. El Camino Crossing is a developing mixed-use community aimed at revitalizing and providing affordable housing solutions to a blighted area of Santa Fe. Upon completion, the community will be comprised of 40 single
- [Homewise Helps Couple Buy Building](https://financenewmexico.org/articles/homewise-helps-couple-buy-building/) - Christina and Carlos Davis launched Trendz Beauty Supply in December 2010 in Albuquerque to offer high-quality hair and wigs at affordable prices. Having had several negative experiences at other hair stores, the couple decided to make customer service one of their company’s hallmarks. The strategy has paid off. After opening their original shop of 1,700
- [The Loan Fund Has More Money to Lend](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/more-money-to-lend/) - The New Mexico Small Business Investment Corporation (NMSBIC) has allocated an additional $2.5 million to The Loan Fund, making its total investment to the nonprofit financial institution $37.5 million. The additional funds will allow The Loan Fund to offer more capital to small businesses to help them grow. The state legislature created the NMSBIC more
- [Black Business Summit Aims to Advance Economic Freedom](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/black-business-summit-2024/) - The 2024 Black Business Summit will be held in Albuquerque from 9:00 am to 5:00 pm Saturday, June 15. Hear from community members who have been on the journey from incubators, to contracting, to doing business globally, and learn important information on the Corporate Transparency Act, business formation considerations for entrepreneurs, small business loan opportunities,
- [IP For Artists - (and Businesses)](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/ip-for-artists-and-businesses/) - Business owners interested in learning how to protect their creations should attend WESST's Intellectual Property workshop at 6:00 pm on June 12 in Bernalillo. The workshop is geared toward artists, however, all business owners will find the information can help them protect their logo and product packaging designs. Attorney Victor Grafe III will provide an
- [Creative Businesses Should Attend Creative Industries Week](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/creative-businesses-should-attend-creative-industries-week/) - Creative Industries Week, which takes place online June 3 through 9, aims to connect entrepreneurs, business owners, and community groups working in creative industries with resources to help them grow. The event is co-produced by the New Mexico Economic Development Department and Creative Startups, a nonprofit organization that provides assistance to businesses in creative industries.
- [Ready to Start a Brewery? Apply to BrewerySprint](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/brewerysprint/) - New Mexico State University Arrowhead Center is offering a FREE business support program to existing and aspiring brewers, distillers, and winemakers in New Mexico called BreweySprint. This 6-week business support program features a curriculum designed to support participants in developing and strengthening their businesses through guided exploration of the Business Model Canvas. BrewerySprint includes personalized
- [Gallup Charter School Gets $4.4 M Loan](https://financenewmexico.org/articles/gallup-charter-school-gets-4-4-m-loan/) - Clearinghouse CDFI is supporting public educational services for Navajo and minority students in New Mexico. Douglas Turner and Christopher Taylor of T2 Gurley, LLC are seeking new construction of a public charter school in Gallup, NM, and Clearinghouse CDFI is providing a $4,400,000 loan to help make that possible. Early College High Schools (ECHS) help bridge
- [RCAC Goes Beyond Small Business Loans](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/rcac-goes-beyond-small-business-loans/) - Rural Community Assistance Corporation, the nonprofit organization known as RCAC, offers small business loans to help businesses retain or create jobs and thus improve the economic condition of rural communities. Its Building Rural Economies Small Business Coaching team goes a step further by providing no-cost direct technical assistance to rural entrepreneurs and small businesses to
- [Take a Deep Dive into Export Regulations](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/take-a-deep-dive-into-export-regulations/) - Selling internationally is a great opportunity to increase revenue and scale a business. But don’t let your export journey be over before it begins by failing to comply with export controls. Join New Mexico MEP, the New Mexico Economic Development Department, the New Mexico Trade Alliance and others on May 14, 2024 to learn about Export
- [WESST Named NM Microlender of the Year](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wesst-named-nm-microlender-of-the-year/) - The small business development organization WESST was named the 2024 Small Business Administration's New Mexico Microlender of the Year. The award was bestowed on May 1, 2024 at the SBA New Mexico Small Business Awards Breakfast. The SBA celebrates National Small Business Week by honoring outstanding entrepreneurs and resource providers while putting a spotlight on
- [WESST Helps Clients Help Others](https://financenewmexico.org/articles/wesst-helps-clients-help-others/) - Brenda Ramos Almeida helped her husband start J&B Gardens while working full time as an office manager for another contractor. In 2019, she turned to WESST, a nonprofit business development organization, for one-on-one counseling and workshops to help her manage the Northern New Mexico landscaping business as she maintained the company's books. It wasn't long
- [Small Business Week 2024](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/small-business-week-2024/) - In celebration of National Small Business Week, April 28-May 4, 2024, the Internal Revenue Service is featuring useful tax-related tools and resources to help small business owners, employers and self-employed individuals succeed. The IRS Small Business Week website includes "What to know when starting a business," small business best practices, information about how to avoid
- [New Source for Business Start-Up Information](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/new-source-for-business-start-up-information/) - The New Mexico Economic Development Department has launched a new tool to connect New Mexicans to business, entrepreneurial, and community resources from across the state. The Business Resource Map is now live on the New Mexico EDD website. Here, businesses will be able to find resources and providers that can help them access small business
- [DreamSpring Expands Bi-Lingual Services](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/dreamspring-expands-bi-lingual-services/) - DreamSpring, known for providing small business loans and assistance to entrepreneurs in 27 states, is expanding its English-Spanish online technical assistance and training materials, as well as one-on-one technical assistance, thanks to more than $500,000 received from a Congressionally Directed Spending appropriation, part of the bipartisan Fiscal Year 2024 (FY24) Financial Services and General Government Bill.
- [Business Finance Fairs Offer Insight](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/business-finance-fairs-offer-insight/) - Entrepreneurs and business owners looking for money to start or grow a business can gain insight into how lenders make small business loan decisions by attending a business finance fair. Events are often hosted online, while others, such as the February 29, 2024, Business Finance Fair in Santa Fe, are in-person events that also serve
- [Entrepreneur Responds to Market Needs](https://financenewmexico.org/articles/entrepreneur-responds-to-market-needs/) - When Las Cruces resident Silvia Terrazas looked for videos to rent in Spanish, she found none so she created a store to fill that need. In 2000, she obtained financing to open Video Exitos, where she placed a freezer filled with ice cream and the Mexican-style popsicles known as paletas. Terrazas noticed the ice cream
- [NM LEEP Accepting Applications](https://financenewmexico.org/articles/nm-leep-accepting-applications/) - The New Mexico Lab-Embedded Entrepreneur Program (NM LEEP) is accepting applications from technology entrepreneurs ready to obtain two years of individualized assistance to commercialize their technology. The program pairs deep-tech entrepreneurs with the unique talent and technology of Los Alamos and Sandia national laboratories, matching LEEP fellows with seed capital and a large network of
- [Government Contract Business Expo](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/government-contract-business-expo/) - Business owners interested in selling products or services to the government should attend the Government Contract Business Expo from 8:30 am to 12:00 pm on February 27, 2024, at the Las Cruces Convention Center. Sponsored by the New Mexico APEX Accelerator, a nonprofit organization dedicated to assisting small businesses gain access to the government marketplace,
- [No-Interest Loan for Manufacturers and Technology Companies](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/no-interest-loans-offered/) - Applications for zero-interest business loans of up to $20,000 will be accepted starting February 15, 2024. The no-interest loans are offered to Northern New Mexico manufacturing and technology-based companies by the Regional Development Corporation as part of its TEAM Fund. Applications are due by March 17. RDC's (tech-and-manufacturing) TEAM Fund aims to help small manufacturing
- [Angel Investors](https://financenewmexico.org/funding/equity-investments/angel-investors/) - Angel investors are high net-worth individuals who invest on their own or together as a group in seed- or early-stage businesses.
- [Startup Loan Enables Construction Entrepreneur](https://financenewmexico.org/articles/startup-loan-enables-construction-entrepreneur/) - Aaron Gutierrez, owner and president of Albuquerque Construction & Concrete, can do it all. That’s because he spent years building and supervising multimillion-dollar construction projects across New Mexico, although always for other people. "I've been with some great employers who were pretty well established and had a good system set up,” he said. “I was able to learn
- [You Don't Have to be a Skier to Learn from the Ski Lift Pitch](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/ski-lift-pitch-for-entrepreneurs/) - Entrepreneurs and investors come together on February 5 and 6 in Taos during the Ski Lift Pitch, a pitchfest event designed to introduce New Mexico high-growth startups to equity investors. Pitch companies were selected in early January from submitted applications, but startup founders are encouraged to attend as observers to learn what goes into a
- [Free Access to ASCEND2.0 Educational Videos](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/free-access-to-business-videos/) - Interested in learning about intellectual property? Or maybe you're ready to start a new technology business and aren't sure how. These topics and more are now accessible on the ASCEND2.0 website. ASCEND2.0 is a collaboration of entrepreneurs, funders, and educators to help technology startups gain traction. ASCEND2.0 bills itself as "accelerating commercialization and technology transfer
- [NMSBA Program Accepting Applications for Leveraged Projects](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/nmsba-program-accepting-applications-for-leveraged-projects/) - The NMSBA program allows Los Alamos and Sandia national laboratories to apply their unique expertise and capabilities to help for-profit, New Mexico small businesses solve critical challenges. Technical assistance is provided at no cost to the businesses and is rendered in the form of laboratory staff time and incidental materials. Qualifying New Mexico small businesses
- [New Owners Put Silver City Tile Company on Path for Growth](https://financenewmexico.org/articles/owners-put-tile-company-on-growth-path/) - Within two years of purchasing Syzygy Tile Works in Silver City, Josh and Carolyn White knew they needed to expand the business to meet national and international demand for their high-end, handcrafted ceramic tiles. Josh had worked for the company for 16 years before the previous owner retired, and he quickly made improvements to shorten
- [An Investment of Operatic Proportions](https://financenewmexico.org/articles/an-investment-of-operatic-proportions/) - Tony Zancanella has a lot of ideas and big plans when it comes to transforming old industrial buildings into places where art can flourish. As the director of Opera Southwest (OSW) in Albuquerque, he has been working for the past ten years to bring one vision in particular to fruition. That vision became a reality
- [Shop Small Businesses This Saturday](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/small-business-saturday/) - Small Business Saturday — the Saturday after Thanksgiving — draws attention to the important role that independent merchants in New Mexico play in the local, state, and national economy. Local shopping — not just during the critical holiday season but throughout the year — benefits the community in numerous ways. Local businesses hire local workers;
- [Loan Keeps Bakery at Top of Critics’ Lists](https://financenewmexico.org/articles/obtaining-a-loan/accion-small-business-loan-keeps-bakery-at-top-of-critics-lists/) - It’s one thing for a bakery to boast about its own tasty products, but it’s quite another for the publisher of a foodie blog to broadcast rave reviews from around the world and add a few superlatives of his own. Gil Garduño, publisher of Gil’s Thrilling (and Filling) Blog, has eaten at more than 1,000
- [The Loan Fund Helps Mycologist Cultivate a Business](https://financenewmexico.org/articles/the-loan-fund-helps-mycologist/) - Estevan Hernandez started growing mushrooms in his garage about 12 years ago while still in high school. It was an interest he developed after adopting a vegan diet. Years later, after embarking on a career in electrical engineering, Hernandez decided to focus on his mushroom passion. He left his job, studied mycology under a master
- [HFFF Will Award Grants to Food Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/hfff-grants-for-food-businesses/) - The Healthy Food Financing Fund (HFFF) is a new grant-based program that offers between $20,000 and $100,000 to New Mexico food enterprises. A new round of application acceptance is open from October 16 until November 13, 2023. HFFF grants aim to strengthen the local food system supply chain capacity and increase market opportunities for farmers
- [Adaptation and Skills Sustain Farmington Machine Shop](https://financenewmexico.org/articles/adaptation-key-for-farmington-business/) - Founded in 1980 by Ivan Clay and Ellis Groomer, Clay Groomer Machine Shop (CGMS) has fulfilled the San Juan Basin’s machining needs by producing quality work in a safe and timely manner. Their success has been a result of always going above and beyond customers’ expectations. Clay Groomer historically provided on-site and mobile machining, mechanical
- [A Loan Denial Can Be Beneficial](https://financenewmexico.org/articles/loan-denial-is-beneficial/) - Getting turned down by a bank for a business loan may feel like failure and a personal rejection, but it is often the best thing that can happen to a business owner. Banks operate under strict regulations that don’t fit all situations. When the fit isn’t right, a good banker will refer the borrower to
- [Outdoor Adventure Pitch Offers $15K in Prizes](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/outdoor-adventure-pitch-2023/) - The New Mexico Economic Development Department's Outdoor Recreation Division and CNM Ingenuity's Startups and Small Business team are partnering to help outdoor companies prepare pitches for delivery at the Outdoor Economics Conference in Santa Fe on October 25. The deadline to apply is September 22, and accepted applicants are eligible for up to $15,000 in
- [Patent Legal Assistance - for Free](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/free-patent-legal-assistance/) - Inventors and small business owners may be eligible for free legal assistance when preparing and filing a patent application. The US Patent and Trademark Office offers the Patent Pro Bono Program which utilizes a nationwide network of independently operated regional programs to match volunteer patent attorneys and agents with financially under-resourced inventors and small businesses
- [Small Steps and Passion Inspire 'Pura Vida'](https://financenewmexico.org/articles/small-steps-and-passion-inspire-pura-vida/) - Buen Provecho Albuquerque is the only restaurant in New Mexico and one of only a handful in the United States that is 100% dedicated to “the taste of Pura Vida” — the flavors of Costa Rica. The restaurant, operating out of a charming space at El Vado open-air food hall in Albuquerque, is a labor
- [Kindling and Accelerant: Partner with Los Alamos National Laboratory](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/partner-with-lanl/) - Technology entrepreneurs interested in learning about assistance available from Los Alamos National Laboratory should attend the free Showcase and Demo Day on Monday, July 17 in Los Alamos. The event brings together investors, entrepreneurs, business owners, laboratory employees, and others seeking information about commercialization activities and technology acceleration opportunities at Los Alamos National Laboratory. Seating
- [Applications Accepted for Northern N.M. Tribal Economic Diversity Grants](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/2023-tribal-economic-diversity-grants/) - The Regional Development Corporation is accepting applications for 2023 grants from its Tribal Economic Diversity Fund. The deadline to apply is August 1, 2023. The Tribal Economic Diversity Fund will make grant awards to companies owned by a federally recognized Indian tribe or businesses owned by an enrolled member(s) of a federally recognized Indian tribe
- [CAP Program Fills Collateral Shortfall](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/cap-program-fills-collateral-shortfall/) - The Collateral Assistance Program (CAP) helps creditworthy small businesses obtain a loan for which they might not otherwise qualify. To help banks and other financial institutions make loans to small businesses in underserved markets, the New Mexico Economic Development Department can pledge cash to cover a collateral shortfall of a loan to enable commercial financing.
- [PTAP Transitioning to APEX Accelerator](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/ptap-transitioning-to-apex-accelerator/) - "One of the best-kept secrets*" in the business resource arena is getting better. The Procurement Technical Assistance Program (along with its PTACs - Procurement Technical Assistance Centers) is changing its name to the APEX Accelerator program as it redefines its vision and mission. The program offers assistance to small businesses interested in selling their goods
- [State Lowers GRT Again](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/state-lowers-grt-again/) - The New Mexico gross receipts tax rate will decrease by .125 percent effective July 1, 2023. This is the second decrease enabled by legislation passed in 2022, and it affects every business and purchaser in the state. Often thought of as a sales tax, GRT is slightly different because it applies to the sale of
- [OERF Offers Low-Interest Loans for Building and Renovation Projects](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/oerf-low-interest-loans/) - The Opportunity Enterprise Revolving Fund offers low-cost financing for purchasing, planning, designing, building, surveying, improving, operating, furnishing, equipping, or maintaining land, buildings or infrastructure. Eligible businesses must be engaged in a project that increases the inventory of commercial space in New Mexico while creating or expanding economic opportunity in the state. The New Mexico Legislature created the loan fund
- [Franchise Model Offers Benefits](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/franchise-model-offers-benefits/) - The Paleta Bar, a retail store specializing in "fresh gourmet Mexican pops," started in a small strip mall in Albuquerque. Several years later it boasts 33 stores selling Mexican ice pops in 7 states. The company's rapid growth can be traced to an aggressive plan to open its own stores in addition to selling franchises
- [RCAC Still Offering Pandemic Assistance](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/rcac-pandemic-assistance/) - Small businesses that continue to recover from the pandemic still have relief options. Among them is the RELieF loan offered by Rural Community Assistance Corporation (RCAC) which provides up to $25,000 to help eligible rural businesses in New Mexico emerge from the pandemic. RELieF, created during the pandemic, is short for Re-Emerging Loan Fund. RCAC
- [Govt. Contracting as Path to Increased Revenue](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/govt-contracting-assistance/) - Business owners curious about growing their businesses through government contracting can attend one or more upcoming webinars, workshops, and accelerator programs. The business development organization WESST is offering Are You Ready to Grow Your Sales with Government Contracts? on May 11, 2023, from 11:00 am to 12:30 pm. The online workshop will provide an overview
- [Hardship Accommodation Plan Aims to Help EIDL Borrowers](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/eidl-hardship-accommodation-plan/) - Two news organizations reported this week that the U.S. Small Business Administration (SBA) has made changes to its COVID-19 Economic Injury Disaster Loan (COVID-19 EIDL) program to help small businesses that have been unable to repay their loans. Albuquerque Business First reported that the SBA has begun accepting the "offer in compromise" as one of
- [USDA RD B&I Loans](https://financenewmexico.org/funding/loans-funding/business-and-industry-guaranteed-loans/) - The Business and Industry Guaranteed Loans (B&I) program can back loans as high as $25 million to qualifying ventures in towns with 50,000 or fewer people. Money can be used for business and industrial acquisitions to keep a business from closing or to help it with conversion, expansion, modernization or the purchase and development of land, easements, rights-of-way,
- [DreamSpring Receives More Money to Lend](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/dreamspring-has-money-to-lend/) - The nonprofit lender DreamSpring has been awarded almost $5 million in Equitable Recovery Program grant funds from the U.S. Treasury to support small-business lending. The U.S. Treasury grant program is aimed at strengthening the ability of Community Development Financial Institutions (CDFIs) like DreamSpring to help low- and moderate-income communities recover from the COVID-19 pandemic and
- [Gallup Bakery Thriving](https://financenewmexico.org/articles/obtaining-a-loan/gallup-bakery-thriving/) - A book changed Jacqueline Ahasteen’s life. As a teenager, she stumbled across a culinary arts encyclopedia that had belonged to her father, and she was captivated by words and images so vivid that she could almost taste the wonders they described. Smitten with what was tucked in the pages of that tome, Jacqueline began experimenting
- [Another Grant, Another Deadline](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/rdc-2023-microgrant/) - Northern New Mexico businesses that have an immediate need for money to diversify, sustain or grow revenue, leverage other investments, and/or put systems in place that will lead to growth and create job opportunities have until May 12 at 5:00 pm to submit an application for a grant of $500 to $3,000 from the Regional Development Corporation
- [WESST Launches HOPE Loan Fund](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wesst-launches-hope-loan-fund/) - Economic developers believe a key contributor to economic inequality in the United States is the large and persistent racial and ethnic disparity found in business ownership and performance. Barriers to accessing capital that particularly impact Black, Indigenous, People of Color (BIPOC) entrepreneurs include lack of initial wealth, financial literacy, education, and managerial experience. To address
- [JTIP Supports Job Training](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/jtip-supports-job-training/) - The state's Job Training Incentive Program (JTIP), one of the most generous in the country, funds classroom and on-the-job training for newly-created jobs in expanding or relocating businesses for up to 6 months. The program reimburses 50-75% of employee wages after all employee training has been completed. The JTIP program encourages companies to move to,
- [Branded Grants Help the Lucky Few](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/corporate-small-business-grants/) - Large corporations have jumped on the business-resource bandwagon to offer grants that aim to help entrepreneurs launch new businesses. Grants of $20,000, $10,000, and even $5,000 can jumpstart a small business and push it into profitability if the money can be used for equipment purchases or marketing expenses. If the money comes with business mentoring,
- [Conference Highlights Automation Technology](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/conference-highlights-automation-technology/) - Manufacturers and makers interested in exploring automation technology can attend the Advanced Manufacturing Summit on Thursday, March 30, 2023, at the Indian Pueblo Cultural Center in Albuquerque. The event aims to introduce New Mexico’s businesses to Manufacturing 5.0 -- the concepts and technologies that are increasing the competitive edge of U.S. manufacturing. Manufacturing authority Peter
- [Newest BizSprint Targets San Juan County](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/san-juan-bizsprint-2023/) - Arrowhead Center at New Mexico State University has added a Farmington-region BizSprint to its lineup of business accelerator programs. BizSprint San Juan is accepting applications until April 4, 2023, from entrepreneurs, owners, and team members of businesses in San Juan County. As described in a recent post, Sprints aim to level the playing field for
- [New Mexico NetLinks Offers Connection Resources](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/nm-netlinks-connections/) - Interested in professional networking, job information, or events that can grow your career or small business? New Mexico NetLinks brings them all together on one website. Created by the director of the Small Business Institute (SBI) at the University of New Mexico, NM NetLinks was launched to connect businesses, professionals, and students to in-person networking
- [Albuquerque Tourism Grants](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/albuquerque-tourism-grants/) - The Albuquerque Tourism Marketing District (ATMD) is offering grants of up to $50,000 to businesses and nonprofits with projects that create experiences, improve or develop infrastructure or grow arts and culture programs. Applicants must be located in New Mexico and registered as a federally recognized for-profit or nonprofit entity. According to the Visit Albuquerque website,
- [How to Sell to the Government](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/how-to-sell-to-the-government/) - The federal government aims to award at least 5 percent of all federal prime contracting dollars to women-owned small businesses and 12 percent to small disadvantaged businesses. The State of New Mexico gives New Mexico resident-owned businesses preference in state contracts. Ready to get started selling to the government? Several resource providers offer workshops to
- [Learn How to Find Mentors and Opportunities](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/find-mentors-and-opportunities/) - Part two of the 2023 Women’s Entrepreneurship Symposium series will address the importance of mentors and how building a reliable network can impact growth, opportunities, and success. The event takes place online on March 15. This is the second of three events in the women's symposium series hosted by the US Patent & Trademark Office.
- [TEAM Fund Now Accepting 2023 Applications](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/team-fund-2023-loans/) - The Regional Development Corporation's Technology and Manufacturing (TEAM) Fund, a no-interest loan program that offers loans of up to $20,000, is accepting applications until March 17, 2023. The fund is open to technology and manufacturing companies headquartered in one of seven Northern New Mexico counties, which include Los Alamos, Mora, Rio Arriba, San Miguel, Sandoval,
- [Rio Arriba County Businesses Can Connect with Resources on Feb. 23](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/business-connectivity-event/) - The Regional Development Corporation is hosting its Business Connectivity Event to help Northern New Mexico businesses located in Abiquiu, Rio Arriba County, and the surrounding region learn about free and low-cost resources and opportunities that will help their businesses grow. The event takes place on February 23, 2023 from 8:30 am to 12:00 pm at the
- [Workshops Aim to Improve Leadership Skills](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/leadership-workshops/) - The Albuquerque co-working organization FatPipe and the business development organization WESST want to help businesspeople become better leaders. FatPipe is offering a six-workshop series called "What type of leader are you?" and WESST's Rio Rancho center will host virtually "Position Expectations," a workshop to help business owners and managers provide clarity to employees and team
- [Regional Agencies Still Have Money to Lend](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/regional-money-to-lend/) - Money is still available through New Mexico's regional Council of Governments (known as COGs) that created emergency loan funds during the height of the pandemic. The Working Now Revolving Loan Fund created by North Central New Mexico Economic Development District and the Revolving Loan Fund (RLF) created by Northwest New Mexico Council of Governments continue
- [Technical Assistance Advisors Offer More Than a Loan](https://financenewmexico.org/articles/obtaining-a-loan/more-than-a-loan/) - Matilda Scheurer purchased Teresa’s Tamales in January of 2021, and she did it with help from The Loan Fund, a nonprofit Community Development Financial Institution (CDFI). In addition to obtaining a loan to purchase the long-time Cleveland, New Mexico restaurant, Scheurer got access to a technical advisor she can call when she needs business advice,
- [See First-Hand What VCs Look For](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/ski-lift-pitch-2023/) - CNM Ingenuity is hosting its popular Ski Lift Pitch at Taos Ski Valley on Thursday, February 23, 2023. Startups have already been selected to pitch, but entrepreneurs can learn what venture capitalists look for in a fundable start-up by attending the event. Fund managers representing more than $300 million in investable capital from funds around
- [Century Bank](https://financenewmexico.org/uncategorized/century-bank/) - Century Bank offers investment and transaction deposit accounts, various loan services for business and individuals, and a full array of other banking services.
- [Sprints Propel Businesses Off the Starting Block](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/biz-sprints-winter-2023/) - Arrowhead Center at New Mexico State University is accepting applications for several upcoming business sprint programs. BizSprint Roswell, a 6-week business acceleration program for startups and existing businesses located in the city of Roswell, is accepting applications until the end of the day on February 6, 2023. AgSprint, another 6-week business acceleration program -- this
- [New Mexico GRT - Confusing for Many](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/new-mexico-grt-confusion/) - New Mexico's Gross Receipts Tax system has always been somewhat confusing. Unlike many states that require businesses to collect a tax on product sales (referred to as a sales tax), New Mexico's tax applies to the sale of products and services. On July 1, 2021, rules changed, and most businesses are now required to charge
- [Store Front Repair Program to Offer $2,500](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/2500-grant-for-las-cruces-businesses/) - The Las Cruces Bulletin has reported that eligible Las Cruces businesses may apply for a grant of up to $2,500 to help repair storefront property damage that occurred on or after Jan. 1, 2021. According to the article, applications will be accepted starting Feb. 1, 2023, until the program funding runs out. The Las Cruces
- [New Tool Helps Creators Identify Their IP](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/ip-identifier-tool/) - The U.S. Patent and Trademark Office has launched a new tool to help those unfamiliar with Intellectual Property (IP) identify whether they have or need protections to support and advance their business, invention, or brand. The tool helps users identify a person’s or company’s intellectual property, and provides easily digestible information on intellectual property – patents,
- [Gas Service Company Grows with Help from LiftFund](https://financenewmexico.org/articles/obtaining-a-loan/company-gets-help-from-liftfund/) - After years of working for a large corporation in the gas & propane industry, Randy Peralta decided to pursue his own entrepreneurial project that would allow him to draw on his experience and be his own boss. In 2021, Peralta launched Gas Register Specialty Services, known as GRS Services, a mobile gas meter calibration company.
- [Black Business Summit Kicks Off Black History Month](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/black-business-summit-2023/) - The City of Albuquerque, in collaboration with a multitude of partners, is kicking off Black History Month with a summit that aims to equip Black entrepreneurs and business owners with the resources to help their businesses grow. February is Black History Month, and the summit will take place February 7 and 8 at the Albuquerque
- [Abq Sunport Looking for Vendors](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sunport-looking-for-vendors/) - According to a January 18 Albuquerque Journal article, the Albuquerque International Sunport is undergoing renovations that will make room for up to ten retail businesses and 16 concessions. Renovations are expected to be completed by the end of 2024, and the airport authority plans to issue an RFP seeking retail vendors by the end of
- [Homewise Partners with The Life Link](https://financenewmexico.org/articles/obtaining-a-loan/homewise-partners-with-the-life-link/) - One of the toughest challenges that cities face is navigating how to best help people who are struggling with homelessness and mental health challenges. The Life Link is a remarkable organization that provides Santa Fe with the services needed to help people at critical transition points – whether it be recovery from addiction or adjusting
- [SBA Looking for Rural, Women-Owned Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/ascent-for-women-owned-businesses/) - Women-owned small business owners located in rural areas are invited to apply to join the US Small Business Administration's free Ascent Rural program. Ascent offers group virtual learning sessions that provide a forum for program participants to meet with other women who have been selected for the upcoming Ascent cohort. The program is a combination
- [Businesses Have Until Feb. 9 to Apply for NMSBA Leveraged Assistance](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/nmsba-2023-leveraged-assistance/) - New Mexico businesses facing a shared challenge have until Feb. 9, 2023, to apply together for a New Mexico Small Business Assistance (NMSBA) Program leveraged projects award of up to $120,000 in national laboratory services. The NMSBA program allows Los Alamos and Sandia national laboratories to apply their unique expertise and capabilities to help for-profit,
- [BernCo Essential-Business Grant Program Opens](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/bernco-grant-program-opens/) - For-profit and nonprofit organizations that were deemed "essential" during the pandemic and are located in Bernalillo County can apply for up to $50,000 in one-time financial support to assist in retaining workers. The money, which is part of the American Rescue Plan Act State and Local Fiscal Recovery Funds, must be dispersed to workers by
- [DreamSpring Helps Restaurant Launch - and Recover from Setbacks](https://financenewmexico.org/articles/obtaining-a-loan/dreamspring-helps-abq-restaurant/) - Twenty-two years after moving to Albuquerque to attend the University of New Mexico on a basketball scholarship, Frank Willis and his sister Tiffany moved their home-based catering operation, Frank’s Famous Chicken and Waffles, to a building on San Mateo Boulevard. The siblings did so with a $1,500 starter loan from the microlender DreamSpring and business
- [TrueGrit Loan Aims to Recharge Small Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/truegrit-loan-recharges-small-businesses/) - The TrueGrit Growth loan, offered by the nonprofit lender DreamSpring in partnership with Wells Fargo,* provides eligible business owners continuing to recover from the pandemic with up to $10,000 to rebuild the business and position it for long-term growth. The unsecured, low-interest, fixed-rate loan offers flexible terms that are hard to beat. With a 24-month
- [Small Business Pros and Funding Available at All Levels](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/funding-available-at-all-levels/) - According to the U.S. Small Business Administration Office of Advocacy, the top reasons for starting a business have not changed much in the past decade. Chief among those reasons is the desire to be one's own boss and have greater control over one's income. New Mexico, whose businesses are predominantly small (as defined by the
- [Summit Aims to Propel Innovations](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sbir-summit-2022/) - The New Mexico SBIR/STTR Innovation Summit will be held virtually on December 14, 2022, from 8:30 AM to 5:30 PM MST. The Summit brings together small businesses, federal program managers, defense representatives, experts, and local organizations vested in driving innovation through the SBIR and STTR programs. The event offers opportunities for entrepreneurs to discuss their
- [Expansion Has Pet Accessory Company Ready for Holiday Sales](https://financenewmexico.org/articles/general-business-advice/pet-accessories-ready-for-holidays/) - For nearly 15 years, Amanda and Dan Jackson-Miller created custom-made designer dog collars, leashes, and other pet accessories from a 5,000-square-foot building in downtown Albuquerque. With demand outpacing their building’s storage capacity, the couple moved in early 2022 into a 9,000-square-foot building near the Albuquerque Sunport. They did so with the help of experts from
- [EDD Offers Grants to Science & Technology Companies](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/grants-for-science-technology-companies/) - The New Mexico Economic Development Department Office of Science and Technology is accepting applications from for-profit companies in the science and technology fields for grants of up to $25,000. Companies in aerospace, biosciences, cybersecurity, Intelligent Manufacturing, sustainable, and green energy fields are encouraged to apply by 5:00 pm MST on Monday, December 12, 2022. Eligible
- [Small Business Recovery Loan - One Month Left to Apply](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/small-business-recovery-loan-ending/) - The application window for the Small Business Recovery Loan Fund program is about to close. Authorized by the State of New Mexico and available through the New Mexico Finance Authority, the Small Business Recovery Loan program offers loans of up to $150,000 to businesses that were negatively impacted by the pandemic. Applications must be submitted
- [Calling All Veterans](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/calling-all-veterans/) - The United States Patent and Trademark Office (USPTO) is hosting the 2022 Veteran Innovation and Entrepreneurship Program from 11:00 am to 2:00 pm (MST) on Wednesday, November 30, 2022. The online event orients toward veterans, active-duty service members, reservists, guardsmen, military spouses, and other family members, but anyone interested in starting or growing a business
- [Job Training Incentive Program (JTIP)](https://financenewmexico.org/funding/tax-incentives/job-training-incentive-program-jtip/) - JTIP is one of the most popular incentive programs in New Mexico. It pays for classroom and on-the-job training for newly-created jobs in expanding or relocating businesses for up to six months. The program reimburses 50 to 75 percent of employee wages. The City of Las Cruces' incentive, Wage +, put into effect July 1,
- [Global Entrepreneurship Week (GEW)](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/global-entrepreneurship-week-gew/) - Global Entrepreneurship Week celebrates entrepreneurship during the second week of November — from November 14 through 20 in 2022. Started in the U.S. and U.K. by the Ewing Marion Kauffman Foundation in 2008, GEW has grown to be a truly global endeavor with events taking place in more than 165 countries — including here in
- [STEP Grants Help Businesses Begin Exporting](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/step-grants-for-exporting/) - The New Mexico State Trade Expansion Program (STEP) helps businesses expand into new markets or begin exporting by reimbursing eligible costs such as securing foreign trade show booth space, hiring interpreters, and attending export training programs. The program also offers the U.S. Department of Commerce’s Gold Key matchmaking services in major markets abroad. The program
- [WE Mean Business Coming to a Device Near You](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/we-mean-business-conference-2022/) - Arrowhead Center at New Mexico State University and WESST want women entrepreneurs (WE) to have the support they need to start and build their businesses. The two business development organizations have teamed up to offer WE Mean Business, a women's entrepreneurship conference that will be held virtually from 1:00 pm to 5:00 pm on November
- [SBA to Open New PPP on Jan. 11, 2021](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sba-to-open-new-ppp-on-jan-11-2021/) - The SBA announced this morning (Jan. 8) that it will open the PPP application process for new borrowers and certain existing borrowers the week of January 11. The loan program was reauthorized under the Economic Aid Act passed by the U.S. Congress and signed into law in December 2020. If you already received a PPP
- [PPP to Target Smallest and Minority Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/ppp-to-target-smallest-and-minority-businesses/) - Changes to the Paycheck Protection Program (PPP) loan program aim to better reach very small businesses and those owned by people of color —and particularly those who struggled to access the program during the first rounds of funding last year. The changes, which will be implemented on February 24, 2021, include: A special 14-day application period,
- [Self-Employed See Benefits of New PPP Loan Rules](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/self-employed-see-benefits-of-new-ppp-loan-rules/) - Sole proprietors, self-employed, and gig workers can apply for more PPP money than was allowed under the program in the past. New rules released by the U.S. Small Business Administration on March 3 use gross income as the base calculation when determining the amount a solopreneur can access. Previous rules used net income, which often
- [It's Official: PPP Extended to May 31, 2021](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/its-official-ppp-extended-to-may-31-2021/) - Businesses, nonprofit organizations, self-employed, and sole proprietors have until mid-May to apply for a first or second draw PPP loan. The program has been extended to May 31; however, because participating lenders need time to process applications, potential borrowers should apply by May 15. First-time borrowers may apply for up to 2.5 times their average
- [7A Community Advantage Still Available](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/7a-community-advantage-still-available/) - The U.S. Small Business Administration created the 7A Community Advantage loan program as a pilot program to help small businesses in underserved markets. The program was scheduled to expire on September 30, 2022. LiftFund, RCAC, and DreamSpring are nonprofit organizations that partner with the SBA and the Community Advantage program to fund startups and existing
- [Community Advantage Loan Helps Arborists Scale to Meet Demand](https://financenewmexico.org/articles/obtaining-a-loan/loan-helps-meet-demand/) - Eric’s Tree Care is deeply rooted in a love for all things nature. The Albuquerque-based landscaping and arborist service has been in business since 1997. And as its reputation has grown over the years, so has the range of services and scale of jobs its team of tight-knit arborists can tackle. When Eric’s Tree Care
- [Low-Interest Recovery Loans Still Available](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/low-interest-loans-still-available/) - Businesses that were impacted by the COVID-19 pandemic still have access to a few recovery loan programs designed to propel companies toward growth by offering low interest rates and deferred payments. These loans are even more attractive as interest rates on traditional loans increase. Recovering businesses shouldn't wait to tap into these pandemic loan programs
- [Short-Term 0% Interest Loan For Contractors](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/zero-interest-loan-for-contractors/) - The nonprofit lender DreamSpring has introduced a new loan product to help contractors move projects ahead despite rising costs. The Fast Forward loan, which provides short-term financing for 1-3 months at 0% interest, is specifically for contractors, service providers, project-based businesses, and construction industry businesses. Funds can be used for working capital to complete projects
- [Accion - Now known as DreamSpring](https://financenewmexico.org/uncategorized/accion-new-mexico-arizona-colorado/) - Accion is a nonprofit that increases access to business credit, makes loans and provides training to New Mexico start-ups and established businesses.
- [DreamSpring Has Record Year](https://financenewmexico.org/articles/obtaining-a-loan/dreamspring-has-record-year/) - Small businesses that were impacted by the COVID-19 pandemic were the greatest beneficiaries of services provided by the nonprofit lender DreamSpring in 2020. When the pandemic hit early in 2020, DreamSpring quickly adapted to a fully remote work model and pivoted from business-as-usual to providing economic triage alongside an array of partners, which included community-based
- [DreamSpring Commits to Expanded Lending](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/dreamspring-commits-to-expanded-lending/) - The nonprofit lender DreamSpring has embarked on a 5-year plan to escalate its annual impact ten-fold over the organization’s 2019 lending levels by increasing its focus on entrepreneurs of color, low- and moderate-income entrepreneurs, people with disabilities, and other groups that are often underserved or marginalized. In an August 2021 presentation to Albuquerque Economic Forum,
- [Small Size No Deterrent for Nonprofit Lender DreamSpring](https://financenewmexico.org/articles/obtaining-a-loan/small-size-no-deterrent-for-nonprofit-lender-dreamspring/) - Entrepreneurs come in all shapes and sizes, but they all share a love of what they do and the desire to further their endeavors. For Charles Riley of Carrizozo, entrepreneurship began at an early age. He built his first house at age 21 on land donated by his parents. It was at that time he
- [DreamSpring Helps Salsa Manufacturer Meet Increased Demand During Pandemic](https://financenewmexico.org/articles/obtaining-a-loan/ppp-loan-helps-manufacturer-meet-demand-during-covid-19/) - DreamSpring helped Cervantes Food Products meet increased demand through pandemic with a PPP loan.
- [WESST Pop-Up Shop Supports Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wesst-pop-up-shop-2022/) - The business development organization WESST helps businesses grow by offering workshops, personal business consulting, and loans. On October 14, WESST takes its support further by hosting a pop-up shop where its clients and other artisans can market their businesses and engage with customers. Timed as a pre-holiday shopping event, the WESST Pop-Up Shop, sponsored by
- [Business Leaders Connect](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/business-leaders-connect/) - Business leaders can connect with entrepreneurs at one of the many Mfg Day events taking place in New Mexico during October. Manufacturing Day is a national initiative known for introducing students to careers in manufacturing, but it is also an opportunity for professionals to meet small-business owners, learn about resources, and start or cement relationships.
- [Business Incubator Opens in Valencia County](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/valencia-county-business-incubator/) - Valencia County small businesses and startups have another resource to help them grow their businesses. The Valencia County Business Incubator (VCBI), located at 360 Rio Communities Blvd. in the City of Rio Communities, opened in August 2022 to provide consulting, mentoring, and seminars, in addition to office space and workstations. The VCBI was a long
- [The Loan Fund Fuels Adobe Tradition](https://financenewmexico.org/articles/obtaining-a-loan/the-loan-fund-fuels-adobe-tradition/) - Albuquerque Joinery is a small design-build company that specializes in new home construction using traditional adobe building techniques and fine carpentry. Kenny DeLapp and Esther Fredrickson launched the business in February 2020 after building their own adobe home in Albuquerque's South Valley. Built under an owner-builder permit, their 1,600 square foot home is a showcase
- [UNM Rainforest Innovations Offers Business Mentoring](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/unm-offers-business-mentoring/) - The University of New Mexico offers training and technical assistance to entrepreneurs and small-business owners at all of its UNM locations, including downtown Albuquerque (Rainforest Innovations building), Taos, Los Lunas, Gallup, and Los Alamos. Business mentoring is one facet of its services. Startup entrepreneurs and small-business owners can schedule half-hour sessions for one-on-one coaching, which
- [Small Biz Builder Program for Eddy and Lea County Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/small-biz-builder-program-for-eddy-and-lea-county-businesses/) - Nonprofit lender LiftFund has partnered with ConocoPhillips to provide a three-week program to help Permian Basin entrepreneurs develop and grow their businesses. The ConocoPhillips Small Biz Builder program will support at least 75 small businesses in Eddy and Lea counties in New Mexico and four Permian Basin counties in Texas through weekly online training sessions.
- [New Mexico Startup Gets Help with Pitch to Potential Clients](https://financenewmexico.org/articles/starting-or-growing-a-business/tech-startup-gets-mep-help/) - Working with New Mexico Manufacturing Extension Partnership (New Mexico MEP) shaved at least a year off the time RingIR president Dr. Charles Harb expected to spend getting his company’s portable gas-detecting product ready for market. And given the disruption and delay caused by the state’s protracted coronavirus-related shutdown, the value of that time is hard
- [Protect Your IP](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/protect-your-ip/) - According to legalzoom.com, "Intellectual property rights are the ownership rights you have over things that you create as a result of your original ideas." As entrepreneurship has grown in New Mexico, so have the number of resources available to help innovators protect the economic value of their intellectual property. Innovators can get help from the
- [NMSBA Leveraged Project: Apply by Sept. 14](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/nmsba-leveraged-projects-sept-2022/) - The New Mexico Small Business Assistance (NMSBA) program at Los Alamos and Sandia national laboratories is soliciting proposals for leveraged projects. The deadline for submission is September 14, 2022. The program does not provide capital or financial investment, however, awarded businesses receive monetary value of up to $120,000 in the form of technical assistance from
- [WESST Helps Hobbyists Become Business Owners](https://financenewmexico.org/articles/starting-or-growing-a-business/hobby-or-business/) - According to Brad Crowson, a former regional program coordinator at WESST, more than 70 percent of business registrations in Rio Rancho are for home-based businesses. Crowson, who worked one-on-one with new and aspiring small-business owners as a consultant for the nonprofit business development organization, believes the home-based business trend is supported by the widespread availability
- [Grants Available to Businesses Impacted by Wildfire](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/grants-for-businesses-impacted-by-wildfire/) - The Wildfire Business Assistance Grant Program provides emergency assistance to business owners and self-employed individuals whose businesses were physically damaged or saw reduced revenue due to recent wildfires. The $1.5 million temporary grant program offers support when federal assistance falls short. Businesses that qualify for assistance must be inside the boundaries of the Presidential Disaster
- [Lab Assistance Program Extended](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/lab-assistance-program-extended/) - The Technology Readiness Gross Receipts (TRGR) initiative, launched in 2020, has been extended from a three-year pilot to a full five-year program by the New Mexico Legislature, giving businesses another opportunity to tap into the expertise of New Mexico's national laboratories. TRGR promotes technology development by providing businesses seeking to develop new technology products based
- [New Program Offers Loans to Cannabis Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/new-program-offers-loans-to-cannabis-businesses/) - Until cannabis is legalized by the U.S. federal government, cannabis businesses have limited banking and loan options. But access to capital in New Mexico has improved since legislators authorized the New Mexico Finance Authority to offer microloans of up to $250,000 to small businesses engaged in the sale or production of cannabis. To be eligible
- [Accelerator Pays You to Learn](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/accelerator-pays-you-to-learn/) - Eligible participants accepted into NMSU Arrowhead Center's Native American Sprint will get $500 to invest in their business when they complete the program. The virtual five-week accelerator program aims to give New Mexico-based Native American-owned businesses the resources to grow their enterprise. Participants will get one-on-one support as they develop their Business Model Canvas, which
- [Paid Sick Leave Law Starts July 1](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/paid-sick-leave-law-starts-july-1/) - New Mexico's Healthy Workplaces Act takes effect on July 1, 2022, and the Department of Workforce Solutions is offering webinars to help businesses that employ workers comply with the law. Webinar participants will have the opportunity to ask questions of DWS subject matter experts. The new law allows workers to take up to 64 hours
- [State Lowers GRT Rate](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/state-lowers-grt-rate/) - The gross receipts tax rate was decreased by .125 percent by the State of New Mexico effective July 1, 2022. The decrease affects every business and purchaser in the state. Often thought of as a sales tax, GRT is slightly different because it applies to the sale of services, as well as tangible items. The
- [What is an Entrepreneur?](https://financenewmexico.org/articles/starting-or-growing-a-business/what-is-an-entrepreneur/) - According to Lorena Schott, entrepreneurs pop up in all types of industries and can have widely different backgrounds. "Really anyone can be an entrepreneur, given the idea and the right tools to develop it into a functional business," she said. Schott should know. The director of marketing communications at WESST has met thousands of entrepreneurs
- [USPTO Celebrates LGBTQIA+ with Proud Innovation](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/uspto-celebrates-lgbtqia-with-proud-innovation/) - Do you have an idea you want to bring to life? Are you passionate about taking your special product or service to the market? The United States Patent and Trademark Office is hosting a free, online inspiration series called Proud Innovation on June 15 and 22. The Proud Innovation series celebrates LGBTQIA+ inventors, entrepreneurs, and
- [WESST Pop-Up Shop Supports Creative Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wesst-popup-shop-supports-creative-entrepreneurs/) - The business development organization WESST is accepting applications from creative entrepreneurs to participate in its juried October 2022 holiday pop-up shop. Now in its fifth year, the WESST Holiday Pop-up Shop offers vendor booths on the grounds of the WESST Enterprise Center on Broadway Boulevard NE in Albuquerque. WESST attracts buyers and visitors through event
- [eBay Grant Deadline Approaching](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/ebay-grant-deadline-approaching/) - The eBay Up & Running grant program awards $10,000 grants to 50 businesses that sell on its platform. The deadline to apply for a 2022 grant is June 10, 2022. Created to encourage and support U.S. small businesses with the resources they need to scale, grow and thrive online, eBay's Up & Running grants can
- [Edgewood Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/edgewood-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Edgewood, 87015 505-286-2577 www.edgewoodchambernm.com Looking for the Edgewood Grow It pages? GrowIt overview Municipal Directory License Your Business in the Town of Edgewood
- [City of Ruidoso Downs](https://financenewmexico.org/resources/other-resources-nearby-for-map/ruidoso-downs/) - Looking for the Ruidoso Downs Grow It pages? GrowIt overviewMunicipal DirectoryLicense Your Business in the City of Ruidoso Downs
- [Farmington Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/farmington-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Farmington, 87401 505-325-0279 Looking for the Farmington Grow It pages? GrowIt overview Municipal Directory License Your Business in the City of Farmington
- [Edgewood](https://financenewmexico.org/resources/other-resources-nearby-for-map/edgewood/) - Looking for the Edgewood Grow It pages? GrowIt overviewMunicipal DirectoryLicense Your Business in the Town of Edgewood
- [Hatch Valley Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/hatch-valley-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Hatch, 87937 575-267-5050 Looking for the Hatch Grow It pages? GrowIt overview Municipal Directory License Your Business in the Village of Hatch
- [Gallup Community Central to Music-Store Owner](https://financenewmexico.org/articles/obtaining-a-loan/community-central-to-music-store-owner/) - Rhonda and Ryan Quintana connected over music. Born and raised in Gallup, both were active in the local music scene — Rhonda as a singer and Ryan playing guitar while pursuing a music degree. It was no surprise, then, when Rhonda and Ryan opened Quintana’s Music Center in 2017 on Gallup’s Coal Avenue in the
- [Gallup-McKinley County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/gallup-mckinley-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Gallup, 87301 505-722-2228 Looking for the Gallup Grow It pages? GrowIt overviewMunicipal DirectoryLicense Your Business in the City of Gallup
- [Anthony Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/anthony-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Anthony, 88021 915-471-5115 Looking for the Anthony Grow It pages? GrowIt overviewMunicipal DirectoryLicense Your Business in the City of Anthony
- [Deming-Luna County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/deming-luna-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Deming, 88031 575-546-2674 Looking for the Deming Grow It pages? GrowIt overviewMunicipal DirectoryCity of Deming licensing information
- [Tax Credit Helps Businesses Diversify](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/tax-credit-helps-businesses-diversify/) - The Work Opportunity Tax Credit is a Federal tax credit available to employers for hiring individuals from certain targeted groups who have consistently faced significant barriers to employment. The program aims to incentivize workforce diversity by offering up to $2,400 in tax credit to any employer that hires an individual identified as being a member
- [Loan Gives New Life to Las Cruces Cafe](https://financenewmexico.org/articles/obtaining-a-loan/loan-gives-new-life-to-las-cruces-cafe/) - Melissa Salazar was a manager at a Las Cruces McDonald’s when she and her father, Jaime Salazar, an executive chef at the Holiday Inn, took over La Nueva Casita Café, a Mexican restaurant in the Historic Mesquite District in 2005. “My brother was driving through the neighborhood and saw the building was for rent. My
- [Microloan Program Fills Lending Gap](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/microloan-program-fills-lending-gap/) - The U.S. Small Business Administration partners with nonprofit lenders to help businesses access small infusions of cash for working capital and expenses related to inventory, supplies, equipment, furniture, and fixtures. The SBA Microloan Program aims to help small businesses that are unable to access capital from traditional sources. The average loan size is $13,000. As
- [Northwest NM Council of Governments](https://financenewmexico.org/resources/other-resources-nearby-for-map/northwest-nm-council-of-governments/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Northwest New Mexico Council of Governments, also known as District 1, serves the three northwestern counties of the state, including Cibola, McKinley, and
- [Grow It Project Helping New Mexico One Business at a Time](https://financenewmexico.org/articles/starting-or-growing-a-business/grow-it-project-helping-new-mexico-one-business-at-a-time/) - The economic development project Grow It aims to make New Mexico business owners aware of the many free and low-cost resources available in the state.
- [SBA Small Business Week - Virtual in 2022](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sba-small-business-week-virtual-in-2022/) - Congratulations to Joy Colucci, CEO of Metis Technology Solutions, who has been named New Mexico Small Business Person of the Year by the US Small Business Administration New Mexico District office. Ms. Colucci will speak about her business journey at an award ceremony on May 3 and will join other state and regional awardees at
- [UNM Rainforest Innovations](https://financenewmexico.org/resources/other-resources-nearby-for-map/stc-unm/) - STC.UNM works with inventors, venture capitalists, entrepreneurs, new and established companies, and patent lawyers to bring innovative technologies to market.
- [New Mexico Partnership (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-new-mexico-partnership/) - The New Mexico Partnership is a private non-profit organization created in 2003 at the behest of local leaders and industry across New Mexico to be the official business recruiting arm for the state to attract business and create jobs in New Mexico. It is an economic development organization primarily concerned with attracting out-of-state businesses to
- [Los Lunas Economic Development Department (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-los-lunas-economi-development-department/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. 660 Main Street NW, Los Lunas, 87031 505-839-5654 Website
- [Taos County Economic Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-taos-county-economic-development-corporation/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. Since Taos County Economic Development Corporation (TCEDC) was founded in 1987, the challenges facing the community were those of a historic, semi-isolated, rural
- [Middle Rio Grande Economic Development Association (MRGDA)](https://financenewmexico.org/resources/other-resources-nearby-for-map/middle-rio-grande-economic-development-association-mrgda/) - MRGDA serves Socorro County and local communities including Socorro, Magdalena, and San Antonio.
- [Estancia Valley Economic Development Association (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-estancia-valley-economic-development-association/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Estancia Valley Economic Development Association (EVEDA) provides support for economic development in New Mexico's Torrance and southern Santa Fe Counties and local
- [City of Santa Fe Economic Development (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-city-of-santa-fe-economic-development/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The city of Santa Fe's economic development efforts are dedicated to supporting strong, diverse, well-managed businesses. It exists to assist businesses and workers
- [Four Corners Economic Development Inc. (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-four-corners-economic-development-service/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. Four Corners Economic Development (4CED), formerly known as San Juan Economic Development Service, is the practical application of long standing economic development efforts
- [Otero County Economic Development Council, Inc. (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-otero-county-economic-development-council/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. Otero County Economic Development Council, Inc. (OCEDC) serves the citizens of Otero County by recruiting, promoting, and facilitating the creation of new industries,
- [Los Alamos Commerce and Development Corporation](https://financenewmexico.org/resources/other-resources-nearby-for-map/los-alamos-commerce-and-development-corporation/) - Los Alamos Commerce and Development Corporation provides free consulting, low-cost workshops and business plan assistance to businesses in Northern New Mexico.
- [Regional Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-regional-development-corporation/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The RDC is a regional economic development organization for Northern New Mexico, focused on creating a diverse and sustainable economy. The RDC works
- [Lovington Economic Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-lovington-economic-development-corp/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The City of Lovington has passed the Local Economic Development Act, in which a governing body has the power to finance the purchase
- [Grant County Workforce and Economic Development Alliance (GCWEDA)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-gila-economic-development-alliance/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The GCWEDA serves the Grant County/Silver City area. 575-574-0176 Website
- [Mesilla Valley Economic Development Alliance (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-mesilla-valley-economic-development-alliance/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Mesilla Valley Economic Development Alliance (MVEDA) is a public-private partnership dedicated to growing the wealth of Dona Ana County through the creation
- [City of Las Cruces Economic Development Department (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-city-of-las-cruces-economic-development-department/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The City of Las Cruces Economic Development department works to support and grow businesses in Las Cruces. The city provides one-on-one support to
- [Northeast Economic Development Organization, Inc. (NEEDO-NM)](https://financenewmexico.org/resources/other-resources-nearby-for-map/northeast-economic-development-organization-inc-needo-nm-4/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. NEEDO-NM serves the seven northeastern counties of NM (Colfax, Guadalupe, Harding, Mora, Quay, San Miguel, and Union) plus the municipalities therein. Website
- [Greater Raton Economic Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-greater-raton-economic-development-corporation/) - Greater Raton Economic Development Corporation is also known as GrowRaton! Their mission is to promote a strong and healthy economic environment for Raton, NM.
- [Cibola Communities Economic Development Foundation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-cibola-communities-economic-development-foundation/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Cibola Communities Economic Development Foundation serves Cibola County and its communities of Milan and Grants. 210 E. Santa Fe Ave, Grants, 87020
- [Roswell / Chaves County Economic Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-roswellchaves-county-economic-development-corporation/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Roswell-Chaves County EDC, the City of Roswell and Chaves County are determined to enhance business and industrial manufacturing components, thereby guaranteeing economic
- [Bernalillo County Economic Development](https://financenewmexico.org/resources/other-resources-nearby-for-map/bernalillo-county-economic-development/) - The Bernalillo County Economic Development Department helps businesses leverage all available resources, including incentive programs and tax credits.
- [City of Albuquerque Economic Development Department (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-city-of-albuquerque-economic-development-department/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. EDD organizations help with site selection, financial incentives and connections to region-specific resources. The City of Albuquerque's Economic Development Department works to create, diversify, and enhance job growth and to promote business development and stability. It
- [Pueblo of Acoma Economic Development (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-pueblo-of-acoma-economic-development/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Pueblo of Acoma has resources available to assist businesses wishing to relocate or expand on the Pueblo of Acoma. The Pueblo works through
- [Annual Review Yields Stronger JTIP Program](https://financenewmexico.org/articles/general-business-advice/annual-review-yields-stronger-jtip-program/) - By Damon Scott for Finance New Mexico The Job Training Incentive Program, the economic development tool better known as JTIP, is responsible for creating 10,000 New Mexico jobs since 2011, according to the New Mexico Economic Development Department (EDD). Since 1972, JTIP has been providing incentives for qualifying employers who are expanding or relocating in
- [Basic Financial Literacy Essential for Business Owners](https://financenewmexico.org/articles/general-business-advice/basic-financial-literacy-essential-for-business-owners/) - Business owners don't need a degree in accounting, but they do need to know how to read basic financial statements and when to ask the accountants who prepare them to explain what they don’t understand. No one wants to be like the business owner who believed she was making a profit because her checkbook had
- [Predictive Analytics Isn’t Just for the Big Guys](https://financenewmexico.org/articles/general-business-advice/predictive-analytics-isnt-just-for-the-big-guys/) - Predicting consumer behavior can be an obsession for businesses, no matter what their size. Big corporations dedicate entire departments to divining what people will want next so they can be first to offer it, and they invest massive amounts of money into predictive analytics—the mining of massive sets of data for patterns and trends in
- [Startup Weekends Turbo-Charge Business Ideas](https://financenewmexico.org/articles/starting-or-growing-a-business/startup-weekends-turbo-charge-business-ideas/) - Launching a business can take years — or it can take 54 hours of intense teamwork with experts and entrepreneurs who share a hunger to develop ideas into profitable enterprises. Startup Weekends are just the place for such collaboration, and the next one planned for New Mexico happens Feb. 22-24 in Albuquerque. Organized by small
- [The Taxman Cometh - For Gig Workers Too](https://financenewmexico.org/articles/general-business-advice/the-taxman-cometh-for-gig-workers-too/) - The gig economy makes it possible for thousands of Americans to join the ranks of self-employed people, whether they’re driving for hire or doing short-term assignments as accountants or writers or using a 3-D printer to manufacture products for others. Such jobs offer flexibility and independence, but they come with the same obligations as any
- [I, CoBot — Automation Offers Opportunities for NM Businesses and Workers](https://financenewmexico.org/articles/general-business-advice/automation-offers-opportunities-for-nm-businesses/) - The way they see it at Albuquerque’s Build With Robots LLC (BWR), automation and human labor can exist side by side, even in small and medium-sized businesses, without the dystopian consequences imagined by many futurists and science fiction writers. The New Mexico company works with manufacturers and other businesses to enhance their productivity and competitive
- [Distributors Expand Market for New Mexico Companies](https://financenewmexico.org/articles/general-business-advice/distributors-expand-market-for-new-mexico-companies/) - Bill York started making his own bitters nine years ago while bartending at a Santa Fe cigar bar, where he learned the alchemy of sophisticated cocktails. His small company, The Bitter End, now manufactures its distinctive handcrafted bitters at a Santa Fe facility and reaches consumers through distributors in New York, California, Chicago and Europe.
- [Relationships are key to successful economic development projects](https://financenewmexico.org/articles/investment-in-new-mexico/relationships-are-key-to-successful-economic-development-projects/) - Medlin Ramps of California wanted to establish a presence somewhere between its North Carolina and West Coast facilities. After visiting relatives in Alamogordo, the company CEO inquired about potential local properties and financial incentives. Laurie Anderson, executive director of the Otero County Economic Development Council, acted quickly to demonstrate Alamogordo’s business readiness. Working with local
- [NMSBA Program Opens Call For Leveraged Projects](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/nmsba-program-opens-call-for-leveraged-projects/) - The New Mexico Small Business Assistance (NMSBA) program at Los Alamos and Sandia national laboratories is currently soliciting proposals for leveraged projects for the calendar year 2021. The deadline for submission is February 16, 2021. The program does not provide capital or financial investment, however, awarded businesses receive monetary value in the form of technical
- [HB-11 Promises Grants for Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/hb-11-promises-grants-for-businesses/) - The New Mexico Legislature passed HB-11, which funds a new covid-recovery business grant program, among other things. Grants aim to help businesses significantly impacted by Covid-19 with rent, lease, and mortgage obligations in exchange for job creation. The program will be administered by The New Mexico Finance Authority under the leadership of the NM Economic
- [Global Marketplace Offers Opportunity for Growth](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/global-marketplace-offers-opportunity-for-growth/) - According to the U.S. Small Business Administration's Office of International Trade, U.S. businesses have a competitive advantage for producing high-quality, innovative goods and services; and advancements in e-commerce and logistics that have lowered the cost of doing business overseas make this an opportune time to export American-made goods. The SBA OIT assists small businesses with
- [Do You Have IP to Protect?](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/do-you-have-ip-to-protect/) - The United States Patent and Trademark Office (USPTO) launched a new website in May 2021, to help entrepreneurs and inventors navigate the system that protects intellectual property. The inventor and entrepreneur resource page contains articles and videos, along with advice about how to reduce application fees, find an IP attorney, and respond if your application
- [Increase Sales in the New Economy](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/increase-sales-in-the-new-economy/) - A steady stream of sales is crucial to sustaining or growing a business. How do you increase sales in an economy where consumer buying styles have changed? Join WESST online from 11:30 am to 1:00 pm on Tuesday, Aug. 17 for the first of four sessions to learn how to engage customers with a new approach
- [Help for New Mexico Tourism Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/help-for-new-mexico-tourism-businesses/) - The New Mexico Tourism Department has launched the Tourism Event Growth & Sustainability Program to help preserve, grow, and sustain New Mexico's tourism events. Businesses engaged in tourism can get financial and planning assistance to develop or support their tourism-related events. The program offers three options for support: The Event Accelerator offers technical assistance to
- [Subscribe to WESST Podcasts](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/subscribe-to-wesst-podcasts/) - The business development organization WESST is bringing business inspiration to your earbuds. Minding Your Business is a podcast and radio show that features New Mexico business owners and the steps they have taken toward building successful companies. Hosts Margarita Guarin and Neema Pickett of WESST join Mark Gilboard, a former WESST consultant, to interview the
- [1 Million Cups Going Strong in ABQ](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/1-million-cups-going-strong-in-abq/) - Ten years ago, 1 Million Cups began in Kansas City with a simple idea: entrepreneurs discover solutions and engage with their communities over a million cups of coffee. Since then, 132 communities across the country — including Albuquerque — set aside Wednesday mornings for entrepreneurs to present their businesses to members of the community and
- [Small-Grant Program Accepting Applications](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/small-grant-program-accepting-applications/) - Businesses in Northern New Mexico can apply for up to $3,000 in funding from the Regional Development Corporation's Micro-Grant program. Businesses must be headquartered within the RDC's service area and owners must attend a webinar scheduled for April 12, 2022. The RDC’s Micro-Grant Fund provides a small infusion of capital that helps businesses diversify, sustain
- [Grow Your Business Through Government Contracting](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/grow-your-business-through-government-contracting/) - Some of New Mexico's largest employers were once small businesses looking for new sources of revenue. They found revenue and growth by contracting with the government. Ready to get started? Several resource providers aim to help you expand your business through federal, state, and local contracts. The Procurement Technical Assistance Center (PTAC) is a government-funded program providing
- [SBA Extends EIDL Payment Deferment](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sba-extends-eidl-payment-deferment/) - The U.S. Small Business Administration has announced it will extend the deferment period of principal and interest payments for businesses that received a COVID Economic Injury Disaster Loan. The deferment gives COVID EIDL borrowers an extra six months of payment relief, thereby extending the total deferment period to a total of 30 months from the
- [Sample New Tech with New Mexico MEP](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sample-new-tech-with-new-mexico-mep/) - New Mexico manufacturers can explore new technology at the Tech Demo room created by New Mexico Manufacturing Extension Partnership. Collaborative robots, 3D printers, and quality control cameras are just a few of the tools available for testing. Manufacturers face costly investments when they add automation to a shop. New Mexico MEP provides advice and technical
- [MEP Helps Doctor Meet Demand for Healing Products](https://financenewmexico.org/articles/starting-or-growing-a-business/mep-helps-doctor-meet-demand-for-healing-products/) - To deal with the pain of postpartum mastitis, Janine Mahon drew on her knowledge of Chinese medicine to create a soothing topical salve for herself from herbs and oils. In the 20 years since she successfully treated her own breast pain, Mahon, a licensed and certified Doctor of Oriental Medicine, refined the product and shared To deal with the pain of postpartum mastitis, Janine Mahon drew on her knowledge of Chinese medicine to create a soothing topical salve for herself from herbs and oils. In the 20 years since she successfully treated her own breast pain, Mahon, a licensed and certified Doctor of Oriental Medicine, refined the product and shared New Mexico Manufacturing Extension Partnership (NM MEP) helped a small manufacturer meet demand for her products.
- [SBA Hosts Virtual Women's Business Summit](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sba-hosts-virtual-womens-business-summit/) - In honor of Women's History Month, the U.S. Small Business Administration is hosting a virtual conference March 29-30 to help women business owners overcome challenges and take advantage of opportunities such as accessing alternative forms of capital and winning government contracts. Discussions will include: Innovation and InvestmentBuilding an Equitable Recovery Framework for Women EntrepreneursFrom Essential
- [Wesst's WBCs Support Women Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wessts-wbcs-support-women-entrepreneurs/) - Celebrations of women's accomplishments during Women's History Month are incomplete without also celebrating the organizations that support women in their endeavors. The business development organization WESST supports women by offering services specifically designed for women entrepreneurs under a program developed by the U.S. Small Business Administration. While WESST offers its services to people of every
- [Gross Receipts Tax Problems Solved](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/gross-receipts-tax-problems-solved/) - The New Mexico Tax & Revenue Department aims to help businesses understand gross receipts taxes and comply with destination sourced reporting that was introduced in 2019 and 2020. Destination sourcing requires taxpayers to pay the rate in effect where their goods or services are delivered. The rules, which affect all businesses and have caused confusion
- [Recovery Fund Fills Void Left by Expired PPP](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/recovery-fund-fills-void-left-by-expired-ppp/) - New Mexico's Small Business Recovery Loan Fund offers up to $150,000 with low interest to pandemic-impacted businesses. The fund was created to assist New Mexico businesses unable to access any or enough Paycheck Protection Program (PPP) funds, and it continues to fill that void now that the PPP has expired. The loan program is open
- [Value-Added Producer Grants 2022](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/value-added-producer-grants-2/) - The U.S. Department of Agriculture is accepting applications for grants to help farmers, ranchers, and producers maximize the value of the items they produce. Value-added products are agricultural products that have been modified or physically changed to enhance their value. Examples include salsa made from tomatoes and energy produced from farm animal methane. USDA Value-Added 2026 Value-Added Producer Grants offer up to $250,000 to eligible businesses.
- [TEAM Fund Now Open](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/team-fund-now-open/) - The Regional Development Corporation, a nonprofit economic development organization, is accepting applications for its Technology and Manufacturing (TEAM) Fund until March 15, 2022. Manufacturing businesses headquartered in the counties of Sandoval, Santa Fe, Los Alamos, San Miguel, Mora, Rio Arriba, and Taos that meet other criteria are eligible if they attend the mandatory information webinar
- [Nonprofit Offers More Than Small Business Loans](https://financenewmexico.org/articles/obtaining-a-loan/nonprofit-offers-more-than-small-business-loans/) - By the time a client gets a loan from The Loan Fund, she’s in a committed partnership with the nonprofit lender. That’s because The Loan Fund offers business development consulting to all potential clients — not just those who receive loans. The Loan Fund loan officers provide “pre-loan consulting” the moment they receive an inbound
- [Grants for Black & Underserved Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/grants-for-black-underserved-entrepreneurs/) - Several national organizations and retailers are celebrating Black History Month by offering new grants or highlighting existing grants available to Black entrepreneurs. Eligibility in most of these programs is also open to Indigenous and Female entrepreneurs. Most of the grants award credit for services rather than cash, and applicants compete against similar businesses nationwide. The
- [Search for Patents](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/search-for-patents/) - A patent search tool launched by the United States Patent Trademark Office provides remote full-text searching of all U.S. patents and published patent applications. Entrepreneurs can use the search tool to find out about patents and patent applications that are similar to their idea or invention. In the past, users could only search patents at
- [An Entrepreneurial Playground](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/an-entrepreneurial-playground/) - Entrepreneurs are fond of saying that starting their business was the most fun they've ever had and the hardest thing they've ever done. Several events in the coming weeks aim to offer some fun as they provide the resources, support, and entrepreneurial networks that offer startup business owners a solid foundation. ProjectY in Los Alamos
- [Get Marketing Help from NM True](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/get-marketing-help-from-nm-true/) - Businesses in the tourism sector can get financial assistance for advertising by participating in the New Mexico Tourism Department's Cooperative Advertising program. Applications to participate in the fiscal year 2023 will be accepted March 1 through April 8, 2022, but applicants are required to complete the Partner Priorities & Situation Assessment Survey by February 7
- [More Social Media!](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/more-social-media/) - The business development organization WESST is offering a workshop to help business owners create an impactful social media campaign. The free one-hour workshop takes place online on Thursday, Feb. 3, 2022, from 12:00 - 1:00 pm. Spend your lunch with WESST and learn how to create efficiency in your social media marketing. Building an effective
- [Social Media - Made Manageable](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/social-media-made-manageable/) - Creative Startups, known for its business accelerator programs, is offering a series of workshops designed for businesses in the outdoor recreation and experience industries. The series will focus on social media and will enable business owners to build or improve online sales and marketing. Each of the four classes costs $15 and includes an in-person
- [International Trade Assistance](https://financenewmexico.org/resources/specialized-assistance/international-trade-assistance/) - Several organizations such as NM EDD Office of International Trade and International Business Accelerator assist with developing international markets.
- [International Business Opportunities Thrive in New Mexico](https://financenewmexico.org/articles/starting-or-growing-a-business/international-business-opportunities-thrive-in-new-mexico/) - Edward Herrera, director of the Office of International Trade at the New Mexico Economic Development Department, helps businesses boost their bottom line through exporting.
- [Webinar Series Extends Economic Development Outreach Statewide](https://financenewmexico.org/articles/general-business-advice/webinar-series-extends-economic-development-outreach-statewide/) - To share information about existing resources and suggest how broadband-deficient communities can obtain better service, the New Mexico EDD hosted a webinar under the auspices of its FundIt initiative.
- [State Program Helps Businesses Clear Loan Collateral Gap](https://financenewmexico.org/articles/starting-or-growing-a-business/state-program-helps-businesses-clear-loan-collateral-gap/) - The New Mexico Economic Development Department (EDD)'s Credit Enhancement Program (CEP) helps businesses, especially startups, by purchasing short-term certificates of deposit that businesses can use as collateral for larger loans.
- [Three EDD Programs to Investigate](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/three-edd-programs-to-investigate/) - The New Mexico Economic Development Department is offering Science and Technology Business Start-Up Grants to eligible for-profit science and technology companies with fewer than 50 employees. Grant amounts are $10,000- $25,000 to each awarded company that must agree to seek out additional funding and provide 6-month and 12-month status reports. Eligible companies must be in
- [Line of Credit Can Smooth Out Cash Flow Extremes](https://financenewmexico.org/articles/obtaining-a-loan/line-of-credit-can-smooth-out-cash-flow-extremes/) - People who operate seasonal businesses often find that lines of credit make a lot more sense than traditional loans when dealing with the dramatic cash flows that are typical of such ventures.
- [Apply Now for Leveraged Project Assistance](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/apply-now-for-leveraged-project-assistance/) - Applications are now being accepted by the New Mexico Small Business Assistance (NMSBA) Program, which provides New Mexico small businesses facing technical challenges access to the unique expertise and capabilities of Los Alamos and Sandia national laboratories. At no cost to the business, small businesses can seek assistance from lab scientists and engineers to solve challenges
- [EIDL Program Begins to Wind Down](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/eidl-program-ending/) - Business owners and nonprofit organizations can apply for the SBA Economic Injury Disaster Loan (EIDL), which provides financial assistance for small businesses to meet financial obligations and operating expenses that could have been met had the COVID-19 disaster not occurred. The deadline to apply is December 31, 2021; however, the SBA has issued application guidelines
- [Propel Your Innovation](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/propel-your-innovation/) - The New Mexico SBIR/STTR Innovation Summit will be held virtually on December 15, 2021, from 8:30 AM to 4:30 PM MDT. The Summit brings together small businesses, federal program managers, defense representatives, experts, and local organizations vested in driving innovation through the SBIR and STTR programs. The event offers opportunities for entrepreneurs to discuss their
- [NMSBA Program Demystified](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/nmsba-program-demystified/) - Northern New Mexico business owners can learn about the New Mexico Small Business Assistance Program (NMSBA) on December 14 at Project Y in Los Alamos. The event is one of many that have taken place across the state this year and that will continue into 2022. NMSBA program managers provide details about the free business
- ['Tis the Season](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/tis-the-season/) - New Mexico businesses rely on the support of local consumers all year, but the holidays are especially critical for many small and local merchants, particularly those on Main Street. Customers who shop locally support small community businesses and the people who work for them. They also keep tax money in the community, where it can
- [New Mexico Tax Holiday Coming](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/new-mexico-tax-holiday-coming/) - State law encourages holiday shoppers in New Mexico to buy from local merchants on the Saturday after Thanksgiving by providing a one-day gross receipts tax (GRT) exemption on qualifying purchases under $500. The law gives locals an incentive to support small, independent storefront retailers. For small businesses that have 10 or fewer employees, it's a
- [Recovery Grant Program Coming to an End](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/recovery-grant-program-coming-to-an-end/) - The New Mexico Finance Authority, which manages the state’s Small Business Recovery Grant program, is accepting applications until December 7, 2021. The pandemic recovery grant program was authorized by the New Mexico Legislature in the 2021 regular session to assist businesses that suffered financial hardship during the pandemic. Grants are tied to job creation, and
- [GEW Events Aim to Spark Entrepreneurship](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/gew-events-aim-to-spark-entrepreneurship/) - Tens of thousands of events take place worldwide during Global Entrepreneurship Week November 8 through 14. In New Mexico, GEW takes place until Nov. 19, with workshops, presentations, and other events that aim to support idea generation and new business activity. GEW removes barriers to entrepreneurship by connecting everyone to entrepreneurial ecosystems made up of
- [Confused About Gross Receipts Tax Changes?](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/confused-about-gross-receipts-tax-changes/) - Effective July 1, 2021, New Mexico changed Gross Receipts Tax (GRT) regulations to "destination sourcing," which requires most businesses to calculate and report GRT based on where their goods or the product of their services are delivered. Prior to July 1, New Mexico used "origin-based sourcing" in which most GRT was reported at the seller's
- [Conference Aims to Help Manufacturers Adapt, Plan Future](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/conference-aims-to-help-manufacturers-adapt-plan-future/) - New Mexico Manufacturing Extension Partnership (New Mexico MEP) is hosting a virtual conference October 26 through 29 to arm manufacturers with information to help them move beyond today's supply chain, workforce, and other issues that pose challenges to production. Worker shortages, disruptive technologies, supply chain issues, and cyber attacks are provoking unprecedented challenges for manufacturers.
- [Are You an Innovator?](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/are-you-an-innovator/) - Several upcoming programs are designed to help innovators and entrepreneurs get new products to market. The fifth annual Inventors and Entrepreneurs Conference takes place at New Mexico Tech in Socorro on Thursday, October 14, 2021. The one-day business startup event is devoted to creativity and success. Organizers aim to facilitate the progression of ideas from
- [Grant Refresh for Sandoval County Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/grant-refresh-for-sandoval-county-businesses/) - The Sandoval County Board of Commissioners has added money to its CARES Grant pandemic relief program — now referred to as ARPA (American Rescue Plan Act) — that was offered to local businesses last year. Pandemic-impacted businesses located in Sandoval County, including the City of Rio Rancho, towns of Bernalillo and Cuba, and Village of
- [Grants Offered for Global Expansion](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/grants-offered-for-global-expansion/) - The U.S. Small Business Administration State Trade Expansion Program (STEP) helps small businesses expand by increasing their revenue through global trade. Business owners interested in exporting their products can apply to the New Mexico Economic Development Department Office of International Trade (OIT) for assistance with strategies designed to increase small business exports. The OIT also
- [Food Trucks: New Path to Entrepreneurship](https://financenewmexico.org/articles/general-business-advice/food-trucks-new-path-to-entrepreneurship/) - Kayla Vallejos has been cooking since she was 13 so it was only a matter of time before she would own a food operation. Vallejos, the proud owner of Albuquerque-based Taste of Love food truck that launched in the spring of 2021, got her start working at Burger King and then moved on to waitressing
- [Building a Scalable Venture in New Mexico?](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/building-a-scalable-venture-in-new-mexico/) - ActivateNM powered by CNM Ingenuity offers "office hours" for New Mexico startups and small businesses. Office Hours are a facilitated regular gathering of the growing ActivateNM community of entrepreneurs and mentors who get together to talk about pressing business questions their ventures are facing. The next monthly meeting will take place online on August 20.
- [Invention-Con Delivers Patent Information](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/invention-con-delivers-patent-information/) - The U.S. Patent and Trademark Office (USPTO) is sponsoring a free online convention to help entrepreneurs capitalize on their intellectual property. Invention-Con takes place online from August 18 through 20. Participants will hear from business and government experts about turning ideas into innovations, protecting work, and accessing valuable resources. Keynote speakers Serene Almomen, CEO of Senseware,
- [Velarde Winery Cuts Costs with Help from New Mexico MEP](https://financenewmexico.org/articles/general-business-advice/velarde-winery-cuts-costs-with-help-from-mep/) - When the coronavirus pandemic temporarily halted tourist traffic and shuttered restaurants and bars throughout New Mexico, Black Mesa Winery in Velarde had an inventory of wine and hard cider worth $100,000 and fewer avenues to deliver its products to customers. Winery owners Jerry and Lynda Burd were able to keep products moving out the door
- [DisrupTECH 2021 to Introduce New Technologies](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/disruptech-2021-to-introduce-new-technologies/) - DisrupTECH is a celebration of the disruptive technology created by the scientists at Los Alamos National Laboratory. At this signature innovation event — now in its seventh year — thirteen carefully selected entrepreneurial-minded scientists will present their ideas with the goal of introducing the latest groundbreaking technology from Los Alamos and their inventors to entrepreneurs,
- [Technology is Available for Licensing](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/technology-available-for-licensing/) - Los Alamos National Laboratory has a stockpile of patents covering technologies with untapped commercial potential, as well as a portfolio of copyright-protected software it wants to share with businesses that can translate these assets into private-sector jobs. LANL's Richard P. Feynman Center for Innovation is tasked with moving Los Alamos technology to the marketplace to
- [Northern N.M. Tribal Economic Diversity Grants](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/northern-n-m-tribal-economic-diversity-grants/) - The Regional Development Corporation will begin accepting applications for grants from its Tribal Economic Diversity Fund on July 1, 2021. The deadline to apply is August 2 at 5:00 pm. The Tribal Economic Diversity Fund will make grant awards to companies owned by a federally recognized Indian tribe or businesses owned by an enrolled member(s)
- [Conference Aims to Inspire Female Entrepreneurs](https://financenewmexico.org/articles/general-business-advice/conference-aims-to-inspire-female-entrepreneurs/) - Tactical training, strategic networking and inspirational speeches from three entrepreneurial trailblazers highlight a two-day WE Mean Business virtual conference July 7 and July 8. “WE” stands for women entrepreneurs—the target audience for this event, which will link aspiring business owners to training, financing and mentoring opportunities. Conference organizers are the New Mexico State University (NMSU)
- [Second Round of LEDA Grants Opens](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/second-round-of-leda-grants-opens/) - The New Mexico Finance Authority, which manages the state's LEDA pandemic grant program, is accepting applications under a second round of funding. The first-round application period was widely publicized to end on June 15, 2021. A second-round application period opened as soon as the first round closed. The deadline for application acceptance in the second
- [Tax Changes Start July 1](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/tax-changes-start-july-1/) - The New Mexico Taxation and Revenue Department (TRD) and the New Mexico Economic Development Department (EDD) will hold a webinar on Wednesday, June 23, to assist businesses with transitioning to the new source-based gross receipts tax system and revised reporting website brought about by statutory changes that take effect on July 1, 2021. On that
- [Your Own Outdoor Recreation Business? Explore the Possibilities](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/your-own-outdoor-recreation-business-explore-the-possibilities/) - Entrepreneurs and hobbyists interested in exploring the potential for starting or growing a business in the outdoor recreation industry have two new resources. Outdoor recreation businesses registered or planned to open in the southern New Mexico counties of Catron, Socorro, Lincoln, Roosevelt, Chaves, Lea, Eddy, Otero, Dona Ana, Sierra, Grant, Luna or Hidalgo can apply
- [Accelerator Program Summer Cohort Forming](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/accelerator-program-summer-cohort-forming/) - Libraries as Launchpads, a virtual business accelerator program, has announced that applications for its summer cohort will be accepted until June 20, 2021. The 5-week program begins June 28. Libraries as Launchpads is designed for people with a business idea, prototype, or an active small business looking to reach more customers and explore new markets.
- [Restaurants Slow to Take Pandemic GRT Deduction](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/restaurants-slow-to-take-pandemic-grt-deduction/) - According to the New Mexico Restaurant Association, only 500 restaurants in the state have taken advantage of the Gross Receipts Tax Deduction/Rebate that was authorized by the state legislature to aid pandemic-impacted New Mexico restaurants. Senate Bill 1, passed during the 2021 legislative session, allows restaurants to keep as a tax deduction the gross receipts
- [New Grant Program Opens for Hispanic-owned Food Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/new-grant-program-opens-for-hispanic-owned-food-businesses/) - A new limited-time grant program will offer $10,000 grants to small Hispanic-owned food and beverage businesses in Albuquerque. The program comes from the PepsiCo Foundation, which is relying on Community Development Financial Institutions (CDFIs), such as LiftFund and DreamSpring, to ensure that grants reach 10 - 15 Hispanic-owned businesses in each of the 13 targeted
- [Relationships Energize New Mexico MEP Resources](https://financenewmexico.org/articles/general-business-advice/relationships-energize-new-mexico-mep-resources/) - When tech innovator Dave Keicher requested marketing and sales growth services from New Mexico Manufacturing Extension Partnership (New Mexico MEP), the nonprofit organization saw it as an opportunity to experiment. New Mexico MEP helps manufacturers increase their competitiveness and profitability by improving processes. Keicher is vice president of Integrated Deposition Solutions (IDS), whose founder Marcelino
- [Business Finance Fair Will Provide Resource Overview](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/business-finance-fair-will-provide-resource-overview/) - The New Mexico Economic Development Department is hosting a Business Finance Fair on June 9 from 12:00 to 2:00 pm for businesses located in the southeastern region of the state. The event, which will be conducted online, will provide an overview of the many financial resources available to New Mexico businesses. Event organizers aim to
- [Restaurant Revitalization Fund Rules Emerge](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/restaurant-revitalization-fund-rules-emerge/) - The U.S. Small Business Administration has released more information about the rules that will govern the $28.6 billion Restaurant Revitalization Fund (RRF) grant program that will open on May 3. The RRF will provide grants of $1,000 to $5 million per location to restaurants, bars, pubs, food carts, caterers, and other restaurant-related businesses that have
- [LANL Fellowships Offered to Startups and Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/lanl-fellowships-offered-to-startups-and-entrepreneurs/) - Small businesses and entrepreneurs working to solve national security challenges are invited to apply for a two-year fellowship at Los Alamos National Laboratory. The fellowship includes up to $100,000 in yearly stipend, health insurance, a travel allowance, and $100,000 per year in technology advancement support. Part of the New Mexico Lab-Embedded Entrepreneurship Program (NM LEEP)
- [WESST a ‘Touchstone’ for Therapy Clinic Partners](https://financenewmexico.org/articles/general-business-advice/wesst-a-touchstone-for-therapy-clinic-partners/) - Two months after COVID-related emergency orders shuttered the clinic that employed them, Melissa Esquibel and three colleagues launched Sandia Sunrise Therapy LLC to provide vital physical and occupational therapy services. “Starting the business in the middle of a pandemic was definitely challenging,” clinic administrator Melissa Esquibel said. “We all worked very closely together (at the
- [New Program Launched to Help Native-led Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/new-program-launched-to-help-native-led-businesses/) - The Indian Pueblo Cultural Center and Creative Startups are collaborating to accelerate entrepreneurship among Native American businesses. The collaboration is delivering a pre-accelerator virtual incubator program, along with information about financial and other resources designed specifically to meet the needs of Native-led businesses. The six-week "LABS" pre-accelerator program guides Native founders as they launch and
- [LEDA Grant Program Now Open](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/leda-grant-program-now-open/) - The LEDA Recovery Grant Program was created by the State of New Mexico in the 2021 Legislative Session by House Bill 11 to provide $200 million in grant funding to New Mexico small businesses and nonprofit organizations that are experiencing financial hardship due to the pandemic. Applications will be accepted until June 15, 2021. To
- [USDA Helps Businesses Install Renewable Energy Systems](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/usda-helps-businesses-install-renewable-energy-systems/) - The U.S. Department of Agriculture provides grants to agricultural producers and rural small businesses interested in saving money as they save energy. The Rural Energy for American Program (REAP), which aims to reduce the amount of greenhouse gas pollution that affects the climate, helps businesses purchase and install renewable energy systems and make energy-efficiency improvements.
- [Rural Energy for America Program](https://financenewmexico.org/funding/grants-funding/rural-energy-for-america-program/) - The Rural Energy for America Program (REAP) Grant Program provides financial assistance to agricultural producers and small businesses in rural America to purchase, install, and construct renewable energy systems; make energy efficiency improvements to non-residential buildings and facilities; use renewable technologies that reduce energy consumption; and participate in energy audits, renewable energy development assistance, and feasibility
- [Government Contractors Offered Cybersecurity Training and Assistance](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/government-contractors-offered-cybersecurity-training-and-assistance/) - Soon, contractors and subcontractors to the U.S. Department of Defense will be required to have cybersecurity certification at the level needed for the specific work in the contract. The new Cybersecurity Maturity Model Certification (CMMC) guidelines are thought to be the precursor to certification that eventually will be required across all government contracts. To help
- [Loan Fund Reopening To Offer More Money for More Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/loan-fund-reopening-to-offer-more-money-for-more-businesses/) - A recent webinar provided an overview of the changes authorized by the New Mexico Legislature when it expanded and extended the Small Business Recovery Loan Fund to better help businesses experiencing financial hardship caused by the pandemic. Among the changes: More businesses are now eligible to apply for a loan, and the loans have more favorable and flexible terms. Businesses that
- [Financial Knowledge Imperative to Success](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/financial-knowledge-imperative-to-success/) - Entrepreneurs who gauge business success by the amount of money in their checkbook are setting themselves up for failure and missing out on tools that can help them grow their business. Financial statements, easily created by standard bookkeeping systems, can provide financial snapshots, warnings about upcoming cash shortages, and rearview-mirror looks at past successes and
- [REBP Increases Profits by Reducing Energy Use](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/rebp-increases-profits-by-reducing-energy-use/) - Rural businesses looking to reduce costs and increase profits have a friend in the Rural Efficient Business Program. REBP gives free energy-efficiency advice and resources to businesses located in communities of 50,000 inhabitants or less and agricultural producers throughout the state. The program, which is part of the New Mexico Economic Development Department's suite of
- [Micro-Grant Application Deadline Nears](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/micro-grant-application-deadline-nears/) - Northern New Mexico businesses that have an immediate need for money to diversify, sustain or grow revenue, leverage other investments, and/or put systems in place that will lead to growth and create job opportunities have until May 1 at 5:00 pm to submit an application for a grant of $500 to $2,000 from the Regional
- [Soil-to-Stone Technology Proves Breakthrough With Help from NMSBA Program](https://financenewmexico.org/articles/general-business-advice/technology-proves-with-help-from-nmsba-program/) - The NMSBA program assists New Mexico businesses with testing and technical expertiseA Santa Fe company is looking to nature for solutions to crumbling roads and uranium mines that were abandoned without proper capping. Bob Sherwin, CEO of Lithified Technologies, developed accelerated lithification technology, or LithTec™, to mimic the process by which soil turns into stone over thousands of years. LithTec™ can be used to build roads
- [Accelerator to Focus on SBIR Grant Applications](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/accelerator-to-focus-on-sbir-grant-applications/) - Arrowhead Center at New Mexico State University is hosting an accelerator program for individuals and businesses interested in pursuing Small Business Innovation Research (SBIR) or Small Business Technology Transfer (STTR) grants from the National Science Foundation. SBIR/STTR programs offer grants for scientific discoveries that can be transformed into products and services that have commercial potential and/or
- [Shuttered Venue Operators Grant Program Details Slowly Emerging](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/shuttered-venue-operators-grant-program-details-slowly-emerging/) - The Shuttered Venue Operators (SVO) Grant program offers emergency assistance to venues that were closed due to COVID-19 emergency health orders. The application portal was slated to open on April 8, 2021; however, technical difficulties have delayed the program. Potential applicants can use the time delay to prepare themselves for accessing the fund. Shuttered venues
- [NM Restaurants Can Take GRT Deduction Now](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/nm-restaurants-can-take-grt-deduction-now/) - Senate Bill 1, passed by the New Mexico Legislature and signed into law by Gov. Michelle Lujan Grisham, allows New Mexico restaurants to take a Gross Receipts Tax deduction for sales of prepared food and drinks made after March 1, 2021 and before July 1, 2021. Restaurants can take the deduction immediately. During the four-month
- [Restaurant Revitalization Grants Expected in April](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/restaurant-revitalization-grants-expected-in-april/) - The U.S. Small Business Administration expects to open the Restaurant Revitalization Fund in early April for applications from restaurants and bars owned by women, veterans, and socially or economically disadvantaged people. The SBA also confirmed that restaurants do NOT need to register with SAM.gov or obtain a DUNS number, as was previously reported by multiple
- [Technical Assistance Available to Small Communities and Urban Neighborhoods](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/technical-assistance-available-to-small-communities-and-urban-neighborhoods/) - The New Mexico MainStreet program, a division of the New Mexico Economic Development Department, is accepting applications for technical and organizational assistance for new community development projects. Rural and Native American Communities with less than 15,000 in population are encouraged to apply for assistance under the Frontier & Native American Communities Program. Urban neighborhood commercial
- [Micro-Grant Fund Accepting Applications from Northern New Mexico Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/microgrant-fund-accepting-applications-from-northern-new-mexico-businesses/) - The Regional Development Corporation, which serves the counties of Santa Fe, Sandoval, San Miguel, Mora, Los Alamos, Rio Arriba, and Taos, will begin accepting Micro-Grant applications on April 1 from small businesses in its service area. The RDC Micro-Grant Program awards grants of $500 to $2,000 on a competitive basis from businesses that have an
- [Value-Added Producer Grant (VAPG) Program Reopens](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/value-added-producer-grant-vapg-program-reopens/) - USDA Rural Development has announced it is accepting applications for grants of up to $250,000 under the Value-Added Producer Grant program. VAPG helps agricultural producers and related businesses enter into value-added activities related to the processing and marketing of new products. Grants are competitive and require matching funds. Proceeds may be used for working capital
- [SBA Extends Payment Deferment Periods](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/sba-extends-payment-deferment-periods/) - Business owners with SBA disaster loans will have a little more time before they have to start making payments. The U.S. Small Business Administration announced it is extending deferment periods for all disaster loans, including the COVID-19 Economic Injury Disaster Loan (EIDL) program, until 2022. (Scroll down to see the March 24 update about increased
- [Regional Engagement Challenge Seeks Proposals](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/regional-engagement-challenge-seeks-proposals/) - Nonprofit organizations with an idea to help build the New Mexico technology ecosystem are invited to submit a proposal for funding support of up to $10,000 from the Feynman Center for Innovation at Los Alamos National Laboratory. The Regional Engagement Challenge is an opportunity for New Mexico organizations to explore and implement new methods to
- [Applications Close Soon for Art Grant Program](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/applications-close-soon-for-art-grant-program/) - The Fulcrum Fund, managed by 516 Arts in Albuquerque, is offering grants to pandemic-impacted visual artists and art spaces in New Mexico. Applications will be accepted through April 2. Created in 2016 to support visual art projects, the Fulcrum Fund shifted in 2020 to provide emergency relief grants of $1,000 to $5,000 to help visual
- [Social Media: Essential Tool for Business Recovery](https://financenewmexico.org/articles/general-business-advice/social-media-essential-tool-for-business-recovery/) - The social media community is a lot like a real-world neighborhood where people ask their friends for referrals to a hairstylist or mechanic or roofer. But businesses can use social media platforms like Facebook and Instagram proactively to market products and services in dynamic, interactive ways to the people who want them. In that sense,
- [EDD offers Grants to "High-Growth" Science & Tech Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/edd-offers-grants-to-high-growth-science-tech-businesses/) - New Mexico companies in a science and technology field, with fewer than 50 employees, and who are deemed to be "high growth" may qualify for a grant up to $25,000, courtesy of the state Economic Development Department Office of Science & Technology. The department will accept 2021 applications until 5:00 pm on Monday, March 29.
- [Unrestricted USDA REAP Applications Open Until March 31](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/unrestricted-usda-reap-applications-open-until-march-31/) - The USDA Rural Energy for America Program (REAP) provides loan and grant funding to rural small businesses and agricultural producers for renewable energy systems or to make energy efficiency improvements. While loan applications are accepted on a continuous cycle, Unrestricted Grants or Loan/Unrestricted Grant Combo applications are due by March 31, 2021. The program aims
- [Las Cruces Businesses Offered Free Social Media Training](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/las-cruces-businesses-offered-free-social-media-training/) - The City of Las Cruces Economic Development Department and Arrowhead Center at New Mexico State University have teamed up to help entrepreneurs take their business online. The free assistance, which focuses on social media proficiency, aims to augment the marketing of local businesses, especially those that were impacted by the pandemic. Participants gain assistance with
- [Albuquerque Company Secures Coveted ISO Registration](https://financenewmexico.org/articles/general-business-advice/albuquerque-company-secures-coveted-iso-registration/) - Before joining ACME Worldwide Enterprises 13 years ago, Managing Director Eugene Moya had worked for large companies that were registered with the International Organization for Standardization (ISO). But he had never led a company through ISO registration and didn’t think ACME was big enough to warrant the investment of time and money. After contacting the
- [Does Crowdfunding Still Work?](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/does-crowdfunding-still-work/) - SCORE of Northern New Mexico is offering a webinar from 2:00 - 3:30 pm on Feb. 23 to help entrepreneurs determine if raising money through crowdfunding is a viable option for their business or idea. Well-known crowdfunding platforms such as Kickstarter and Indiegogo have been joined by hundreds of new services that aim to help
- [Albuquerque Businesses Can Get Free PPE from WESST](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/albuquerque-businesses-can-get-free-ppe-from-wesst/) - Nonprofit economic development organization WESST has partnered with the City of Albuquerque to distribute free personal protection equipment (PPE) to businesses located within city limits. Preregistered businesses can pick up a PPE box on Saturday, Feb. 20 from 9:00 am to 1:00 pm. Each box contains 10 cloth masks, 100 disposable masks, and 3 bottles
- [Winner of Online Pitch Competition to Receive $5k + Benefits](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/winner-of-online-pitch-competition-to-receive-5k-benefits/) - Arrowhead Innovation Fund (AIF), housed at New Mexico State University's Arrowhead Center, is hosting an online pitch competition to introduce investors to companies with promising technologies developed and/or licensed by New Mexico start-up companies. AIF is focused on startups working in the agriculture, biotechnology, health/devices, information technology, engineering, energy, and water technology industry sectors. The pitch
- [Outdoor Recreation as Economic Development: New Toolkit Available](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/outdoor-recreation-as-economic-development-new-toolkit-available/) - The Rural Economic Development Toolkit, created by the Outdoor Recreation Roundtable, outlines best practices for building an outdoor recreation economy. Outdoor recreation offers opportunities for sustainable economic and community development, and most communities need help implementing those ambitious plans. The toolkit contains a list of federal grants and technical assistance programs that can support communities
- [Investor Roundtables Give Startups a Leg Up](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/investor-roundtables-give-startups-a-leg-up/) - The New Mexico Angels have joined forces with ABQid to increase quality interactions between early-stage startup companies and angel investors. The organizations aim to support startup founders with connections and feedback with the goal of helping them to potentially receive investment in their business venture. Roundtables are private events between founders and investors. Startups must
- [RDC's TEAM Fund will Accept Applications Beginning Feb. 15](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/rdcs-team-fund-will-accept-applications-beginning-feb-15/) - The Regional Development Corporation, a nonprofit economic development organization, will begin accepting applications for its Technology and Manufacturing (TEAM) Fund on February 15. The application period runs through March 15 at 5:00 pm. Businesses located in the counties of Sandoval, Santa Fe, Los Alamos, San Miguel, Mora, Rio Arriba, and Taos that meet other criteria
- [Platform will Connect Entrepreneurs with National Labs and Research Institutions](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/platform-will-connect-entrepreneurs-with-national-labs-and-research-institutions/) - Arrowhead Center at New Mexico State University is poised to launch the Innovation Ecosystem Connect (IEC) Platform, a dynamic program to connect small businesses with national labs and research institutions for growth, development, and technology transfer. Small businesses face the challenge of having limited to no access to federal entities. IEC will increase access to
- [Webinar to Address Shuttered Venue Operators Grants](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/webinar-to-address-shuttered-venue-operators-grants/) - The New Mexico Economic Development Department will host a webinar on January 26 from 11:30 am to 1:00 pm to provide information about the Shuttered Venue Operators Grant program managed by the U.S. Small Business Administration. The Shuttered Venue Operators (SVO) Grant is a federal economic assistance program for arts organizations. If you are a
- [The Loan Fund Releases Its 2020 Impact Report](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/the-loan-fund-releases-its-2020-impact-report/) - The Loan Fund, an award-winning nonprofit organization that provides loans and consulting to small businesses, entrepreneurs, and nonprofit organizations across New Mexico, said today it provided funding for 121 new loans in 2020. Minorities and women-owned businesses made up the overwhelming majority of the year's loans, which created 189 new jobs and preserved 589 existing
- [Attn: Hobbs Businesses! WESST Opens Local Business Center](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/attn-hobbs-businesses-wesst-opens-local-business-center/) - WESST, a nonprofit economic development organization that provides business training, consulting and loans to small business, opened a new location in Hobbs. Business consultant and trainer Mara Salcido is now serving clients from inside the Hobbs Hispano Chamber of Commerce at 113 N. Shipp Street. The Hobbs office is WESST's seventh location in New Mexico.
- [Economic Aid Act Expands PPP and Other Financial Assistance](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/economic-aid-act-expands-ppp-and-other-financial-assistance/) - Pandemic-impacted businesses that did not apply in 2020 for a loan through the Payroll Protection Program (PPP) will be able to apply for forgivable loans until March 31, 2021. PPP loans of up to $2 million are available to eligible businesses , 501(c)(6) nonprofits, housing cooperatives and local news media organizations under the Economic Aid
- [LiftFund offers loans to businesses in Southern New Mexico](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/liftfund-offers-loans-to-businesses-in-southern-new-mexico/) - LiftFund, a nonprofit Community Development Financial Institution, is now offering business assistance and loans to small businesses in the southern part of New Mexico. And last August, the microlender began a partnership with the City of Las Cruces to provide virtual workshops to help businesses through the pandemic. Not familiar with Community Development Financial Institutions
- [WESST Begins Distribution of PPE to Local Businesses](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/wesst-begins-distribution-of-ppe-to-local-businesses/) - Nonprofit business development organization WESST is collaborating with the City of Albuquerque to distribute personal protective equipment to Albuquerque businesses beginning January 4, 2021. Qualifying businesses must have 50 or fewer employees. The initiative is one more way WESST is helping businesses survive and thrive during the pandemic. "We want to make sure small businesses
- [Looking for more grants?](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/looking-for-more-grants/) - The New Mexico Economic Development Department sends a weekly email containing a wide range of capital sources and opportunities, many of which are narrow in scope. If you are a community planner, organizer, or leader, the list may contain something relevant to you. See the Dec. 18, 2020 list and click here for the weekly
- [The Loan Fund reaches new heights](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/the-loan-fund-reaches-new-heights/) - The Loan Fund, a nonprofit CDFI, has awarded 67 loans since January 2020, forty-four of which have gone to minority-owned businesses. In its 31 years, the organization has made over $100 million in loans to New Mexico small businesses, entrepreneurs, and nonprofits that were typically unable to obtain financing through traditional lending sources. Those loans and
- [NM CARES Act grant program guidelines announced](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/nm-cares-act-grant-program-guidelines-announced/) - The NM Finance Authority has announced guidelines pertaining to the Small Business CARES Act grant program that was authorized by the New Mexico Legislature during the second special session of 2020. The guidelines make clear that time is of the essence. Applications will only be accepted until 12:00 noon MST Friday, Dec. 18. The Finance
- [LISC Rural Relief Small Business Grants](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/lisc-rural-relief-small-business-grants/) - LISC, a national nonprofit, is offering grants to small businesses located in rural areas defined as communities with a population of 50,000 or less. Applications will be accepted until December 6 at 9:59 pm MST. Read eligibility and apply here.
- [Creative Startups LABS Pre-Accelerator for Northern New Mexico Food Entrepreneurs](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/creative-startups-labs-pre-accelerator-for-northern-new-mexico-food-entrepreneurs/) - Now accepting applications. Program designed to move food entrepreneurs from early concept into the market. > Details and Application
- [Virtual Event: Reimagining the New Mexico Food Economy](https://financenewmexico.org/new-programs-open-opportunities-and-announcements/virtual-event-reimagining-the-new-mexico-food-economy/) - 1:00 – 5:00 pm Dec. 1, 2020 Free event featuring organizations that are leading the way in changing policy and building programs and resources. > Details and Registration
- [The Flavor of Success](https://financenewmexico.org/articles/general-business-advice/the-flavor-of-success-nm-sabor-mep/) - New Mexico food entrepreneur gets help from New Mexico MEP
- [Resources Target Veterans in Business](https://financenewmexico.org/articles/starting-or-growing-a-business/resources-target-veterans-in-business/) - Jose Ocampo moved to the United States from Nicaragua as a child in 1980 after his family was granted political asylum. After a tour of duty in the U.S. Marine Corps and a few years at the University of New Mexico, he set his sights on being an auto mechanic and eventually opening his own shop. He graduated from the Universal Technical Institute in Phoenix and moved to Santa Fe to work in a friend’s auto repair shop until he was ready to go solo.
- [Libraries Poised to Become Post-Pandemic Entrepreneurial Hubs](https://financenewmexico.org/articles/starting-or-growing-a-business/libraries-as-entrepreneurial-business-hubs/) - New Mexico libraries are poised to become entrepreneurial business hubs using Kauffman Foundation and other strategies.
- [Lender’s Loyalty Sustains Business Growth for Disabled Vet](https://financenewmexico.org/articles/obtaining-a-loan/lenders-loyalty-sustains-business-growth-for-disabled-vet/) - Ron Edwards knew he would start his own business one day, but the path to launching Santa Fe’s Focus Advertising Specialties was paved with a variety of jobs and small-business ventures. The most influential of his early occupations was his overseas service in the Marines, Edwards said. Thirteen weeks in basic training and four years
- [WESST and Client Navigate Pandemic Problems Together](https://financenewmexico.org/articles/obtaining-a-loan/wesst-and-client-navigate-pandemic-problems-together/) - When the novel coronavirus pandemic reached the U.S. early this year, many patients stopped seeking in-person treatment at The Family Connection, a mental-health provider with offices in Albuquerque, Rio Rancho, Los Lunas and Santa Fe. Even though the business was considered essential and thus permitted to operate during statewide shutdowns, cancellations escalated. “Initially we were
- [2020 Economic Development Course Goes Online](https://financenewmexico.org/articles/general-business-advice/2020-economic-development-course-goes-online/) - Sanctioned by the International Economic Development Council (IEDC), the New Mexico Basic Economic Development course covers the fundamental building blocks of an economic development strategy.
- [New Markets Tax Credits Boost Tucumcari Biofuel Project](https://financenewmexico.org/articles/general-business-advice/new-markets-tax-credits-boost-tucumcari-biofuel-project/) - New Markets Tax Credit Program helps businesses that need significant capital to purchase expensive commercial equipment or to develop property in ways that benefit economically depressed New Mexico communities like Tucumcari.
- [MEP Workshops Help New-Hires Learn Company Culture](https://financenewmexico.org/articles/general-business-advice/mep-workshops-help-new-hires-learn-company-culture/) - Process Equipment and Service Company, Inc. (PESCO) in Farmington believes in making an investment in people and relationships. That’s why the 50-year-old engineering, design and manufacturing company sends its newly-hired employees to workshops offered by New Mexico Manufacturing Extension Partnership (MEP). The investment has paid off; PESCO’s more than 400 employees understand that their input
- [Businesses, nonprofits and governments eligible for Family Friendly Business Award™](https://financenewmexico.org/articles/general-business-advice/businesses-nonprofits-and-governments-eligible-for-family-friendly-business-award/) - The City of Farmington and the City of Albuquerque have joined the State of New Mexico in receiving the Family Friendly Business Award™ in recognition of their family friendly workplace policies. Farmington and the State of New Mexico received Platinum level recognition (the highest), while Albuquerque was recognized at the Gold level. The awards are
- [New Mexico PTAC Helps Businesses Seize Upon Government Procurement Opportunities](https://financenewmexico.org/articles/general-business-advice/new-mexico-ptac-helps-businesses-seize-upon-government-procurement-opportunities/) - When Chris Weil started his construction company in 2005, he planned to build it by delivering quality construction on-time and within budget. That strategy, along with a focus on government contracts, has allowed the company to expand and serve the western United States from five offices in four states. The New Mexico Procurement Technical Assistance
- [Opportunity Zones are new tool in NM EDD’s tool chest](https://financenewmexico.org/articles/general-business-advice/opportunity-zones-are-new-tool-in-nm-edds-tool-chest/) - Municipalities, businesses, tribes and economic development and other community organizations eager to attract capital investment to economically distressed areas of New Mexico have another avenue to do so. One provision of the Tax Cuts and Jobs Act of 2017 law allowed governors to nominate qualified census tracts in their states as Opportunity Zones (OZs). That
- [WESST: Trailblazers in the WBC Movement](https://financenewmexico.org/articles/starting-or-growing-a-business/wesst-trailblazers-in-the-wbc-movement/) - There are currently over 100 Women’s Business Centers across the United States, but in the late 1980s, there was a scarcity of female entrepreneurs and role models. Spurred by the growing interest among women to chart their own business and financial path and seeking to provide appropriate the resources, WESST was established in 1989 and
- [Funds aim to spur growth of six Native American ventures](https://financenewmexico.org/articles/starting-or-growing-a-business/venture-acceleration-fund-spurs-growth-of-native-american-ventures/) - (note from editor: The RDC now manages the Tribal Economic Diversity Fund, more information here ) Bison Star Naturals is one of six enterprises that shared $60,000 of investment in 2018 as part of the Native American Venture Acceleration Fund program administered by the Regional Development Corporation. NA VAF aims to create jobs by boosting
- [Clayton-Union County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/clayton-union-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. 1103 S First St. Clayton, NM 88415 575-374-9253 claytonnm.org
- [Tucumcari-Quay County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/tucumcari-quay-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. 404 West Route 66 PO Drawer E Tucumcari, NM 88401Phone: 575-461-1694 Fax: 575-461-3884 Website: tucumcarinm.com
- [New Mexico Seeks Manufacturers for Mfg Day 2019](https://financenewmexico.org/articles/general-business-advice/new-mexico-seeks-manufacturers-for-mfg-day-2019/) - Manufacturing is a key contributor to New Mexico’s economy, producing state-of-the-art electronics, industrial and residential building products, food and beverages, and a variety of everyday and seldom-seen components. Economic developers are keen to attract manufacturers to the state because of the well-paying jobs that are created. Local leaders anticipate increased tax revenue, especially when local
- [Enterprise Bank & Trust](https://financenewmexico.org/uncategorized/enterprise-bank-trust/) - For more than 30 years, Enterprise Bank & Trust has primarily focused on serving the lifetime financial needs of privately-held businesses, their owner families and other success-minded individuals. Enterprise Bank & Trust offers commercial loans and lines of credit, as well as a full array of services for individuals. It is designated as a Preferred
- [Coworking Space Helps Vet Build Gourmet Popcorn Business](https://financenewmexico.org/articles/starting-or-growing-a-business/coworking-space-helps-vet-build-gourmet-popcorn-business/) - A decade ago, Roberto Mendez was broke, his real estate business wiped out by a devastating recession and his wife sidelined by a debilitating stroke. Today he runs a thriving family business built on his favorite snack food: popcorn. “Ten years ago, life was hell,” said the owner of Albuquerque-based Cornivore. “We were trying to
- [Build a Business with Relationships](https://financenewmexico.org/articles/general-business-advice/build-a-business-with-relationships/) - No one likes to feel hustled while shopping, whether it’s in a retail store or trade show booth. To attract customers without brazen hawking or downright pushiness, businesses need to refine the art of the soft sell. That begins by making the store or trade show booth an intentional destination for people who are truly
- [Manufacturing Make-Over Reaps Rewards for Albuquerque Business](https://financenewmexico.org/articles/general-business-advice/manufacturing-make-over-reaps-rewards-for-albuquerque-business/) - C. Aaron Velasquez knew it was time to modernize the equipment and processes his family’s metal-plating business had used for four decades, but he wasn’t sure where to start. An industry contact introduced him to New Mexico Manufacturing Extension Partnership (NM MEP), a nonprofit that trains manufacturers in lean principles, value-stream mapping and other methodologies
- [NM FAST Program Propels Anti-Counterfeit Entrepreneur](https://financenewmexico.org/articles/general-business-advice/nm-fast-program-propels-anti-counterfeit-entrepreneur/) - Heritage. Honesty. Respect for tradition. These are keys to Roy Montibon's work as CEO of Montibon Provenance International Inc. His mission to ensure the authenticity of Native American art has drawn support from New Mexico State University's Arrowhead Center, the Small Business Administration, and the respect of collectors and artists alike. In 2017, Montibon tapped
- [Value Proposition is First Step Toward Market Success](https://financenewmexico.org/articles/general-business-advice/value-proposition-is-first-step-toward-market-success/) - To stand out in a market saturated with consumer products and get the attention of consumers deluged with advertising appeals, an entrepreneur needs to offer a product or service with obvious benefits and unquestionable superiority over the competition. That isn’t as easy as it sounds. The history of U.S. commerce is littered with countless products
- [New Perspective Can Jump-Start a Business](https://financenewmexico.org/articles/general-business-advice/new-perspective-can-jump-start-a-business/) - Business leaders are a hardy breed, loath to admit trouble and express anything but optimism and confidence. This tough façade is handy when applying for loans, seeking investment capital and competing in the rough and tumble marketplace. But it’s hard to maintain when customers are drifting away, employees are quitting, cash flow is falling short
- [Market Data Available to Small Businesses](https://financenewmexico.org/articles/starting-or-growing-a-business/market-data-available-to-small-businesses/) - A business plan is incomplete without a financial section that forecasts how the owner expects the company to grow and how much revenue he believes the company will generate based on his reading of the market for its products or services. But unless that projection is grounded in reality, it won’t make the desired impression
- [Cash Flow: WESST Workshop Teaches Business Essentials](https://financenewmexico.org/articles/general-business-advice/cash-flow-wesst-workshop-teaches-business-essentials/) - Keeping track of the money flowing in and out of a business is challenging even in the best of times — when cash is flooding in and the outflow is a comparative trickle. But any business that wants to stay in business needs to master cash flow management. To help small-business owners get a handle
- [Following the Signs to Small Business Success](https://financenewmexico.org/articles/obtaining-a-loan/following-the-signs-to-small-business-success/) - You've seen the signs. For nearly half a century, Phil Archuletta, the CEO of P&M Signs, has crafted signs for the U.S. Forest Service and the Bureau of Land Management. He got his start in 1970 in Ojo Caliente before opening P&M Signs in Mountainair in 1991. He now employs a dozen people in the
- [State Offers Grants to Promote Tourism](https://financenewmexico.org/articles/general-business-advice/state-offers-grants-to-promote-tourism/) - New Mexico attracts more visitors every year, but the state wants to further boost tourism and related revenue by expanding on successful programs like New Mexico True and the Cooperative Marketing Program (CoOp). New Mexico True is a brand that businesses, governments and nonprofit organizations can use by partnering with the New Mexico Tourism Department.
- [Businesses Set Sights on Cybersecurity](https://financenewmexico.org/articles/general-business-advice/cybersecurity-for-businesses/) - Jennifer Kurtz quickly boils down the reasons small businesses should care about cybersecurity. You want to keep your business, your reputation, your customers, your money and your people. You don't like getting sued. And you want to sleep well. Pretty hard to argue with that. Kurtz, the Cyber Program Director at Manufacturer's Edge, a Colorado-based
- [Workshops Help New Businesses Understand Tax Law](https://financenewmexico.org/articles/general-business-advice/workshops-help-businesses-understand-grt/) - New employers can find it confusing to navigate New Mexico’s system for computing, reporting and paying business taxes. But the state Tax and Revenue Department expects them to figure it out and comply. To simplify the process, the TRD offers free workshops, including one in Albuquerque on January 28 that promises to give new employers
- [Startup Resources Intrinsic to Business Success](https://financenewmexico.org/articles/general-business-advice/startup-resources-intrinsic-to-business-success/) - With help from Accion, ‘magic,’ passion, comfort with risk are other key ingredients. Borrowing money to start or build a business entails taking risk — not just for the lender but also the borrower. But unless the entrepreneur has rich relatives or massive savings to draw on, securing capital usually requires multiple loans over many
- [Rio Arriba County Entrepreneurial Network](https://financenewmexico.org/resources/other-resources-nearby-for-map/rio-arriba-county-entrepreneurial-network/) - Network facilitators help entrepreneurs identify their strategic needs and goals. One-to-one coaching is provided free of charge and is offered on an ongoing basis. Meetings occur where the entrepreneurs are most comfortable—at their business, a library, coffee shop, or other local facilities. Facilitators tap into their networks and relationships to refer entrepreneurs to resources and
- [San Miguel County Entrepreneurial Network](https://financenewmexico.org/resources/other-resources-nearby-for-map/san-miguel-county-entrepreneurial-network/) - Network facilitators help entrepreneurs identify their strategic needs and goals. One-to-one coaching is provided free of charge and is offered on an ongoing basis. Meetings occur where the entrepreneurs are most comfortable—at their business, a library, coffee shop, or other local facilities. Facilitators tap into their networks and relationships to refer entrepreneurs to resources and
- [Taos Entrepreneurial Network](https://financenewmexico.org/resources/other-resources-nearby-for-map/taos-entrepreneurial-network/) - Network facilitators help entrepreneurs identify their strategic needs and goals. One-to-one coaching is provided free of charge and is offered on an ongoing basis. Meetings occur where the entrepreneurs are most comfortable—at their business, a library, coffee shop, or other local facilities. Facilitators tap into their networks and relationships to refer entrepreneurs to resources and
- [Mora County Entrepreneurial Network](https://financenewmexico.org/resources/other-resources-nearby-for-map/mora-county-entrepreneurial-network/) - Facilitators at the Mora County Entrepreneurial Network refer entrepreneurs to resources and services that coincide with the business’s needs.
- [Los Alamos Entrepreneurial Network](https://financenewmexico.org/resources/other-resources-nearby-for-map/los-alamos-entrepreneurial-network/) - Facilitators at the Los Alamos Entrepreneurial Network refer entrepreneurs to resources and services that coincide with the business’s needs.
- [Delegation Equals Liberation for Small Business Owners](https://financenewmexico.org/articles/general-business-advice/small-business-owners-should-delegate/) - Sooner or later, an entrepreneur has to know his limits and acknowledge that some tasks can and should be done by others to allow him to focus on the bigger picture. That requires delegation — trusting others, whether subordinates, partners or independent contractors, to complete an assignment as directed. As obvious as that sounds, an
- [Even a Small Management Team is Essential to Startup Success](https://financenewmexico.org/articles/general-business-advice/management-team-is-essential-to-startup-success/) - While it’s normal for the owner of a new business to go the do-it-yourself route, either for lack of money or sparse human resources, no one individual can perform every task associated with nurturing a startup and do all of them well. The person who sets the idea in motion might not have a clue
- [Businesses Needed to Support New Mexico's Growing Film Industry](https://financenewmexico.org/articles/general-business-advice/nm-businesses-support-states-film-industry/) - With New Mexico gaining a reputation among film production companies, local businesses are needed to help fill a growing demand for services as more television shows and movies shoot in the Land of Enchantment. The New Mexico Film Office reports nearly $506 million in direct spending in the state during 2017, and productions including "Godless"
- [WESST’s online courses help women entrepreneurs build dreams](https://financenewmexico.org/articles/general-business-advice/wessts-online-courses-help-women-entrepreneurs-build-dreams/) - Not everyone has the resources to go to college for an MBA, but anyone with an internet connection and some self-discipline can learn business basics through the DreamBuilder program offered by the nonprofit small-business development and training organization WESST. DreamBuilder targets women who want to start their own businesses or need additional support to increase
- [Historic Farm Pursues Innovation with Help from NM MEP](https://financenewmexico.org/articles/general-business-advice/los-poblanos-gets-help-from-nm-mep/) - With a history of agricultural experimentation dating back to the 1930s and a storied tradition reaching into the depths of New Mexico's territorial history, Los Poblanos has bridged the centuries and now, with the assistance of New Mexico Manufacturing Extension Partnership (NM MEP), continues to preserve the past and pursue innovation. The land surrounding Los
- [Exiting a business presents owner with critical decisions](https://financenewmexico.org/articles/general-business-advice/selling-a-business-presents-owner-with-critical-decisions/) - When the owner of a small business wants to move on, whether to retire or to pursue other ventures, he or she has three potential paths: close the business, sell it to investors or to a competitor or let the employees purchase it. Each option has consequences for a community that relies on local businesses
- [Entrepreneurial journey often misses financial mark](https://financenewmexico.org/articles/obtaining-a-loan/entrepreneurial-journey-often-misses-financial-mark/) - Business owners and entrepreneurs get excited about their product and the market they serve. But to achieve long-term success, sooner or later they have to focus on a different critical area: their business finances. Even when grants, initial sales or investments from family and friends have funded an idea from product development to market, most
- [Define Need Before Applying for Business Loan](https://financenewmexico.org/articles/obtaining-a-loan/define-need-before-applying-for-business-loan/) - Most New Mexico entrepreneurs can’t start or operate a small business without occasionally borrowing money. And that requires preparation and a methodical approach. It begins by identifying why the money is needed and the most appropriate loan to fulfill that need. It continues with finding a lender that offers optimal terms and fees for clients
- [Newcomer maintains small-business tradition with Accion ZipPay loan](https://financenewmexico.org/articles/obtaining-a-loan/accion-zippay-loan/) - When Nick Harrison couldn’t persuade his mom to let him buy her trophy shop in Oregon, he moved with his wife to New Mexico and bought a complementary business in Albuquerque. Harrison purchased The Ribbon Place in March 2017. The 37-year-old Albuquerque company makes custom award ribbons, rosettes, sashes, buttons and other promotional items. It
- [SBA 504 Loan has Bakery-Cafe Baked in Success](https://financenewmexico.org/articles/obtaining-a-loan/sba-504-loan-baked-in-success/) - by Damon Scott If you whisk together hard work and passion and then throw in an effective loan program, your chances for small business success will likely be high. Those ingredients came together in Ruidoso, where Steven and Marie Gomez operate the Cornerstone Bakery & Cafe. Cornerstone serves up a wide variety of bakery items
- [Businesses Enjoy ROI in Breastfeeding-Friendly Workplace](https://financenewmexico.org/articles/general-business-advice/businesses-enjoy-roi-in-breastfeeding-friendly-workplace/) - Employers who provide a space where employees can express and store milk or breastfeed a baby quickly realize the benefits of doing so. According to the New Mexico Breastfeeding Task Force, employers who comply with state and federal laws requiring them to provide a clean and private space for lactating mothers and to offer flexible break
- [Business Owners Benefit When the Numbers Become Their Friend](https://financenewmexico.org/articles/general-business-advice/business-owners-benefit-from-basic-accounting-knowledge/) - Entrepreneurs don’t need to be certified public accountants to start or operate a business, but a basic grasp of bookkeeping principles can help them accurately gauge performance and profitability, keep track of cash flow and make smart decisions about assuming debt or prioritizing payments to creditors based on what the financial reports say. Though “bean
- [Chambers of Commerce Offer More than Networking](https://financenewmexico.org/articles/general-business-advice/new-mexico-chambers-of-commerce-offer-networking-and-more/) - Chambers of commerce are trade associations charged with creating a business-friendly environment for their members in the communities where they’re based. They do this by advocating, educating and providing a variety of publicity tools. While most chambers have a singular mission to support commercial activity, others advocate on behalf of businesses whose members represent segments
- [Plan for Disasters Before They Happen](https://financenewmexico.org/articles/general-business-advice/plan-for-disasters-before-they-happen/) - Small businesses are attuned to the risks they face when material costs and interest rates start to rise and competitors make inroads into their market share, but they’re not always conscious of less predictable but increasingly common risks, such as natural disasters. And they don’t always know about the resources available when their city or
- [Economic development bonds let governments help businesses](https://financenewmexico.org/articles/obtaining-a-loan/bonds-as-business-loans/) - Toby Rittner wants to help communities leverage their limited financial resources to solve the needs of business, industry, developers and investors. Rittner is CEO of the Council of Development Finance Agencies, a nonprofit organization that provides research, training and technical assistance to government entities that want to explore how bonds and other development financing tools
- [Survival tactics help business owners stay on track](https://financenewmexico.org/articles/general-business-advice/business-survival-tactics/) - Entrepreneurship is exhilarating and dynamic, especially in the beginning, as the business plan is set in motion and a product or service begins its path to market. The unpredictability of this journey is part of the reason it’s so stimulating to start and build a business, but maintaining that level of excitement and drive can
- [OSHA consultation program aims to protect worker health, safety](https://financenewmexico.org/articles/general-business-advice/osha-consultation-program-aims-to-protect-worker-health-safety/) - Preventing job-related injuries and fatalities requires companywide safety consciousness and a commitment to spend time and money on workplace safety, but the folks at the New Mexico Occupational Health and Safety Bureau (NM OSHA) say that in addition to supporting a safe and healthy workforce, there are other benefits that make the effort worthwhile. Increased
- [Rio Rancho Regional Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/rio-rancho-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Rio Rancho, 87124 505-892-1533 rrrcc.org Note: Effective June 1, 2015, the Rio Rancho Regional Chamber of Commerce acquired the membership of Greater Sandoval County Chamber of Commerce.
- [Patent Assistance Is Available for Low-Income New Mexico Inventors](https://financenewmexico.org/articles/starting-or-growing-a-business/patent-assistance-is-available-for-low-income-new-mexico-inventors/) - The U.S. Patent and Trademark Office (USPTO) Pro Se Assistance Program pairs qualified low-income inventors with patent attorneys willing to work for free.
- [Experts Offer Advice on Entrepreneurship](https://financenewmexico.org/articles/starting-or-growing-a-business/experts-offer-advice-on-entrepreneurship/) - The Innovators and Entrepreneurs Workshop at New Mexico Tech in Socorro aims to nurture students — and their ideas — by connecting them with advice and experience.
- [Startup Success Begins With Team of Top Performers](https://financenewmexico.org/articles/starting-or-growing-a-business/startup-success-begins-with-team-of-top-performers/) - Building a startup or creating a new line of business requires building a high-performance team, excelling at customer development, and thinking deeply about what to expect on the journey.
- [NM Municipal League](https://financenewmexico.org/uncategorized/nm-municipal-league/) - The New Mexico Municipal League is a nonprofit, nonpartisan association representing and serving New Mexico’s cities, towns and villages.
- [Lender Referrals Help Bankers Maintain Trusted Relationships](https://financenewmexico.org/articles/obtaining-a-loan/lender-referrals-help-bankers-maintain-trusted-relationships/) - Many of The Loan Fund’s loans come to fruition because of the loan officer’s ability to carefully adapt the terms of the loan to the borrower’s financial situation.
- [WESST Workshop Teaches Essentials of Marketing Success](https://financenewmexico.org/articles/starting-or-growing-a-business/wesst-workshop-teaches-essentials-of-marketing-success/) - WESST's Marketing Essentials course helps business owners hone their mission statement, which then helps drive their marketing decisions.
- [Entrepreneurial Orbit: Businesses at Heart of Resource Expo](https://financenewmexico.org/articles/starting-or-growing-a-business/entrepreneurial-orbit-businesses-at-heart-of-resource-expo/) - Hosted by the NMSBA program and New Mexico MEP, the New Mexico Innovation Expo introduces inventors and innovators to New Mexico resources, including the NMSBA program and how it has helped businesses like Jack’s Plastic Welding succeed.
- [Summit Aims To Support, Catalyze Native Businesswomen](https://financenewmexico.org/articles/starting-or-growing-a-business/summit-aims-to-support-catalyze-native-businesswomen/) - The Native Women’s Business Summit aims to deliver valuable networking and mentorship opportunities as well as business resources.
- [New Mexico Technology Council](https://financenewmexico.org/resources/other-resources-nearby-for-map/new-mexico-technology-council/) - New Mexico Technology Council provides workshops, game jams, hackathons and networking to promote the growth of New Mexico's technology business sectors.
- [Business Incubation: A Model That Works](https://financenewmexico.org/articles/starting-or-growing-a-business/business-incubation-a-model-that-works/) - The Santa Fe Business Incubator (SFBI) has plenty to show for its 20 years of existence: More than 145 companies have taken flight from the ever-expanding facility, and 1,000 new jobs have been created.
- [Las Cruces Green Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/las-cruces-green-chamber-of-commerce/) - The Las Cruces Green Chamber of Commerce (NMGCC) works to foster the success of local economies and promote businesses committed to the triple bottom line: People, Planet, Profit.
- [Southwest New Mexico Green Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/southwest-new-mexico-green-chamber-of-commerce/) - Striving to be the voice of responsible business, the chamber’s mission is to support and connect locally-owned businesses dedicated to building sustainable economy communities.
- [SBDC - Santa Fe](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-santa-fe/) - Small Business Development Centers provide workshops and consultations on starting a business. Santa Fe Community College's SBDC also supports a PTAP advisor.
- [SBDC - Las Cruces](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-las-cruces/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Las Cruces SBDC is located at Doña Ana Community College. The center also supports a PTAP (Procurement Technical Assistance Program) advisor and the DACC Workforce Center. Read
- [SBDC - Clovis](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-at-ccc-clovis/) - The Clovis SBDC, located at Clovis Community College, provides assistance with starting a business and also supports a PTAP advisor.
- [SBDC - Sandoval County (Bernalillo)](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-sandoval-county-bernalillo/) - The Bernalillo office of the Sandoval County Small Business Development Center (SBDC) center also supports a PTAP (Procurement Technical Assistance Program) advisor.
- [SBDC - Alamogordo](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-alamogordo/) - The Alamogordo Small Business Development Center (SBDC), located at NMSU - Alamogordo, supports a PTAP (Procurement Technical Assistance Program) advisor.
- [SBDC - Albuquerque Central](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-albuquerque-central/) - The Albuquerque SBDC provides workshops, consultations, assistance with starting a business and also supports a Procurement Technical Assistance Program advisor.
- [Workshop Points Small Businesses Toward Government Contracts](https://financenewmexico.org/articles/starting-or-growing-a-business/workshop-points-small-businesses-toward-government-contracts/) - NMPTAC workshops educate business owners on how to do business with government agencies such as Cannon Air Force Base.
- [Advisory Board Offers Objective View](https://financenewmexico.org/articles/general-business-advice/advisory-board-offers-objective-view/) - A savvy entrepreneur will assemble a board of trusted advisers to provide feedback and suggestions for leading the organization.
- [Tax Law Doesn’t Alter Definitions of Independent Contractor](https://financenewmexico.org/articles/general-business-advice/tax-law-doesnt-alter-definitions-of-independent-contractor/) - A business should conduct periodic reviews of its worker relationships, to ensure it is in compliance with the rules distinguishing independent contractors from employees.
- [NM MEP Offers Crash Course in ISO Certification](https://financenewmexico.org/articles/starting-or-growing-a-business/nm-mep-offers-crash-course-in-iso-certification/) - New Mexico companies seeking higher-margin work often seek ISO certification, and the New Mexico Manufacturing Extension Partnership (NM MEP) can help them prepare to get it.
- [Familiarity Doesn’t Have To Breed Contempt in Intimate Business Partnerships](https://financenewmexico.org/articles/general-business-advice/familiarity-doesnt-have-to-breed-contempt-in-intimate-business-partnerships/) - Intimate partnerships offer advantages but also potential relationship-based perils, some of which could cause workforce demoralization, legal problems and even failure.
- [Embracing Adversity Can Build a Business](https://financenewmexico.org/articles/surviving-in-a-slow-economy/embracing-adversity-can-build-a-business-julianna-barbee-director-nmsbdc-at-northern-nm-college/) - Return to common sense to save your business during a difficult economy.
- [Search Engine Optimization: Strong Strategy for a Weak Economy](https://financenewmexico.org/articles/surviving-in-a-slow-economy/seo-strong-strategy-weak-economy/) - As companies search for the most efficient ways to spend limited marketing resources in a weak economy, more and more are spending those dollars online.
- [VAF Info Sessions Prepare Companies to Apply for Funding](https://financenewmexico.org/articles/starting-or-growing-a-business/vaf-info-sessions-prepare-companies-to-apply-for-funding/) - Information sessions to help businesses apply for VAF funds are taking place in Northern New Mexico until the application process officially opens Feb. 9, 2018.
- [Cedar Crest Woman Brews Up Business With Help From Nonprofit Lender](https://financenewmexico.org/articles/starting-or-growing-a-business/cedar-crest-woman-brews-up-business-help-nonprofit-lender/) - Cabra Coffee opened in spring 2017 with the help of a business loan from The Loan Fund, which has also helped the owner with advice on various business matters including assistance with building a website.
- [Farmington Manufacturer Seeks Quality-Management Goal With Help From MEP](https://financenewmexico.org/articles/general-business-advice/farmington-manufacturer-seeks-quality-management-goal-with-help-from-mep/) - Aspiring to someday earn the Malcolm Baldrige National Quality Award, PESCO is partnering with New Mexico MEP to obtain ISO 9001:2015 registration.
- [Keeping Commitments Key To Building Government Contract Résumé](https://financenewmexico.org/articles/starting-or-growing-a-business/keeping-commitments-key-to-building-government-contract-resume/) - Winning a government contract requires diligence and deliberate focus. Fulfilling it and building a résumé on outstanding performance are even more demanding.
- [WESST Wraps Banner Year; New Programs Expected in 2018](https://financenewmexico.org/articles/obtaining-a-loan/wesst-wraps-banner-year-new-programs-expected-in-2018/) - While WESST focuses on consulting and deep-dive business workshops, the nonprofit also makes loans to its clients so they have the funds needed to grow their businesses.
- [Nonprofit Lenders Lower Startup Funding Risk](https://financenewmexico.org/articles/starting-or-growing-a-business/nonprofit-lenders-lower-startup-funding-risk/) - Business owners have several funding options, including a network of New Mexico nonprofit lenders, that help avoid credit card debt.
- [Local Businesses Need Support Every Day of the Year](https://financenewmexico.org/articles/general-business-advice/local-businesses-need-support-every-day-of-the-year/) - A dollar spent at a local store contributes to the tax revenue that pays for public services and amenities that benefit the entire community.
- [Home Is Where the Startup Is](https://financenewmexico.org/articles/general-business-advice/home-is-where-the-startup-is/) - Securing a Combined Reporting System number and registering with the city or county are just few of the steps required when starting a home-based enterprise in New Mexico.
- [Businesses Unsettled by DACA Uncertainty](https://financenewmexico.org/articles/general-business-advice/businesses-unsettled-by-daca-uncertainty/) - The DACA program's demise has created uncertainty among employers who are required to fire DACA recipients the day after their permits expire but risk discrimination charges if they act too soon.
- [Steeled for Success: Las Cruces Company Grows With Help From Partnership Loan](https://financenewmexico.org/articles/obtaining-a-loan/steeled-for-success-las-cruces-company-grows-with-help-from-partnership-loan/) - First American Bank and ELCDC worked in partnership to offer Las Cruces's Mesilla Valley Metals business financing through the SBA’s 504 loan program.
- [Building a Business Reputation Starts With Basics](https://financenewmexico.org/articles/general-business-advice/building-business-reputation-basics/) - Sometimes all it takes to build a client base is to treat prospective customers with the basic decency you would use in personal relationships that matter to you.
- [State’s Gross Receipts Tax: It’s Complicated](https://financenewmexico.org/articles/general-business-advice/states-gross-receipts-tax-its-complicated/) - In New Mexico, the seller pays the tax on the sales price of a product or service even if the seller doesn’t collect it from the buyer.
- [WESST’s Holiday Pop-Up Shop Takes Artists Beyond Workshops](https://financenewmexico.org/articles/starting-or-growing-a-business/wessts-holiday-pop-up-shop-takes-artists-beyond-workshops/) - WESST Enterprise Center is hosting its second annual holiday pop-up shop to showcase its artisan and “maker” clients as part of Manufacturing Day activities.
- [Landscape Business Puts Down Roots With Help From Accion](https://financenewmexico.org/articles/obtaining-a-loan/landscape-business-puts-down-roots-with-help-from-accion/) - To help businesses like Oscar’s Tree Service, Accion is pursuing a bold “moonshot” to get $1 trillion into the hands of underserved entrepreneurs over the next decade.
- [LANB Nurtures Path for Small Businesses to Thrive Through The Loan Fund](https://financenewmexico.org/articles/obtaining-a-loan/lanb-nurtures-path-for-small-businesses-to-thrive-through-the-loan-fund/) - By partnering with The Loan Fund, Los Alamos National Bank is able to keep a percentage of harder-to-qualify businesses in New Mexico’s financial ecosystem.
- [Certified ‘True’ Campaign Helps Businesses Increase Visibility, Bottom Line](https://financenewmexico.org/articles/general-business-advice/certified-true-campaign-helps-businesses-increase-visibility-bottom-line/) - Businesses can leverage the visibility and heft of the state’s sales efforts by becoming certified as New Mexico True.
- [Las Cruces Massage School Gets Boost From Century Bank](https://financenewmexico.org/articles/obtaining-a-loan/las-cruces-massage-school-gets-boost-from-century-bank/) - To build equity for his business, Massage Therapy Training Institute (MTTI) owner Timothy Gay got an SBA 504 loan to purchase a building in downtown Las Cruces.
- [Simple Ratios Offer Symptoms of Financial Health or Malaise](https://financenewmexico.org/articles/obtaining-a-loan/simple-ratios-offer-symptoms-of-financial-health-or-malaise/) - Business owners should regularly use business health assessments used by lenders like liquidity and debt ratios to evaluate their business's financial standing.
- [Conference to Feature Business Opportunities in Local Film Industry](https://financenewmexico.org/articles/general-business-advice/conference-to-feature-business-opportunities-in-local-film-industry/) - The Aug. 25 session of the 2017 Film & Media Industry Conference, called “How To Do Business With the Film Industry,” is free and open to the public.
- [Partnership-Style Loan Helps Cedar Crest Grocer Thrive](https://financenewmexico.org/articles/starting-or-growing-a-business/partnership-style-loan-helps-cedar-crest-grocer-thrive/) - With the help of nonprofit lender ELCDC and a 504 loan, Triangle Grocery was able to expand and serve more people in surrounding communities.
- [Workshops Give Business Owners Financial Foundation](https://financenewmexico.org/articles/general-business-advice/workshops-give-business-owners-financial-foundation/) - A long-running program at WESST in Albuquerque teaches entrepreneurs the language of business finances, covering cash flow, break-even analysis and more.
- [Enrichment Program Prompts Greater Interest in Venture Acceleration Fund](https://financenewmexico.org/articles/starting-or-growing-a-business/enrichment-program-prompts-greater-interest-in-venture-acceleration-fund/) - The VAF Enhancement Project offers additional technical assistance to current and aspiring Venture Acceleration Fund recipients.
- [Sustained Relationship Enables Auto Shop’s Success](https://financenewmexico.org/articles/obtaining-a-loan/sustained-relationship-enables-auto-shops-success/) - Since receiving their first loan from the Loan Fund, Perez Collision Center's sales have increased seventeenfold, and the company has created 10 jobs.
- [Diversity Among Advisors Is Good for Business](https://financenewmexico.org/articles/general-business-advice/diversity-among-advisors-is-good-for-business/) - A globally competitive business world requires the kind of perspective that’s possible only when a company’s advisers embody a variety of backgrounds and experiences.
- [Employers Have Duty to Stop Employees Who Harass Co-Workers Online](https://financenewmexico.org/articles/general-business-advice/employers-have-duty-to-stop-employees-who-harass-co-workers-online/) - Courts expect employers to intervene immediately when they learn of workplace disputes spilling over onto social media.
- [New Program Helps Small Businesses Prepare to Become Federal Suppliers](https://financenewmexico.org/articles/general-business-advice/new-program-helps-small-businesses-prepare-become-federal-suppliers/) - xEnergize is a workshop series created by the LANL Major Subcontractors Consortium that helps New Mexico companies compete with big businesses for contracts at Los Alamos National Laboratory.
- [Farmington Manufacturer's Growth Doubles With NM MEP's Help — and 'Poka-Yoke' ](https://financenewmexico.org/articles/starting-or-growing-a-business/farmington-manufacturer-growth-nm-mep-help-poka-yoke/) - The New Mexico Manufacturing Extension Partnership used efficiency-building techniques including “poka-yoke” to help Tom Gibbons grow business.
- [Help is Here: Small Business Pros Available at All Levels](https://financenewmexico.org/articles/general-business-advice/small-business-pros-help-all-business-levels/) - The SBA serves the broader needs of business owners with self-paced courses and online guides, while Finance New Mexico offers local and targeted business resources.
- [Pilot Program Allows Accion Greater Flexibility in Business Lending](https://financenewmexico.org/articles/obtaining-a-loan/pilot-program-allows-accion-greater-flexibility-in-business-lending/) - The Community Advantage loan program reduces risk for lenders by guaranteeing 75 to 85 percent of the balance for loans up to $250,000.
- [WESST Workshop Helps Businesses Orient to Customers With Disabilities](https://financenewmexico.org/articles/general-business-advice/wesst-business-workshop-consumer-market-customers-disabilities/) - Business owners who don’t consider the impact of dollars spent by people with disabilities are missing a market opportunity.
- [Value Stream Mapping Boosts Productivity for Awning Maker](https://financenewmexico.org/articles/starting-or-growing-a-business/value-stream-mapping-boosts-productivity-for-awning-maker/) - New Mexico MEP helped Rader Awning, a Manuracturing Day participant, implement practical ways to prioritize orders for production and provide information in a visual manner.
- [Air Force Veteran’s Business Growth Enabled by Accion](https://financenewmexico.org/articles/obtaining-a-loan/air-force-veterans-business-growth-enabled-by-accion/) - Nonprofit lender Accion helped One Community Auto expand its operations to providing used or demolished cars to government clients for training exercises.
- [Business Altruism Pays Off Even When Payoff Isn’t the Point](https://financenewmexico.org/articles/general-business-advice/business-altruism-pays-off-even-when-payoff-isnt-the-point/) - Businesses are discovering that philanthropy and a culture of gratitude have a value that reverberates throughout the community, the workforce and the economy.
- [Use Caution When Lending Startup Money to Family](https://financenewmexico.org/articles/starting-or-growing-a-business/use-caution-when-lending-startup-money-to-family/) - The trick to lending money to a relative is to approach it as a business deal.
- [Details Can Be Weighty When Renting Commercial Space](https://financenewmexico.org/articles/general-business-advice/details-can-be-weighty-when-renting-commercial-space/) - Renting a commercial space is one of the biggest expenses and most consequential commitments a startup or young company faces.
- [Nonprofit Lender Helps Machine Shop Expand, Diversify Client Portfolio](https://financenewmexico.org/articles/obtaining-a-loan/nonprofit-lender-helps-machine-shop-expand-diversify-client-portfolio/) - Advanced Machining and Sheetmetal Design (AMSD) bought a CNC machine, hired full-time help and secured a line of credit with the help of The Loan Fund.
- [Continuous Improvement Helps Belen Manufacturer Go Global](https://financenewmexico.org/articles/starting-or-growing-a-business/continuous-improvement-helps-belen-manufacturer-go-global/) - New Mexico MEP's work with Sisneros Brothers resulted in increased lead time and production for the Belen company.
- [Successful Elevator Pitches Are Part Prep, Part Improv](https://financenewmexico.org/articles/starting-or-growing-a-business/successful-elevator-pitches-part-prep-improv/) - The trick to a successful elevator pitch is understanding what’s essential about its content and delivery.
- [Technology Ventures Corporation (TVC)](https://financenewmexico.org/resources/other-resources-nearby-for-map/technology-ventures-corporation-tvc/) - Technology Ventures Corporation mentors technology entrepreneurs and hosts the annual Deal Stream Summit, which connects technology startups with equity capital.
- [Mind Your NTTCs: Avoid Penalties by Verifying Document Accuracy](https://financenewmexico.org/articles/general-business-advice/mind-nttcs-avoid-penalties-verify-document-accuracy/) - The burden of inspecting a Non-Taxable Transaction Certificate (NTTC) for accuracy falls on the document's recipient.
- [Supplier Financing Leverages Trusted Relationships](https://financenewmexico.org/articles/obtaining-a-loan/supplier-financing-leverages-trusted-relationships/) - Some New Mexico businesses lend to their suppliers. A low-interest local producer loan, for example, can help both the independent farmer and the grocery store.
- [SWOT Analysis Helps Businesses Plan for Growth](https://financenewmexico.org/articles/general-business-advice/swot-analysis-helps-businesses-plan-growth/) - An acronym for "strengthens, weaknesses, opportunities, and threats," SWOT helps a business gain insight into the forces it does and doesn’t control in order to set realistic goals.
- [Pinball Parts Maker Gets Boost From Manufacturing Makeover](https://financenewmexico.org/articles/obtaining-a-loan/pinball-parts-maker-gets-boost-from-manufacturing-makeover/) - With NM MEP's help, Mezel Mods has increased production efficiencies; reduced inventory shortages by 15 percent; and halved subassembly production steps.
- [Simple Steps Can Keep IT Networks Safe](https://financenewmexico.org/articles/general-business-advice/simple-steps-can-keep-it-networks-safe/) - The information age and rise of the internet have changed the way people live, work and interact. But along with better communication come virus attacks, hijacks and hostile invasions that can make the internet seem more like a war zone than a social and information network. Savvy business owners can protect their frontlines by acting
- [Early Assist From Accion Helps Business Owner Train Next Generation of Entrepreneurs](https://financenewmexico.org/articles/obtaining-a-loan/early-assist-from-accion-helps-business-owner-train-next-generation-of-entrepreneurs/) - By Finance New Mexico In the early 2000s, Patrick Jenkins needed help meeting customer demand at his barbershop, A Better U, in Albuquerque’s Southeast Heights. But good barbers were hard to find, so Jenkins decided to cultivate a younger generation of ambitious hair-care entrepreneurs. He opened A Better U Academy in 2007 on Lomas Boulevard
- [Investment in Knowledge Can Pay Early Dividends](https://financenewmexico.org/articles/starting-or-growing-a-business/market-intelligence-benefits-startups/) - Market intelligence helps predict demand for a product and can lead to changes in the proposed offering or result in a pivot to another market sector.
- [Financial Literacy Essential for Business Owners](https://financenewmexico.org/articles/general-business-advice/financial-literacy-essential-for-business-owners/) - Business owners don't need a degree in accounting, but they do need to know how to read basic financial statements.
- [Tax on Out-of-State Business Purchases Aims to Keep New Mexico Competitive](https://financenewmexico.org/articles/general-business-advice/tax-on-out-of-state-business-purchases-aims-to-keep-new-mexico-competitive/) - Compensating tax is a “use” tax imposed on the value of property that a company acquires from an out-of-state business.
- [Coworking in Los Alamos](https://financenewmexico.org/resources/other-resources-nearby-for-map/coworking-in-los-alamos/) - Coworking redefines the traditional office space into a more collaborative, knowledge-sharing environment with varying terms and amenities and lower costs.
- [Coworking in Santa Fe](https://financenewmexico.org/resources/other-resources-nearby-for-map/coworking-in-santa-fe/) - Coworking redefines the traditional office space into a more collaborative, knowledge-sharing environment with varying terms and amenities and lower costs.
- [LANL's Express Licensing Program](https://financenewmexico.org/uncategorized/lanls-express-licensing-program/) - Los Alamos National Lab's Express Licensing program fast-tracks the licensing of technologies and software with a simple online application.
- [Start-Up Factory L2B accelerator](https://financenewmexico.org/resources/other-resources-nearby-for-map/lab-to-business-accelerator-l2b/) - A new accelerator run by the Startup Factory that helps scientists from the state's national laboratories and research universities commercialize their innovations.
- [Placitas Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/placitas-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Placitas, 87043 505-867-3011 placitaschamber.com See also Rio Rancho Chamber of Commerce
- [New Mexico Black Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/african-american-chamber-of-commerce-of-new-mexico/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Some chambers provide members advertising opportunities, and social settings which can generate sales and referrals and promote business development. Chambers also advocate on behalf of their members. The mission of the African American Chamber of Commerce of New Mexico,
- [Greater Tucumcari Economic Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-greater-tucumcari-economic-development-corporation/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Greater Tucumcari Economic Development corporation (GTEDC) is a not-for-profit 501(c)6 organization dedicated to furthering business development in Tucumcari and Quay county. They
- [Pojoaque Pueblo Economic Development (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-pojoaque-pueblo-enterprise-corporation/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Pueblo of Pojoaque is one of six Tewa villages in the northern Rio Grande Valley. The growth of Santa Fe and the
- [Greater Gallup Economic Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-greater-gallup-economic-development-corporation/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Greater Gallup Economic Development Corporation was formed with the intent to improve economic development through the creation of economic base jobs in
- [Greater Artesia Economic Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-greater-artesia-economic-development-corporation/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Greater Artesia Economic Development Corporation (GAEDC) makes recommendations to the Artesia City Council for economic development funding assistance to new or expanding businesses
- [SCORE Offers Entrepreneurs Free Mentoring, Low-Cost Training](https://financenewmexico.org/articles/starting-or-growing-a-business/score-offers-entrepreneurs-free-mentoring-low-cost-training/) - In addition to hosting business workshops & seminars, SCORE pairs entrepreneurs with volunteer mentors who have decades of expertise in all aspects of starting and running a business.
- [Streamlined Food Prep Helps Local Chain Expand](https://financenewmexico.org/articles/starting-or-growing-a-business/streamlined-food-prep-helps-local-chain-expand/) - Through value-stream mapping, New Mexico MEP helped Dion's modify their process of preparing and serving food to give the restaurant more value for its efforts.
- [Veterans Get Break on Contract, Vendor Bids](https://financenewmexico.org/articles/general-business-advice/veterans-get-break-on-contract-vendor-bids/) - Through various resources, active-duty service members transitioning from military to civilian life can gain a competitive advantage when contracting with the government.
- [New Mexico Angels Welcome Entrepreneurs to Monthly ‘Office Hours’ at WESST](https://financenewmexico.org/articles/general-business-advice/new-mexico-angels-welcome-entrepreneurs-to-monthly-office-hours-at-wesst/) - New Mexico Angels offer entrepreneurs information and advice about financing and angel investing on the first Monday of every month at WESST Enterprise Center.
- [Federal Reserve Wants to Hear From New Mexico Businesses](https://financenewmexico.org/articles/starting-or-growing-a-business/federal-reserve-wants-to-hear-from-new-mexico-businesses/) - All New Mexico businesses can share their perspectives and experiences in the national Small Business Credit Survey.
- [Multigenerational Workforce Can Be Greater Than the Sum of Its Parts](https://financenewmexico.org/articles/general-business-advice/multigenerational-workforce-can-be-greater-than-the-sum-of-its-parts/) - Managing a multigenerational mélange presents many of the same challenges as managing a multicultural one, but it also offers a rich resource for businesses that understand the strengths and benefits of diversity.
- [Relationship Figures Big in Six-Year Journey to Start Pet-Care Business](https://financenewmexico.org/articles/obtaining-a-loan/relationship-figures-big-in-six-year-journey-to-start-pet-care-business/) - Two loans and personalized assistance from the Loan Fund allowed the Garcias to open Pet Planet despite setbacks including the real estate market crash.
- [Businesses Find Advice at UNM Small Business Institute](https://financenewmexico.org/articles/general-business-advice/businesses-find-advice-at-unm-small-business-institute/) - Chris Mayo turned to the Small Business Institute, UNM Anderson School of Business' mentorship program, for marketing advice for his business, Amrak Enterprises.
- [Woodworking Business Gets Startup Help from Accion](https://financenewmexico.org/articles/obtaining-a-loan/woodworking-business-gets-startup-help-from-accion/) - With their first Accion loan, Regina Baca and Ohel Chillon of Antigua Woodwork purchased quality equipment and expanded their client base.
- [Makerspaces Nurture Business Development by Offering Workspace, Tools](https://financenewmexico.org/articles/starting-or-growing-a-business/makerspaces-nurture-business-development-by-offering-workspace-tools/) - Makerspaces offer access to expensive equipment and expert mentoring that innovators need to turn a concept into something tangible.
- [Local Manufacturers Empowered by Visual-Workplace Training](https://financenewmexico.org/articles/general-business-advice/local-manufacturers-empowered-by-visual-workplace-training/) - At a recent New Mexico MEP-sponsored workshop, manufacturers learned how to increase productivity by creating a visual workplace, a system created by Dr. Gwendolyn Galsworth.
- [Nonlinear Model Helps Businesses Prep for Rapid Growth](https://financenewmexico.org/articles/general-business-advice/nonlinear-model-helps-businesses-prep-for-rapid-growth/) - By breaking up the sales growth/cost growth relationship, a business with a scalable model aims for faster, cheaper growth than its linear, conservative equivalent.
- [Written Terms: The First Step Toward Avoiding Disputes](https://financenewmexico.org/articles/starting-or-growing-a-business/written-terms-the-first-step-toward-avoiding-disputes/) - A legal contract that spells out the responsibilities and relationships of partners in a business venture protects the interests of all parties involved.
- [Film-Friendly Businesses Can Help Diversify State’s Economy](https://financenewmexico.org/articles/general-business-advice/film-friendly-businesses-can-help-diversify-states-economy/) - There is ample opportunity for New Mexico entrepreneurs willing to accommodate the film industry's long hours and nontraditional needs, says Santa Fe Studios' Marisa Jimenez.
- [Court Ruling Shows Covenants Will Be Interpreted Narrowly](https://financenewmexico.org/articles/general-business-advice/court-ruling-shows-covenants-will-be-interpreted-narrowly/) - A ruling by the New Mexico Court of Appeals this spring regarding community covenant restrictions has ramifications for property owners, including those in business condominium associations and other business developments.
- [Community Banks Essential to Business Success](https://financenewmexico.org/articles/obtaining-a-loan/community-bank-essential-to-restaurateurs-business-success/) - Ramiro Alcala was able to finance the expansion of his restaurant, Las Trancas, through an SBA 504 loan and a loan from his community bank.
- [Banks Work Around the Clock to Thwart Cyber Crooks](https://financenewmexico.org/articles/general-business-advice/banks-work-around-the-clock-to-thwart-cyber-crooks/) - To combat cyber attacks, banks must invest in technology, qualified staff, cybersecurity training and operating procedures to manage fraud risks effectively -- but bank customers must also improve their gatekeeping skills.
- [SBA Honoree Salutes State’s Business-Resource Network](https://financenewmexico.org/articles/general-business-advice/sba-honoree-salutes-states-business-resource-network/) - Private Label Select's growth earned Karl Halpert, the Taos company's president and CEO, a Small Business Person of the Year recognition from the U.S. Small Business Administration.
- [Rural Communities See Growth Through Commercial Kitchen Incubators](https://financenewmexico.org/articles/general-business-advice/growth-through-commercial-kitchen-incubators/) - By Finance New Mexico Creativity is simmering at commercial-kitchen incubators in New Mexico, and leaders in the food-based-business movement want to turn the heat up under this promising economic-development sector. Chris Madrid, director of economic development for Rio Arriba County, sees food-based entrepreneurism as a way to reverse population loss and economic decline in the
- [Business Development Services Help Clients Improve Bottom Line](https://financenewmexico.org/articles/starting-or-growing-a-business/business-development-services-help-clients-improve-bottom-line/) - The Loan Fund is fully invested with the people whose business startup and expansion plans it helps finance —even with those who aren’t ready for a loan.
- [Evolving Business Returns to Accion for Commercial Real-Estate Loan](https://financenewmexico.org/articles/obtaining-a-loan/evolving-business-returns-to-accion-for-commercial-real-estate-loan/) - Accion helped Cathy Schueler with the purchase of owner-occupied commercial real estate (OOCRE) for her business, Bosque Mental Health.
- [5S System Simplifies Production to Improve Profits](https://financenewmexico.org/articles/starting-or-growing-a-business/5s-system-simplifies-production-to-improve-profits/) - New Mexico MEP offers training in the 5 S system and many other techniques when helping businesses make company-wide transformations and improvements.
- [‘Visuality’ Is the New Tool for Leadership](https://financenewmexico.org/articles/general-business-advice/visuality-is-the-new-tool-for-leadership/) - In the seminar "Visual Workplace, Visual Thinking," presented by New Mexico MEP, Dr. Galsworth will illustrate how visual thinking can improve productivity for any business.
- [USDA Microloans Aim to Encourage New Crop of Farmers](https://financenewmexico.org/articles/obtaining-a-loan/usda-microloans-aim-to-encourage-new-crop-of-farmers/) - Direct Farm Ownership Microloans — which can finance various capital-intensive activities — are especially helpful to beginning and underserved farmers, and veterans.
- [Term Loans, Lines of Credit Can Finance Business Expenses](https://financenewmexico.org/articles/obtaining-a-loan/term-loans-lines-of-credit-can-finance-business-expenses/) - Term loans and revolving lines of credit are loan types a business usually turns to for financing equipment purchases or cover short-term obligations.
- [LANL Puts Students to Work for New Mexico Businesses](https://financenewmexico.org/articles/starting-or-growing-a-business/lanl-puts-students-to-work-for-new-mexico-businesses/) - Each summer, MBA students from top-ranked business schools work at LANL to help scientists, small businesses and entrepreneurs find commercial uses for new technology and assist companies with business challenges. Business owners in New Mexico may obtain assistance by applying through the program.
- [Supreme Court Case Has Lessons for Mortgage Lenders](https://financenewmexico.org/articles/obtaining-equity-investment/supreme-court-case-has-lessons-for-mortgage-lenders/) - For mortgages refinanced before 2009, lenders hoping to foreclose on a defaulted loan must demonstrate efforts to verify the borrower could meet his obligations.
- [Mediation Helps Businesses Resolve Conflicts Quickly and Affordably](https://financenewmexico.org/articles/general-business-advice/mediation-helps-businesses-resolve-conflicts-quickly-and-affordably/) - Mediation reduces the expense of settling a conflict and increases the likelihood that parties will quickly reach a satisfactory outcome.
- [LANS’ Fund Gives Native American Businesses Traction for Growth](https://financenewmexico.org/articles/starting-or-growing-a-business/lans-fund-gives-native-american-businesses-traction-for-growth/) - Eight Northern Indian Pueblo Council is one of four Northern New Mexico-based Native American-owned and -operated businesses to receive a grant through the NAVAF in 2016.
- [Accion Teams With National Craft Brewer to Coach Local Entrepreneurs](https://financenewmexico.org/articles/starting-or-growing-a-business/accion-teams-with-national-craft-brewer-to-coach-local-entrepreneurs/) - Accion and Samuel Adams Brewing the American Dream program are sponsoring a free speed-coaching event aimed to help entrepreneurs in food- and beverage-based businesses.
- [Old-School PR Can Raise Business Profile Without Stretching Its Budget](https://financenewmexico.org/articles/starting-or-growing-a-business/old-school-pr-can-raise-business-profile-without-stretching-its-budget/) - The PR approach to raising a small business' profile aims to generate positive news coverage about the business by presenting newsworthy material to a media outlet.
- [Workshops Aim to Help “Creatives” Learn Career-Shaping Business Basics](https://financenewmexico.org/articles/general-business-advice/workshops-aim-to-help-creatives-learn-career-shaping-business-basics/) - WESST and ArtSpark are co-sponsoring “Business Canvas Workshop for Creatives” to help arts-oriented professionals create a business strategy.
- [Built in New Mexico](https://financenewmexico.org/resources/other-resources-nearby-for-map/built-in-new-mexico/) - A networking resource for web developers, software engineers, graphic designers and the rest of the technology community.
- [New Mexico Shrimp Farmers Secure USDA Grant to Expand Market Reach](https://financenewmexico.org/articles/starting-or-growing-a-business/new-mexico-shrimp-farmers-secure-usda-grant-to-expand-market-reach/) - A USDA value-added producer grant will enable Southwestern Seas LLC to increase sales by marketing their New Mexico-farmed shrimp to farmers markets around the state.
- [Late Movers Reap Benefits in Select Markets](https://financenewmexico.org/articles/general-business-advice/late-movers-reap-benefits-in-select-markets/) - Second movers can learn from the mistakes and successes of their predecessors and present a commodity or service option at a fraction of the pioneer’s costs.
- [Loan Helps College Student Build Business on Barrel-Racing Bling](https://financenewmexico.org/articles/obtaining-a-loan/loan-helps-college-student-build-business-on-barrel-racing-bling/) - After years of making stylish accessories for her friends and associates in the barrel-riding circuit, Lyndseyanne Wilken launched Run as One Tack and Equine with a loan from Accion.
- [Free Online Tool Aims to Help Businesses Succeed in Las Cruces](https://financenewmexico.org/articles/starting-or-growing-a-business/free-online-tool-aims-to-help-businesses-succeed-in-las-cruces/) - SizeUp is a web-based program that gives Las Cruces businesses access to reliable data that they can use to make informed business decisions.
- [WESST - Santa Fe](https://financenewmexico.org/resources/other-resources-nearby-for-map/wesst-santa-fe/) - A private, nonprofit economic development organization that provides business training, consulting and loans to entrepreneurs. WESST serves businesses in the North Central region from its office located at the Santa Fe Business Incubator, 3900 Paseo del Sol, Suite 322A, Santa Fe, NM 87507. Call them at (505) 474.6556. Learn more about WESST services. Learn more about WESST Santa Fe.
- [WESST - Roswell](https://financenewmexico.org/resources/other-resources-nearby-for-map/wesst-roswell/) - A private, nonprofit economic development organization that provides business training, consulting and loans to entrepreneurs. WESST serves businesses in the Southeast region from its office located at 500 N. Main Street, Suite 700, Roswell, NM 88201. Call them at (575) 624-9850. Learn more about WESST services. Learn more about WESST Roswell.
- [WESST - Rio Rancho](https://financenewmexico.org/resources/other-resources-nearby-for-map/wesst-rio-rancho/) - A private, nonprofit economic development organization that provides business training, consulting and loans to entrepreneurs. WESST serves businesses from its office located at 4001 Southern Blvd. SE, Rio Rancho, NM 87124. Call them at (505) 892-1238. Learn more about WESST services. Learn more about WESST Rio Rancho.
- [WESST - Las Cruces](https://financenewmexico.org/resources/other-resources-nearby-for-map/wesst-las-cruces/) - A private, nonprofit economic development organization that provides business training, consulting and loans to entrepreneurs. WESST serves businesses in South Central region from its office located at 221 N. Main St., Suite 104A, Las Cruces, NM 88001. Call them at (575) 541-1583. Learn more about WESST services. Learn more about the WESST Las Cruces office.
- [WESST - Farmington](https://financenewmexico.org/resources/other-resources-nearby-for-map/wesst-farmington/) - A private, nonprofit economic development organization that provides business training, consulting and loans to entrepreneurs. WESST serves businesses in Northwest region from its office located at the Quality Center for Business, 5101 College Boulevard, Farmington, NM 87402. Call them at (505) 566-3715. Learn more about WESST services. Learn more about WESST Farmington.
- [Succession Planning Should Begin Well Before Owner Exits](https://financenewmexico.org/articles/general-business-advice/succession-planning-should-begin-well-before-owner-exits/) - A succession plan allows a business to set its course with fresh leadership and specific goals.
- [How Employers Can Make Discrimination a Thing of the Past](https://financenewmexico.org/articles/general-business-advice/how-employers-can-make-discrimination-a-thing-of-the-past/) - An employer can avoid being found liable for employment discrimination by making equal opportunity the company standard — from recruitment to promotions, pay, benefits and training opportunities.
- [Facility Tours Highlight New Mexico Manufacturers](https://financenewmexico.org/articles/general-business-advice/facility-tours-highlight-new-mexico-manufacturers/) - On Manufacturing Day, Oct 4, the New Mexico MEP celebrates the state’s manufacturers by leading facility tours in Deming, Albuquerque and Farmington.
- [New Mexico MEP Helps Wood-Floor Manufacturer Expand Business’s Reach](https://financenewmexico.org/articles/starting-or-growing-a-business/new-mexico-mep-helps-wood-floor-manufacturer-expand-businesss-reach/) - Almost every year, Old Wood sends its core people to MEP-sponsored classes in lean manufacturing to help them internalize its core principles, which include maximizing efficiency while reducing waste.
- [Cross-Promotion Can Help Compatible Businesses Build Client Base](https://financenewmexico.org/articles/starting-or-growing-a-business/cross-promotion-can-help-compatible-businesses-build-client-base/) - Well-planned cross-pollination partnerships such as referral programs, co-branded initiatives and space-sharing arrangements can increase profitability for all participating businesses.
- [Consultants Help Yarn Cafe Owner Raise Business Profile](https://financenewmexico.org/articles/starting-or-growing-a-business/consultants-help-yarn-cafe-owner-raise-business-profile/) - To increase a business’s odds of surviving startup, The Loan Fund offers personalized business services at no cost to its existing clients and even to prospective borrowers.
- [Small-Business Lending Bears Fruit Throughout New Mexico](https://financenewmexico.org/articles/obtaining-a-loan/small-business-lending-bears-fruit-throughout-new-mexico/) - To broaden awareness of its economic development mission, NMSBIC hosts an annual outreach meeting every year in a different New Mexico community.
- [Enterprise Center at San Juan College](https://financenewmexico.org/resources/incubators/enterprise-center-at-san-juan-college/) - The Enterprise Center at San Juan College is a certified business incubator that helps businesses grow from idea nurture to mature, job-creating businesses.
- [Knowing When To Hire an Accountant Matters for Small Businesses](https://financenewmexico.org/articles/general-business-advice/knowing-when-to-hire-an-accountant-matters-for-small-businesses/) - The time to hire an accountant is when things move to a level that exceeds the expertise of a bookkeeper or registered agent and when the owners are ready to trust a professional to manage their financial interests.
- [Perfect Pitch: How to Avoid Common Presentation Pitfalls](https://financenewmexico.org/articles/general-business-advice/perfect-pitch-how-to-avoid-common-presentation-pitfalls/) - Once you’ve framed the tale of your company or product, determine how you’ll sidestep the most common public presentation minefields.
- [East Mountain Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/east-mountain-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Tijeras, 87059 505-281-1999 www.eastmountainchamber.com
- [Greater Española Valley Community Development Corporation (GEVCDC)](https://financenewmexico.org/resources/other-resources-nearby-for-map/greater-espanola-valley-community-development-corporation-gevcdc/) - GEVCDC is a non-profit economic development organization serving Rio Arriba County and the City of Española.
- [Ropes Course Builds Communication Skills](https://financenewmexico.org/articles/general-business-advice/ropes-course-builds-communication-skills/) - Ropes courses are effective because asking for and giving support, listening better and trusting more all come into play on a ropes course and also address communication problems in organizations.
- [Businesses Find the Evolutionary Path to Profitability](https://financenewmexico.org/articles/starting-or-growing-a-business/businesses-find-the-evolutionary-path-to-profitability/) - A business can optimize competitiveness by making improvements and tweaks in an adaptive, incremental fashion, using the Japanese principle of kaizen.
- [Incubators and Accelerators Nurture Entrepreneurs](https://financenewmexico.org/articles/starting-or-growing-a-business/incubators-and-accelerators-nurture-entrepreneurs/) - On July 23, 2015, representatives from Creative Startups, ABQid and CNM Ignite will share information about accelerator options in New Mexico.
- [Loan Helps Couple Open Studio to Enrich Clients’ Physical, Spiritual Lives](https://financenewmexico.org/articles/starting-or-growing-a-business/loan-helps-couple-open-studio-to-enrich-clients-physical-spiritual-lives/) - With the help of nonprofit lender Accion, Mira and Eduardo Rubiano opened their yoga and fitness studio Santa Fe Thrive.
- [Digital Book Publisher One of Nine Venture Acceleration Fund Award Recipients](https://financenewmexico.org/articles/starting-or-growing-a-business/digital-book-publisher-one-of-nine-venture-acceleration-funds-award-recipients/) - The digital publisher of children’s books Customizabooks is one of nine New Mexico businesses to receive VAF award funds from LANS and Los Alamos County.
- [Funds Connect Growers to Burgeoning Industry](https://financenewmexico.org/articles/starting-or-growing-a-business/funds-connect-growers-to-burgeoning-industry/) - Funding from Northern New Mexico Connect and the county of Rio Arriba helped organize local micro-growers – those with one quarter- to two-acre plots – into a grape growers association. Barely a year later, the group has received advice from multiple experts, pooled funds to order root stock in bulk and planted thousands of vines. In two years, when the vines reach maturity, the association plans to begin selling their combined harvest to local wineries.
- [Hackerspace](https://financenewmexico.org/glossary/hackerspace/) - A community-operated workspace where people can share knowledge, collaborate and make things, often using everyday objects and re-purposing them.
- [Business Tools Empower Owners to Shape Financial Future](https://financenewmexico.org/articles/starting-or-growing-a-business/business-tools-empower-owners-to-shape-financial-future/) - Wesst helps entrepreneurs identify their target customer, learn how to price a product or service and how to keep track of cash flowing in and out of the business.
- [‘Lean Startup’ Turns Traditional Business Model on its Head](https://financenewmexico.org/articles/starting-or-growing-a-business/lean-startup-turns-traditional-business-model-on-its-head/) - Lean startup aims to eliminate the guesswork about what customers want by jumping directly to the test-market phase.
- [Coworking in Farmington](https://financenewmexico.org/resources/other-resources-nearby-for-map/coworking-in-farmington/) - The Enterprise Center at San Juan College offers many business resources including office and warehouse spaces.
- [Coworking in Clovis](https://financenewmexico.org/resources/other-resources-nearby-for-map/coworking-in-clovis/) - Shared office services, flexible leases and networking opportunities are some of the resources available at the Clovis Business Incubator.
- [Coworking in Las Cruces](https://financenewmexico.org/resources/other-resources-nearby-for-map/coworking-in-las-cruces/) - The Arrowhead Technology Center offers collaborative, work-ready spaces to technology-based businesses.
- [Coworking in Roswell](https://financenewmexico.org/resources/other-resources-nearby-for-map/coworking-in-roswell/) - If you know of a coworking community in Roswell, NM, please share it.
- [Las Cruces Hispanic Chamber Of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/las-cruces-hispano-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Las Cruces, 88004 575-524-8900
- [Small-Business Champion Brings Lessons From Her Own Business Experiences](https://financenewmexico.org/articles/starting-or-growing-a-business/small-business-champion-brings-lessons-from-her-own-business-experiences/) - Julianna Silva receives the Small Business Administration’s New Mexico Women in Business Champion of the Year award in recognition of her work at WESST.
- [Character and Teamwork Keep Bus Company in the Family](https://financenewmexico.org/articles/obtaining-a-loan/character-and-teamwork-keep-bus-company-in-the-family/) - Christina Montoya works with The Loan Fund, a community development financial institution, to finance new buses for her Silver City bus company.
- [Manufacturers Share Machines, Expertise With Outside Entrepreneurs](https://financenewmexico.org/articles/general-business-advice/manufacturers-share-machines-expertise-with-outside-entrepreneurs/) - Marpac and TEAM Technologies Inc. are two New Mexico companies that offer design, development and manufacturing services to clients in a broad range of industries.
- [New Mexico Community Capital](https://financenewmexico.org/resources/other-resources-nearby-for-map/new-mexico-community-capital/) - New Mexico Community Capital (NMCC) is a private, nonprofit Community Development Financial Institution (CDFI) and Native American CDFI that provides capital and knowledge for New Mexico’s high-potential businesses in emerging or underserved markets. 219 Central Avenue NW, Suite 200, Albuquerque, NM 87102 (505) 924-2820 nmccap.org
- [New Mexico Exporters Grab Share of Global Trade](https://financenewmexico.org/uncategorized/new-mexico-exporters-grab-share-of-global-trade-2/) - Article temporarily unavailable.
- [Get a Handle on Gross Receipts Tax if Doing Business in New Mexico](https://financenewmexico.org/articles/general-business-advice/get-a-handle-on-gross-receipts-tax-if-doing-business-in-new-mexico/) - Unlike a sales tax, Gross Receipts Tax is imposed on the seller of property or services. Gross receipts are taxable, exempt or deductible.
- [The Garrity Group Public Relations](https://financenewmexico.org/uncategorized/the-garrity-group/) - The Garrity Group is an Albuquerque public relations firm specializing in issue management/crisis communication, media relations, government relations and social media.
- [Businesses Have Stake in Enhanced Credit Card Security](https://financenewmexico.org/articles/general-business-advice/businesses-have-stake-in-enhanced-credit-card-security/) - Major credit card processors are embedding computer chips into “smart” credit cards that offer greater security for point of sale (POS) transactions.
- [Las Vegas-San Miguel County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/las-vegas-san-miguel-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. 624 University Avenue Las Vegas, NM 87701 505-425-8631 Website
- [Real Estate Loans Help Business Owner Promote Community Health](https://financenewmexico.org/articles/obtaining-a-loan/real-estate-loans-help-business-owner-promote-community-health/) - Nonprofit business lender Accion New Mexico provided the commercial real estate loans Deanna Montoya needed to open Extreme Fitness gym and Enchanted Smiles dental practice.
- [Teamwork, Flexibility Are Key to Managing Creative Employees](https://financenewmexico.org/articles/general-business-advice/teamwork-flexibility-are-key-to-managing-creative-employees/) - Learning how to manage or lead “creatives” is critical to recruiting and retaining the nonconformists whose unconventional ideas can lead to transformative products.
- [High Desert Discovery District (HD3)](https://financenewmexico.org/resources/other-resources-nearby-for-map/high-desert-discovery-district-hd3/) - High Desert Discovery District (HD3) connects entrepreneurs to seasoned business professionals to commercialize technology and create rapid-growth companies.
- [New Mexico Businesses Start Big with Franchise Ambitions](https://financenewmexico.org/articles/starting-or-growing-a-business/new-mexico-businesses-start-big-with-franchise-ambitions/) - By Finance New Mexico Multinational franchises like McDonald’s and KFC started small and worked their way up the food chain over decades. That methodical approach to growth seems too slow for the owners of two Albuquerque businesses. Before Olo Yogurt Studio opened its first store in 2010 and WisePies served its first pizza in 2014,
- [A Score That Matters: What FICO Means to Small Business Borrowers](https://financenewmexico.org/articles/obtaining-a-loan/a-score-that-matters-what-fico-means-to-small-business-borrowers/) - The gold standard for credit evaluating is the FICO score, which can determine whether a business gets a loan, how much it can borrow and what interest terms it can expect.
- [Furniture Maker First New Mexico Manufacturer to Earn B Company Status](https://financenewmexico.org/articles/starting-or-growing-a-business/furniture-maker-first-new-mexico-manufacturer-to-earn-b-company-status/) - As a B corporation, Dapwood Furniture sees every aspect of business through the prism of sustainability and social responsibility.
- [The Produce Company](https://financenewmexico.org/resources/other-resources-nearby-for-map/the-produce-company/) - The Produce Company provides office amenities including private conference room, communal and private work stations as well as networking opportunities.
- [Santa Fe Business Incubator](https://financenewmexico.org/resources/incubators/santa-fe-business-incubator/) - SFBI, a certified business incubator, offers office, lab and production spaces for rent, a business resource library, shared office equipment, and more.
- [Return on Investment Begins at the Drawing Board](https://financenewmexico.org/articles/general-business-advice/return-on-investment-begins-at-the-drawing-board/) - Return on investment, or ROI, measures how much money or other tangible benefits the business makes on every investment.
- [New Model for Artists Borrows From Business](https://financenewmexico.org/articles/general-business-advice/new-model-for-artists-borrows-from-business/) - Art making is a business and the artist should be at the controls — the chief executive officer of her own production and distribution network.
- [Hire Power: Laws Set Path for Employment Relationship](https://financenewmexico.org/articles/general-business-advice/hire-power-laws-set-path-for-employment-relationship/) - Federal and state income tax and unemployment compensation tax, medicare and social security are obligatory deductions in an employer-employee relationship.
- [Enchantment Land Certified Development Company](https://financenewmexico.org/resources/other-resources-nearby-for-map/enchantment-land-certified-development-company-2/) - Enchantment Land Certified Development Company (ELCDC) is a nonprofit certified by the Small Business Administration (SBA) to provide 504 business loans.
- [Learning to Negotiate With Suppliers Is a Business Art](https://financenewmexico.org/articles/general-business-advice/learning-to-negotiate-with-suppliers-is-a-business-art/) - Goodwill goes a long way in business-to-business dealings, and entrepreneurs who approach vendor negotiations with a long-term perspective can often secure preferential treatment.
- [Bloomfield Businesses See Benefits of Lean Inventory Management](https://financenewmexico.org/articles/starting-or-growing-a-business/bloomfield-businesses-see-benefits-of-lean-inventory-management/) - Lean inventory management helps a business improve its competitiveness by reducing waste and basing production or stocking on actual demand rather than forecasts.
- [New Mexico Veterans Procurement Assistance Center, Inc](https://financenewmexico.org/resources/other-resources-nearby-for-map/veterans-procurement-assistance-center-inc/) - A non-profit agency providing entrepreneurial development services such as business training, counseling, procurement, and referrals to capital to New Mexico Veterans.
- [The BioScience Center](https://financenewmexico.org/resources/other-resources-nearby-for-map/the-bioscience-center/) - The BioScience Center contains offices, chemistry and microbiology laboratories, and shared facilities like reception, IT infrastructure and conference space.
- [Sandia Science & Technology Park (SS&TP)](https://financenewmexico.org/resources/other-resources-nearby-for-map/sandia-science-technology-park-sstp/) - Sandia Science & Technology Park is a 300+ acre master-planned technology community. Affiliated with Sandia National Laboratories and adjacent to Kirtland Air Force Base, companies have easy access to world-class facilities, technologies, scientists, and engineers.
- [Los Ranchos Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/los-ranchos-chamber-of-commerce/) - The chamber seeks to create a business-friendly environment to help its Los Ranchos, NM, member businesses grow.
- [Albuquerque GLBT Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/albuquerque-glbt-chamber-of-commerce/) - A business and professional group promoting GLBT and allied businesses and individuals in the Greater Albuquerque area.
- [Los Lunas / Bosque Farms / Peralta Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/los-lunas-valencia-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. This chamber serves Valencia County, NM.
- [Belen Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/belen-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Belen, 87002 505-864-8091 www.belenchamber.com
- [Greater Albuquerque Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/greater-albuquerque-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Some chambers provide members advertising opportunities, and social settings which can generate sales and referrals and promote business development. Chambers also advocate on behalf of their members. 115 Gold Avenue Southwest, Albuquerque 87102 505-764-3700 www.abqchamber.com
- [American Indian Chamber of Commerce of New Mexico](https://financenewmexico.org/resources/other-resources-nearby-for-map/american-indian-chamber-of-commerce-of-new-mexico/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The American Indian Chamber of Commerce continually promotes the development of a healthy, self-sufficient American Indian Economy, both on and off the reservation.
- [Albuquerque Hispano Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/albuquerque-hispano-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. 4th Street Southwest, Albuquerque, 87102 505-842-9003 www.ahcnm.org
- [ABQWest Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/abqwest-chamber-of-commerce/) - ABQWest Chamber of Commerce is dedicated to the economic development of Albuquerque's West Side.
- [CNM STEMulus Center](https://financenewmexico.org/resources/other-resources-nearby-for-map/cnm-stemulus-center/) - The CNM STEMulus Center is an education and training center with offerings that include the PNM Pop-Up Pavillion, FUSE Makerspace and IGNITE Community Accelerator.
- [Startup Business](https://financenewmexico.org/glossary/start-up-business/) - A startup business is in its earliest stages of development, typically before it has an established revenue stream. A seed stage business is the earliest point in the start-up phase.
- [Seed-Stage Business](https://financenewmexico.org/glossary/seed-stage-business/) - A seed-stage business is one that is typically in the idea or concept phase. There may be one or more people committed to the business concept, but there is no revenue yet.
- [New Mexico Office of African American Affairs (OAAA)](https://financenewmexico.org/resources/other-resources-nearby-for-map/new-mexico-office-of-african-american-affairs-oaaa/) - The New Mexico Office of African American Affairs (OAAA) aims to track and provide resources to Black-owned start-up businesses and to develop a directory of Black-owned businesses in New Mexico.
- [STEPS](https://financenewmexico.org/resources/other-resources-nearby-for-map/steps/) - STEPS is a resource team that provides free advice, coaching and connections to important small business resources to entrepreneurs in Bernalillo County.
- [Workplace Safety Materials Put Accent on Spanish Speakers](https://financenewmexico.org/articles/general-business-advice/workplace-safety-materials-put-accent-on-spanish-speakers/) - Once an employer obtains Spanish-language occupational safety and health materials, she should review it with employees or external trainers who are fluent in English and the Spanish dialect her employees speak.
- [Online Tool Helps Manufacturers Measure Themselves Against World-Class Standards](https://financenewmexico.org/articles/general-business-advice/online-tool-helps-manufacturers-measure-themselves-against-world-class-standards/) - The Next Generation Manufacturing Assessment Tool helps New Mexico manufacturing businesses gauge how their performance stacks up against industry standards.
- [Business Owners Can Learn to Get the Groove Back](https://financenewmexico.org/articles/general-business-advice/business-owners-can-learn-to-get-the-groove-back/) - When the business owner has lost her motivation and begins to disengage or operate on autopilot, she needs to recalibrate the internal compass.
- [New Creative Industries Startup Accelerator Welcomes Statewide Applicants](https://financenewmexico.org/articles/starting-or-growing-a-business/new-creative-industries-startup-accelerator-welcomes-statewide-applicants/) - Albuquerque-based business Creative-Startups' new accelerator aims to bring business sensibilities and savvy into fields dominated by “creatives.”
- [A Court for Every Conflict: Resolving Business Disputes in New Mexico](https://financenewmexico.org/articles/general-business-advice/a-court-for-every-conflict-resolving-business-disputes-in-new-mexico/) - An airtight agreement can’t inoculate a business from all potential conflicts with customers, partners or other businesses. Some disputes require judicial intervention.
- [State Funds Give Businesses Access to Capital](https://financenewmexico.org/articles/starting-or-growing-a-business/state-funds-give-businesses-access-to-capital/) - The New Mexico Small Business Investment Corporation and partner organizations The Loan Fun, Accion, and WESST serve businesses that lack access to traditional banking sources.
- [Statewide Biz Calendar Promotes Business-Building Connections](https://financenewmexico.org/articles/general-business-advice/statewide-biz-calendar-promotes-business-building-connections/) - The online Business Calendar offers the most comprehensive cache of information about business events, workshops, professional gatherings happening anywhere in New Mexico.
- [Carrizozo Works, Inc. (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/carrizozo-works-inc-cwi/) - Carrizozo Works, Inc., is a nonprofit community and economic development organization whose purpose is improving the quality of life and financial well-being of the region.
- [Doing Business With State Benefits Government, Private Contractors](https://financenewmexico.org/articles/starting-or-growing-a-business/doing-business-with-state-benefits-government-private-contractors/) - Vendors wanting to compete for the state’s business should register online with the State Purchasing Division.
- [WESST and Etsy Partner to Help Craftspeople Become Entrepreneurs](https://financenewmexico.org/articles/general-business-advice/wesst-and-etsy-partner-to-help-craftspeople-become-entrepreneurs/) - WESST is offering Etsy's Craft Entrepreneurship Program, a series of classes in which artistically talented low-income adults learn the basics of business.
- [Marketing to State’s Hispanic Population Requires Tailored Approach](https://financenewmexico.org/articles/general-business-advice/marketing-to-states-hispanic-population-requires-tailored-approach/) - Companies preparing statewide marketing plans must remember that one size doesn’t fit all in New Mexico. The Garrity Group's Perception Survey offers insights.
- [Accion’s Presto Loans Offer Quick, Affordable Credit to Small Businesses](https://financenewmexico.org/articles/obtaining-a-loan/accions-presto-loans-offer-quick-affordable-credit-to-small-businesses/) - Using technological advances to streamline loan processing, Accion is helping businesses in need of a quick-turnaround loan of $8,000 or less with Presto Loans.
- [Sustainable Practices Build ‘Triple Bottom Line’ in Business](https://financenewmexico.org/articles/general-business-advice/sustainable-practices-build-triple-bottom-line-in-business/) - Sustainability in real estate means we have to be aware of trends and technology and connect people to resources.
- [Knowing the Difference Between Goals, Objectives Critical in Business Planning](https://financenewmexico.org/articles/general-business-advice/knowing-the-difference-between-goals-objectives-critical-in-business-planning/) - Though not interchangeable terms or concepts, goals and objectives are equally essential to the strategic equation.
- [USDA Rural Development - Roswell Sub Office & Service Center](https://financenewmexico.org/resources/other-resources-nearby-for-map/usda-rural-development-roswell-sub-office-service-center/) - New Mexico’s USDA Rural Development state office is in Albuquerque, and its services are also available through the Roswell Sub Office & Service Center.
- [FatPipe ABQ](https://financenewmexico.org/resources/other-resources-nearby-for-map/fatpipe-abq/) - FatPipe ABQ offers high-tech startups a furnished 10,000-sq-ft facility with multi-media equipment, IT infrastructure, funding leads and mentorship opportunities.
- [Web Presence Begins With a Marketing Strategy](https://financenewmexico.org/articles/general-business-advice/web-presence-begins-with-a-marketing-strategy/) - While laying the groundwork for an online debut, the business owner should consider how a website furthers the overall marketing strategy.
- [Small Business Week Winners Include Family Restaurant Veteran](https://financenewmexico.org/articles/starting-or-growing-a-business/small-business-week-winners-include-family-restaurant-veteran/) - During National Small Business Week, the U.S. Small Business Administration highlights the accomplishments of outstanding entrepreneurs and small-business owners.
- [Albuquerque Pair Elevates Production of Private-Label Products](https://financenewmexico.org/articles/starting-or-growing-a-business/albuquerque-pair-elevates-production-of-private-label-products/) - New Mexico MEP helped My Sacred Fig internalize two related lean-manufacturing principles: visual management and inventory management.
- [Businesses Can Learn From Crisis Communications Mishaps](https://financenewmexico.org/articles/general-business-advice/businesses-can-learn-from-crisis-communications-mishaps/) - When a crisis erupts and facts are few, people begin assigning blame for what happened. The goal of crisis communications is to fill the news bottle with facts ASAP.
- [Entrepreneurs Connect With Experts](https://financenewmexico.org/articles/starting-or-growing-a-business/entrepreneurs-connect-with-experts/) - Entrepreneurs who seek a temporary, mutually beneficial relationship with a scientist or engineer should attend “The Eureka Effect" at the Santa Fe Business Incubator.
- [SBDC - Tucumcari](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-tucumcari/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Tucumcari SBDC center is located at Mesalands Community College in Tucumcari. Contact 911 South Tenth Street, Tucumcari, NM 88401 575-461-4413
- [SBDC - Taos](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-taos/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Taos SBDC is located at the University of New Mexico - Taos. Contact 114 Civic Plaza Drive, Taos, NM 87571 575-737-6214
- [SBDC - Silver City](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-silver-city/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Silver City SBDC is located at Western New Mexico University in Silver City. Contact 817 W. 12th Street, Silver City, NM 88062 575-538-6320
- [SBDC - Sandoval County (Rio Rancho)](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-sandoval-county-rio-rancho/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. Contact 4001 Southern Blvd SE, Rio Rancho, NM 87124 505-892-1533
- [SBDC - Los Lunas](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-los-lunas/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The SBDC center in Los Lunas is located at the University of New Mexico - Valencia. Contact 280 La Entrada, Los Lunas, NM 87031 505-925-8980
- [SBDC - Los Alamos](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-los-alamos/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Los Alamos SBDC is located at The University of New Mexico - Los Alamos. Contact 4000 University Drive, Los Alamos, NM 87544 505-662-0337
- [SBDC - Hobbs](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-hobbs/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Hobbs SBDC is located at New Mexico Junior College in Hobbs. Contact 1 Thunderbird Circle, Hobbs, NM 88240 575-492-4700
- [SBDC - Grants](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-grants/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Grants SBDC is located at New Mexico State University - Grants. Contact 701 E. Roosevelt Avenue, Grants, 87020 505-287-8221
- [SBDC - Gallup](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-gallup/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Gallup SBDC is located at The University of New Mexico - Gallup. Contact 106 West Highway 66, Gallup, NM 87301 505-722-2220
- [SBDC - Roswell](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-roswell/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Roswell SBDC is located at Eastern NM University - Roswell. The center also supports a PTAP (Procurement Technical Assistance Program) advisor and a learning resource center.
- [South Valley Economic Development Center](https://financenewmexico.org/resources/incubators/south-valley-economic-development-center/) - SVEDC, a certified incubator, provides a site for manufacturing of value-added products and networking among businesses, growers, distributors, and retailers.
- [SBDC - Farmington](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-farmington/) - Located at San Juan College, the Farmington SBDC provides assistance with starting a business.
- [SBDC - Espanola](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-espanola/) - Located at Northern New Mexico College in Espanola, the Espanola SBDC provides assistance with starting a business.
- [SBDC - Carlsbad](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-carlsbad/) - The Carlsbad Small Business Development Center (SBDC), located at New Mexico State University – Carlsbad, provides assistance with starting a business.
- [SBDC - Albuquerque South Valley](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-albuquerque-south-valley/) - The Albuquerque South Valley Small Business Development Center (SBDC) is located at Central New Mexico Community College.
- [Organization Helps Businesses Procure Government Contracts](https://financenewmexico.org/articles/general-business-advice/organization-helps-businesses-procure-government-contracts/) - PTAP is a federally and state-funded organization that helps small businesses prepare for government contracting.
- [USDA Rural Development State Office](https://financenewmexico.org/resources/other-resources-nearby-for-map/usda-rural-development-state-office/) - The services of the New Mexico USDA Rural Development state office in Albuquerque are also available through several service centers in other parts of the state.
- [USDA Rural Development - Aztec Area Office & Service Center](https://financenewmexico.org/resources/other-resources-nearby-for-map/usda-rural-development-aztec-area-office-and-service-center/) - New Mexico’s USDA Rural Development state office is in Albuquerque, and its services are also available through the Aztec Area Office & Service Center.
- [USDA Rural Development - Las Vegas Sub Office & Service Center](https://financenewmexico.org/resources/other-resources-nearby-for-map/usda-rural-development-las-vegas-sub-office-service-center/) - New Mexico’s USDA Rural Development state office is in Albuquerque, and its services are also available through the Las Vegas Sub Office & Service Center.
- [USDA Rural Development - Los Lunas Area Office & Service Center](https://financenewmexico.org/resources/other-resources-nearby-for-map/usda-rural-development-los-lunas-rural-development-area-office-service-center/) - New Mexico’s USDA Rural Development state office is in Albuquerque, and its services are also available through the Los Lunas Area Office & Service Center.
- [USDA Rural Development - Las Cruces Service Center](https://financenewmexico.org/resources/other-resources-nearby-for-map/usda-service-center-las-cruces/) - New Mexico’s USDA Rural Development state office is in Albuquerque, and its services are also available through the Las Cruces Service Center.
- [Value Proposition](https://financenewmexico.org/glossary/value-proposition/) - Taking a product or service to market begins with a value proposition: an evaluation of who the product is for, what need it will fulfill, and how it is superior to competing products.
- [Critical Path](https://financenewmexico.org/glossary/critical-path/) - The critical path method takes a mathematical approach to decision-making in project management.
- [Business Projects Can Benefit From Following the ‘Critical Path’](https://financenewmexico.org/articles/general-business-advice/business-projects-can-benefit-from-following-the-critical-path/) - The critical path method takes a mathematical approach to decision-making in project management or business endeavors that include multiple interdependent tasks.
- [Symbiotic Success: Incubator and Its Tenant Companies Grow Together](https://financenewmexico.org/articles/starting-or-growing-a-business/symbiotic-success-incubator-and-its-tenant-companies-grow-together/) - Positive Energy Solar grew into an award-wining Certified B Corporation with the help of the Santa Fe Business Incubator and organizations including New Mexico MEP and Los Alamos Connect.
- [Factoring](https://financenewmexico.org/glossary/factoring/) - Factoring is a financing method whereby a company sells an invoice to a factoring company in return for an advance of a percentage of the invoice’s value.
- [Winter No Match for Frozen Dessert Business](https://financenewmexico.org/articles/obtaining-a-loan/winter-no-match-for-frozen-dessert-business/) - Romero and Griego launched their Frost Gelato Shoppe franchise with contributions from micro-lenders The Loan Fund and ACCION, as well as Los Alamos National Bank.
- [Rules of Engagement: Start With Plan for Social Media Outreach](https://financenewmexico.org/articles/general-business-advice/rules-of-engagement-start-with-plan-for-social-media-outreach/) - From retail website, to Facebook page, Twitter account, blog and email marketing, having an active presence in digital media gives an organization relevance.
- [Be a Visionary Business Leader](https://financenewmexico.org/articles/general-business-advice/be-a-visionary-business-leader/) - The most effective business leaders are planners and visionaries with dynamic, specific ideas about where they want their company to be three or five years from now.
- [UNM Program Benefits Students, Small Businesses](https://financenewmexico.org/articles/general-business-advice/unm-program-benefits-students-small-businesses/) - Albuquerque’s Bosque School turns to UNM Anderson School of Management's Small Business Institute for help writing three- to five-year strategic plan.
- [Simplifying the Funding Search for Seed-Stage Startups](https://financenewmexico.org/articles/obtaining-equity-investment/simplifying-the-funding-search-for-seed-stage-startups/) - If you're considering venture capital for startup funding, be clear about what you need VC money for, how much you need and what future the capital can achieve.
- [Agreement Reduces Separation Anxiety When a Worker Leaves](https://financenewmexico.org/articles/general-business-advice/agreement-reduces-separation-anxiety-when-a-worker-leaves/) - A separation agreement offers employer and employee protection, by detailing in writing what is expected of each party upon the employee's departure.
- [ExporTech Class Helps Aztec Manufacturer Prepare for Global Market](https://financenewmexico.org/articles/general-business-advice/exportech-class-helps-aztec-manufacturer-prepare-for-global-market/) - Offered by New Mexico MEP and its partners, ExporTech classes teach participants the basics of international business, including legal, logistical and strategic challenges.
- [UNM Small Business Institute (SBI) ](https://financenewmexico.org/resources/other-resources-nearby-for-map/unm-small-business-institute-sbi/) - The UNM Small Business Institute at Anderson provides consulting work for local businesses by linking them with students who are guided by faculty members.
- [Business Success Begins With a Value Proposition](https://financenewmexico.org/articles/general-business-advice/business-success-begins-with-a-value-proposition/) - Every entrepreneur should have a value proposition -- an evaluation of the need his/her product will fulfill and how it is an improvement over market peers.
- [Solar Company Doubles Productivity at Socorro Plant Using Lean Techniques](https://financenewmexico.org/articles/general-business-advice/solar-company-doubles-productivity-at-socorro-plant-using-lean-techniques/) - The collaboration between Solaro Energy & New Mexico MEP began when Dennis Grubb realized his company needed to purge the production process of bugs & bottlenecks.
- [USDA Program Helps New Mexico Farmer Turn Milk and Honey Into Money](https://financenewmexico.org/articles/obtaining-equity-investment/usda-program-helps-new-mexico-farmer-turn-milk-and-honey-into-money/) - USDA's Value Added Producer Grant helps New Mexico farmer take soap products to wholesale market.
- [Organization Aims to Give Independent Contractors a Voice in  New Mexico](https://financenewmexico.org/articles/general-business-advice/organization-aims-to-give-independent-contractors-a-voice-in-new-mexico/) - The organization It’s My Business believes governments should do a better job enforcing existing federal laws against misclassification rather than imposing stricter regulations.
- [Gym Serves Elite Athletes Thanks to Loan Fund Infusion](https://financenewmexico.org/articles/obtaining-a-loan/gym-serves-elite-athletes-thanks-to-loan-fund-infusion/) - Bank loan officer referred Albuquerque-area gym owner to The Loan Fund, a nonprofit community development financial institution (CDFI).
- [Delegate Frees Small-Business Owners To Pursue Growth](https://financenewmexico.org/articles/general-business-advice/delegate-frees-small-business-owners-to-pursue-growth/) - While deciding what to delegate, a business owner's goal should be to reserve for himself strategic activities that affect the company’s long-term direction.
- [The Loan Fund Helps Launch In-Home Care Service](https://financenewmexico.org/articles/obtaining-a-loan/the-loan-fund-helps-launch-in-home-care-service/) - The New Mexico Investment Corporation and The Loan Fund, an alternative lender, help in-home care service open Santa Fe franchise.
- [Yogurt Business Takes Next Step Toward Franchise Goal](https://financenewmexico.org/articles/starting-or-growing-a-business/yogurt-business-takes-next-step-toward-franchise-goal/) - Olo Yogurt Studio partners open second location with the help of The Loan fund, a non-profit alternative lender.
- [High Tech Consortium of Southern New Mexico](https://financenewmexico.org/resources/other-resources-nearby-for-map/high-tech-consortium-of-southern-new-mexico/) - HTC of Southern New Mexico is a volunteer association interested in growing technology in the southern part of the state.
- [Coronado Ventures Forum](https://financenewmexico.org/resources/other-resources-nearby-for-map/coronado-ventures-forum/) - Coronado Ventures Forum is a nonprofit corporation that focuses on development, education, and networking opportunities for entrepreneurs and investors.
- [Entrepreneurs urged to “Come WESST”](https://financenewmexico.org/articles/starting-or-growing-a-business/entrepreneurs-urged-to-come-wesst/) - WESST is a nonprofit small business development & training organization that helps clients with strategic planning, market analysis, financial forecasting & loans.
- [Accion Loan Helps Couple Expand Tea Business Beyond New Mexico](https://financenewmexico.org/articles/starting-or-growing-a-business/accion-loan-helps-couple-expand-tea-business-beyond-new-mexico/) - Boba Tea Company expands, opening location outside New Mexico and building credit with the help of a 5-year drawdown line of credit for $300K from Accion.
- [Economic Gardening Cultivates Growing Albuquerque Business](https://financenewmexico.org/articles/starting-or-growing-a-business/economic-gardening-cultivates-growing-albuquerque-business/) - The Economic Gardening program takes an interventionist approach to economic development by helping second-stage growth companies enhance job and revenue growth.
- [Web-Based Services Aim to Make Business More Manageable](https://financenewmexico.org/articles/general-business-advice/web-based-services-aim-to-make-business-more-manageable/) - New Mexico businesses can benefit from cost-cutting, time-saving web-based tools that are simplifying many aspects of running a business.
- [Perspective as Important as Persistence When Running a Business](https://financenewmexico.org/articles/general-business-advice/perspective-as-important-as-persistence-when-running-a-business/) - Perspective is just as important as perseverance, and sometimes, a business owner's best bet is to protect against stress and find meaning outside of work.
- [2020 Campaign Supports, Celebrates Entrepreneurs](https://financenewmexico.org/articles/starting-or-growing-a-business/2020-campaign-supports-celebrates-entrepreneurs/) - The 20/20 Campaign aims to recognize and support 20 high-growth companies that could potentially grow within eight years — by 2020 — into major employers of hundreds — if not thousands — of employees. A handful of businesses every year will be selected by the collaborating partners, which are service providers, economic development organizations, city and county governments and entrepreneurial support organizations.
- [Tax Considerations for the Self-Employed](https://financenewmexico.org/articles/general-business-advice/tax-considerations-for-the-self-employed/) - Anyone who pursues a trade or business to make a profit must file a Schedule C form along with the standard 1040 income tax form. The Schedule C (Profit or Loss From Business) summarizes gross income and profit, business expenses or deductions and net profit or loss.
- [Participation Loan](https://financenewmexico.org/glossary/participation-loan/) - Participation loans allow banks to transfer risk to a third party such as SBA and USDA. This enables banks to make loans they might not otherwise make.
- [Expert Advice as Precious as Cash for New Businesses](https://financenewmexico.org/articles/obtaining-a-loan/expert-advice-as-precious-as-cash-for-new-businesses/) - Small business owners who do have difficulty accessing credit from traditional lending sources can contact a community development lender such as The Loan Fund.
- [Access to Capital Unites State’s Entrepreneurs](https://financenewmexico.org/articles/starting-or-growing-a-business/access-to-capital-unites-states-entrepreneurs/) - Entrepreneurs can access capital originated with the New Mexico Small Business Investment Corporation (NMSBIC), and channeled through its network of lenders.
- [Coworkers by Choice: Shared Workspaces Draw Solo Entrepreneurs](https://financenewmexico.org/articles/general-business-advice/co-workers-by-choice-shared-workspaces-draw-solo-entrepreneurs/) - Coworking is suited to solo entrepreneurs who like working where they can share and tap into the expertise and creativity of others.
- [Keeping Heart When Times Are Hard](https://financenewmexico.org/articles/surviving-in-a-slow-economy/keeping-heart-when-times-are-hard-roberta-scott-director-nmsbdc-at-unm-valencia/) - Raising morale while cutting costs during an economic downturn is one of the toughest jobs a manager can face.
- [Businesses Shift Focus to Veterans' Needs](https://financenewmexico.org/articles/general-business-advice/businesses-shift-focus-to-veterans-needs/) - As veterans needs have increased, savvy and sympathetic business people are offering solutions and therapeutic techniques like medical massage and toggling.
- [Los Alamos Connect Helps Inventor With Irrigation Management Breakthrough](https://financenewmexico.org/articles/starting-or-growing-a-business/los-alamos-connect-helps-inventor-with-irrigation-management-breakthrough/) - With the help of Los Alamos Connect and several grants including USDA and SBIR, HydroBio's agricultural irrigation innovation is poised to go to market.
- [Social Entrepreneurs Push for Capitalism With a Conscience](https://financenewmexico.org/articles/general-business-advice/social-entrepreneurs-push-for-capitalism-with-a-conscience/) - People start businesses to make money, but that’s not enough motivation for growing numbers of entrepreneurs who want to make a positive impact while turning a profit. These self-described social entrepreneurs feel constrained by traditional structures that put a company’s fiduciary responsibility to shareholders ahead of social or environmental considerations. But some also feel boxed
- [Law Opens Investor Pool for Small Startups](https://financenewmexico.org/articles/obtaining-equity-investment/law-opens-investor-pool-for-small-startups/) - Passed in 2012, the Jobs Act lifted restrictions on types of investors who could legally invest in early stage businesses raising money through crowdfunding.
- [Businesses Turn Accounts Receivable Into Quick Cash](https://financenewmexico.org/articles/obtaining-equity-investment/businesses-turn-accounts-receivable-into-quick-cash/) - Companies can turn their accounts receivable into working capital with the factoring method of asset-based financing.
- [Buying Business Property Offers Numerous Perks - and Potential Pitfalls](https://financenewmexico.org/articles/general-business-advice/buying-business-property-offers-numerous-perks-and-potential-pitfalls/) - Business owners can sometimes save money by buying the building where they’re housed. However the property is purchased, several aspects of the purchase agreement require review.
- [Starting a Business Means Getting All the Right Permissions](https://financenewmexico.org/articles/general-business-advice/starting-a-business-means-getting-all-the-right-permissions/) - The licenses and permits required to start a business depend on the industry and the business activity being conducted.
- [NMSU Harnesses Intellectual Capital to Drive Economic Growth](https://financenewmexico.org/articles/starting-or-growing-a-business/nmsu-harnesses-intellectual-capital-to-drive-economic-growth/) - The Arrowhead Center's resources are available to NM residents seeking to turn an idea into a commercial venture or take an existing business to the next stage.
- [Fabricator Has Long-Term Commitment to Lean Manufacturing](https://financenewmexico.org/articles/general-business-advice/fabricator-has-long-term-commitment-to-lean-manufacturing/) - The owner of a sheet metal fabrication and assembly plant is dedicated to lean manufacturing after attending a NM Manufacturing Extension Partnership workshop.
- [Crooks Target Businesses with Creative Scams](https://financenewmexico.org/articles/general-business-advice/crooks-target-businesses-with-creative-scams/) - Popular scams include counterfeit checks, fake cashier's checks, and price tag swapping. Such scams can devastate a small business.
- [Obsession With Sales Can Blind a Business](https://financenewmexico.org/articles/general-business-advice/obsession-with-sales-can-blind-a-business/) - Unlike a sales-driven business, a market-driven business focuses its energies and resources on satisfying consumer needs over the long term.
- [Mentors Help Small-Business Owners Develop Leadership Skills](https://financenewmexico.org/articles/general-business-advice/mentors-help-small-business-owners-develop-leadership-skills/) - Small business owners can gain professional development from mentors. WESST offers clients face-to-face opportunities.
- [Deduction Lifts Gross Receipts Tax Burden For Businesses That Sell Out of State](https://financenewmexico.org/articles/general-business-advice/deduction-lifts-gross-receipts-tax-burden-for-businesses-that-sell-out-of-state/) - Deductions available to New Mexico gross receipts tax taxpayers to can help entrepreneurs compete with out-of-state rivals who aren't subject to the tax.
- [Collaboration is Ingredient for Success of Culinary Business Incubator](https://financenewmexico.org/articles/general-business-advice/collaboration-is-ingredient-for-success-of-culinary-business-incubator/) - The Mixing Bowl wants to help great cooks in rural communities start their own businesses with an eye to creating a New Mexico brand that identifies high-quality, artisanal foods produced by network partners.
- [Are You Ready to be Your Own Boss?](https://financenewmexico.org/articles/starting-or-growing-a-business/are-you-ready-to-be-your-own-boss-j-roy-miller-state-director-nmsbdc/) - Figuring out if you're ready to start a business entails answering some difficult questions and doing some research.
- [Certified Development Company](https://financenewmexico.org/glossary/certified-development-company/) - A Certified Development Company (CDC) is a nonprofit organization certified by the SBA to provide financing through the SBA 504 Loan Program.
- [Minimize Risk and Maximize Success With a Business Plan](https://financenewmexico.org/articles/starting-or-growing-a-business/minimize-risk-and-maximize-success-with-a-business-plan-darrell-v-arne-consultant/) - In addition to setting goals, the best business plans incorporate controls — objective ways of measuring whether goals are being reached.
- [Knowing Marketplace Needs Crucial to Writing Business Plan](https://financenewmexico.org/articles/starting-or-growing-a-business/knowing-marketplace-needs-crucial-to-writing-business-plan/) - Technology Ventures Corporation’s Equity Capital Symposium, held annually in May, provides a forum for matching business ideas with investors.
- [Avoiding the Most Common Business-Plan Mistakes](https://financenewmexico.org/articles/starting-or-growing-a-business/avoiding-the-most-common-business-plan-mistakes/) - Typical business plan errors include flawed appraisals of market need, market sizing, customer identification and branding.
- [Knowing When to Hold and Fold Works in Business and Poker](https://financenewmexico.org/articles/starting-or-growing-a-business/knowing-when-to-hold-and-fold-works-in-business-and-poker/) - Getting a second opinion from someone with a relevant skill set and more objectivity is the best way to know when to hold and when to fold your business.
- [IRS Allows Latitude, Safe Harbor in Cases of Worker Misclassification](https://financenewmexico.org/articles/general-business-advice/irs-allows-latitude-safe-harbor-in-cases-of-worker-misclassification/) - Employers who fear they have improperly classified workers as independent contractors can use the IRS’s Voluntary Classification Settlement Program.
- [Entrepreneurial Network Helps Local Man Build Fire Extinguisher Business](https://financenewmexico.org/articles/starting-or-growing-a-business/entrepreneurial-network-helps-local-man-build-fire-extinguisher-business/) - Taos Entrepreneurial Network provided the support and connections a business owner needed to pursue the government contracts that made his business successful.
- [Two Programs Reimburse Employers for Training New and Veteran Workers](https://financenewmexico.org/articles/starting-or-growing-a-business/two-programs-reimburse-employers-for-training-new-and-veteran-workers/) - JTIP and STEP-UP are training incentive packages that fund training for new and existing jobs in New Mexico.
- [Quest for Perfection Can Be Profitable](https://financenewmexico.org/articles/general-business-advice/quest-for-perfection-can-be-profitable/) - MEP helps businesses increase profits by standardizing production and administration to provide continuous improvement that eliminates waste.
- [Identity Theft Victim Gets Accion Loan to Start Educational Nonprofit](https://financenewmexico.org/articles/obtaining-a-loan/identity-theft-victim-gets-accion-loan-to-start-educational-nonprofit/) - A loan from Accion helped the victim of identity theft start his own nonprofit helping others protect themselves from identity thieves.
- [Video Studio to Connect Businesses to Resources](https://financenewmexico.org/articles/starting-or-growing-a-business/video-studio-to-connect-businesses-to-resources/) - A digital media studio that opens soon at the 3-year-old WESST Enterprise Center business incubator in downtown Albuquerque will provide more resources to entrepreneurs and small businesses in New Mexico.
- [Public Funds Back New Mexico Businesses](https://financenewmexico.org/articles/obtaining-a-loan/public-funds-back-new-mexico-businesses-paul-f-goblet-financial-advisor-nmsbic/) - Small businesses are able to obtain loans from alternative lenders, such as WESST Corp., ACCION New Mexico, and The Loan Fund that are backed by the New Mexico Small Business Investment Corporation.
- [Market Research Data](https://financenewmexico.org/resources/specialized-assistance/market-research-data/) - Access a range of demographic and economic data that can be useful in conducting market research.
- [Looking for Equity? Seek the Right Specialist](https://financenewmexico.org/articles/obtaining-equity-investment/looking-for-equity-seek-the-right-specialist/) - Specialization is common within the equity investment world, with investors generally focused on specific stages of business development. An entrepreneur who knows the terms used to describe development-related types of equity financing is more likely to increase the chance of obtaining funds.
- [Seek Venture Capital When the Market is Hot](https://financenewmexico.org/articles/obtaining-equity-investment/seek-venture-capital-when-the-market-is-hot/) - A good time to raise money is during a market financers consider hot. Learn about such topics as market forces at the Verge Fund Lecture series.
- [Entrepreneurs Beware the Valley of Death](https://financenewmexico.org/articles/obtaining-equity-investment/entrepreneurs-beware-the-valley-of-death/) - Entrepreneurs with a business idea have a great need for up-front cash. Without adequate initial investment, they risk falling into the so-called valley of death – the deep and wide gulf that separates a company’s need for capital and investors’ willingness to supply it.
- [Consider Strategy Before Seeking Equity](https://financenewmexico.org/articles/obtaining-equity-investment/consider-strategy-before-seeking-equity/) - Once an entrepreneur decides that equity capital is the best way to finance his business, the next questions are how much and when should it be raised? Ideally, raising money in rounds will give the entrepreneur and early investors the most profit when it is time to sell the business.
- [Preparing to Ask for a Loan](https://financenewmexico.org/articles/obtaining-a-loan/preparing-to-ask-for-a-loan/) - Asking for a loan is a type of negotiation. As with any negotiation, an entrepreneur is more likely to succeed if she understands the needs of the other party: the lender.
- [Truck Puts Chef on Road to Prosperity](https://financenewmexico.org/articles/obtaining-a-loan/truck-puts-chef-on-road-to-prosperity/) - Calvo’s business expansion was made possible with a loan from The Loan Fund, a tax-exempt organization that provides loans, training and consulting to entrepreneurs, business owners and non-profit organizations throughout the state and the Navajo Nation.
- [Alternative Lender Helps Kids Find Their Castle](https://financenewmexico.org/articles/obtaining-a-loan/alternative-lender-helps-kids-find-their-castle/) - The Loan Fund is an alternative lender with $16 million in assets and a loan pool from sources as diverse as state and federal agencies, banks, individual donors, and faith-based organizations. In 2010 it surpassed $41.5 million in loans to more than 1,200 New Mexico clients that created or preserved 6,000 living-wage jobs.
- [Loans for Legacy, Equity for Growth](https://financenewmexico.org/articles/obtaining-a-loan/loans-for-legacy-equity-for-growth/) - Anyone looking for a business investor must examine their personal goals before looking for funding – different reasons for starting a business mean different ways of finding money.
- [Be Ready When Banks Step Up Lending](https://financenewmexico.org/articles/obtaining-a-loan/be-ready-when-banks-step-up-lending/) - Recent financial activity suggests money might be starting to flow again. That’s why now is a good time to build a relationship with one or more financial institutions through dialogue. Before dialogue starts, business owners should fully understand their financial position.
- [Get Insight from a Debt Schedule](https://financenewmexico.org/articles/obtaining-a-loan/get-insight-from-a-debt-schedule/) - Financial institutions do not want saddle people with loan payments they cannot afford. Do a personal and business debt assessment before looking for a loan. Determine your debt-to-income ratio and prepare a debt schedule to obtain insight.
- [More than Microloans: Accion Helps Trio Launch New Brewery](https://financenewmexico.org/articles/obtaining-a-loan/more-than-microloans-accion-helps-trio-launch-new-brewery/) - Since 1994, Accion New Mexico ∙ Arizona ∙ Colorado has underwritten the startup or expansion of nearly 3,500 small businesses with loans as small as $200 and as large as $300,000. Typically thought of as a microlender, Accion’s loans can go even higher – up to $500,000 – if Accion partners with the SBA on a loan such as the 504 loan that is secured by a business’s property.
- [Outside Capital Helps Aerial Photography Company Take Off](https://financenewmexico.org/articles/obtaining-a-loan/outside-capital-helps-aerial-photography-company-take-off/) - Blue Skies first sought funding from a bank but found the loan terms difficult: The payback schedule and interest rate would have been a hardship. The company turned to various other lenders without success before appealing to Sen. Tom Udall, whose staff alerted The Loan Fund to Blue Skies’ plight.
- [Lender-Client Relationship Built on Trust, Mutual Benefits](https://financenewmexico.org/articles/obtaining-a-loan/lender-client-relationship-built-on-trust-mutual-benefits/) - Clínica la Esperanza is just the type of business that Accion is designed to help. Both co-founders are hardworking immigrants whose goal of owning a business would have been hard — if not impossible — to achieve through a more traditional lender, such as a bank. Besides loans, Accion offers its clients mentorship and referrals to community resources that provide technical assistance and funding.
- [Loans Help Contractor Build, Renovate Homes in Native Communities](https://financenewmexico.org/articles/obtaining-a-loan/loans-help-contractor-build-renovate-homes-in-native-communities/) - San Felipe Pueblo construction company going strong by following a strategic plan of borrowing through lines of credit by The Loan Fund.
- [Innovators Learn the Benefits, Challenges of Crowdfunding](https://financenewmexico.org/articles/general-business-advice/innovators-learn-the-benefits-challenges-of-crowdfunding/) - Money raised from crowdfunding isn’t a loan, so it doesn’t have to be repaid, but funding a project requires coordination, planning and an appealing message.
- [State Helps Businesses Obtain Certification That Puts Major Contracts Within Reach](https://financenewmexico.org/articles/starting-or-growing-a-business/state-helps-businesses-obtain-certification-that-puts-major-contracts-within-reach/) - The New Mexico Economic Development Department, in partnership with New Mexico MEP, created New Mexico 9000, or ISO 9000 — a class that trains businesses to procure the ISO 9001:2008 certification that is critical to winning big contracts and doing business with privately held national and international companies.
- [Fund Accelerates Product Commercialization](https://financenewmexico.org/articles/taking-technology-to-market/fund-accelerates-product-commercialization/) - A $100,000 award from the Venture Acceleration Fund in 2011 helped Santa Fe startup Vista Therapeutics speed up the commercial introduction of the NanoBioSensor, which employs nanowires to measure in real time the multiple blood proteins and other biomarkers the body produces in response to trauma or disease. Helping tech-based products get to market quickly is a big part of why Los Alamos National Security, LLC, manager of Los Alamos National Laboratory (LANL), created the VAF fund in 2006.
- [Program Offers NM Herbalist Free Technical Help](https://financenewmexico.org/articles/starting-or-growing-a-business/program-offers-nm-herbalist-free-technical-help/) - NMSBA has helped 1,876 small businesses in New Mexico obtain technical expertise through the state’s two national labs. Yet many eligible businesses aren’t aware that this help is available. NMSBA accepts requests for individual projects year-round; it’s not a competitive process. Those who want help fill out an online application and the labs try to match them with the appropriate person.
- [Obtaining Credit - Even When Lenders Are Leery](https://financenewmexico.org/articles/starting-or-growing-a-business/obtaining-credit-even-when-lenders-are-leery-les-mathews-and-john-brown-mesa-capital-partners/) - In such a risk-wary climate, it’s getting more and more attractive for entrepreneurs to finance business growth with infusions of equity.
- [Money Is Tight, but It's There for the Lending](https://financenewmexico.org/articles/obtaining-a-loan/money-is-tight-but-its-there-for-the-lending-f-leroy-pacheco-executive-director-the-loan-fund/) - Private alternative lenders such as The Loan Fund continue to loan to businesses during a tight credit market.
- [State’s Investment Funds Help Baker Continue Mexican Traditions](https://financenewmexico.org/articles/obtaining-a-loan/states-investment-funds-help-baker-continue-mexican-traditions/) - Loan Fund helps entrepreneur secure loan in his native language of Spanish.
- [NM MEP Helps Entrepreneur Prepare Revolutionary Product](https://financenewmexico.org/articles/starting-or-growing-a-business/nm-mep-helps-entrepreneur-prepare-revolutionary-product/) - Through NMSBA program, New Mexico MEP helps innovator employ tools like value stream mapping to bring his invention to market.
- [B&I Loans Help Rural Communities](https://financenewmexico.org/articles/obtaining-a-loan/bi-loans-help-rural-communities/) - Rural banks are eager to loan money through USDA B&I Guaranteed Loan program, because the federal government assumes up to 80 percent of the risk.
- [WESST Offers Global Program to Home-Grown Businesses](https://financenewmexico.org/articles/general-business-advice/wesst-offers-global-program-to-home-grown-businesses/) - WESST brings a global business initiative to New Mexico in a five-part series of workshops designed to empower small-business owners to make sound financial decisions. HP Learning Initiative for Entrepreneurs — or HP Life — is a global program sponsored by Hewlett Packard that trains the owners of microenterprises to apply information technology and business
- [Southeastern NM Economic Development District (SNMEDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/southeastern-nm-economic-development-district-snmedd-2/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. SNMEDD is a non-profit organization whose region includes Chaves, Eddy, Lea, Lincoln and Otero Counties. 1600 SE Main Street, Roswell NM 88203 575-624-6131 Website
- [Southeastern NM Economic Development District (SNMEDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/southeastern-nm-economic-development-district-snmedd/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. SNMEDD is a non-profit organization whose region includes Chaves, Eddy, Lea, Lincoln and Otero Counties. 1600 SE Main Street, Roswell NM 88203 575-624-6131 Website
- [Regional Development Corporation (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/regional-development-corporation-250/) - The RDC is a regional economic development organization for Northern New Mexico, focused on creating a diverse and sustainable economy.
- [Southeastern NM Economic Development District (SNMEDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/southeastern-new-mexico-economic-development-district-snmedd/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. SNMEDD is a non-profit organization whose region includes Chaves, Eddy, Lea, Lincoln and Otero Counties. 1600 SE Main Street, Roswell NM 88203 575-624-6131 Website
- [Voluntary Program Helps Small Businesses Assure Workplace Safety Compliance](https://financenewmexico.org/articles/general-business-advice/voluntary-program-helps-small-businesses-assure-workplace-safety-compliance/) - While employers in New Mexico are required to provide safe, hazard-free workplaces, they don’t have to hire expensive consultants to identify and eliminate potential dangers. The New Mexico Occupational Health and Safety Bureau has compliance specialists who work with small businesses, trade groups and unions that want help establishing worksites that are as risk-free and
- [State Agency Helps Employers Match Applicants Jobs](https://financenewmexico.org/articles/general-business-advice/state-agency-helps-employers-match-applicants-jobs/) - The Department of Workforce Solutions helps HR director assess the skills and abilities of her top candidates with a WorkKeys test.
- [Startup Weekends Set Ideas in Motion](https://financenewmexico.org/articles/starting-or-growing-a-business/startup-weekends-sets-ideas-in-motion/) - In the inaugural Startup Weekend Santa Fe, participants pitched ideas for marketable products or services and presented the most feasible ones to judges.
- [Meaningful Gestures: Corrales Company Puts VAF Grant to Work](https://financenewmexico.org/articles/starting-or-growing-a-business/meaningful-gestures-corrales-company-puts-vaf-grant-to-work/) - LANS created the Venture Acceleration Fund to help inventors with business development that is critical to commercializing a technical product or idea.
- [Natural Selection: Evolution is Essential to Business Survival](https://financenewmexico.org/articles/general-business-advice/natural-selection-evolution-is-essential-to-business-survival/) - When a business has to choose between growing or cutting back, Santa Fe company Golden Ink illustrates that expansion can also make a business more manageable.
- [Grants Support Rural Business Development](https://financenewmexico.org/articles/starting-or-growing-a-business/grants-support-rural-business-development/) - The USDA encourages rural nonprofits to apply for a Rural Business Enterprise Grant to finance projects designed to develop small, emerging private business.
- [Magdalena Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/magdalena-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Magdalena, NM 87825 866-854-3217
- [Logan-Ute Lake Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/logan-ute-lake-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Logan, 88426 575-487-2722
- [San Jon Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/san-jon-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. San Jon, 88434
- [Navajo Nation Division of Economic Development (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-navajo-nation-division-of-economic-development/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Division of Economic Development (DED) is a department within the executive arm of the Navajo Nation. Its purpose is to create an
- [Los Alamos Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/los-alamos-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Los Alamos, 87544 505-662-8105
- [Cuba Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/cuba-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Cuba, 87013 575-289-3514 Also see Greater Sandoval County Chamber of Commerce
- [Melrose Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/melrose-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Melrose, 88124 505-253-4530
- [Fort Sumner Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/fort-sumner-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Fort Sumner, 88119 575-355-7705
- [Clovis-Curry County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/clovis-curry-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Clovis, 88101 575-763-3435
- [Truth or Consequences Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/truth-or-consequences-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Truth or Consequences, 87901 575-894-3536
- [Raton Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/raton-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Raton, 87740 575-445-3689
- [Angel Fire Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/angel-fire-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. 3407 Hwy 434, Angel Fire, 87710 575-377-6661
- [Portales-Roosevelt County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/portales-roosevelt-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Portales, 88130 575-356-8541
- [Socorro County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/socorro-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Socorro, 87801 575-835-0424
- [Jal Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/jal-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Jal, 88252 575-395-2620
- [Roswell Hispano Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/roswell-hispano-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Roswell, NM 88201 575-626-3354
- [Roswell Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/roswell-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Roswell, 88201 575-623-5695
- [NM Manufacturing Extension Partnership (MEP) - Roswell](https://financenewmexico.org/resources/other-resources-nearby-for-map/nm-manufacturing-extension-partnership-mep-roswell/) - A non-profit organization that helps businesses increase profitability and competitiveness through lean concepts. Bringing together experts in government, industry and non-profits, MEP offers workshops, on-site training and systems analyses. Learn more about New Mexico MEP. The Southeast region is served from the Roswell office by Innovation Director Danny Armijo. Danny can be reached at (575) 420-2793.
- [Carrizozo Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/carrizoso-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Carrizozo, 88301 575-648-2732
- [Capitan Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/capitan-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Capitan, 88316 575-354-2273
- [SCORE - Santa Fe](https://financenewmexico.org/resources/other-resources-nearby-for-map/score-santa-fe/) - The Service Corp of Retired Executives (SCORE) is a non-profit organization, supported by the U.S. Small Business Administration (SBA), that provides free and low-cost workshops and mentoring. SCORE advisers are retired business owners and executives. SCORE Santa Fe is located in the main post office building at 120 Federal Place, Suite 307. They can be
- [SBDC - Las Vegas](https://financenewmexico.org/resources/other-resources-nearby-for-map/sbdc-las-vegas/) - New Mexico’s 20 Small Business Development Centers, most of which are located on university and community college campuses, provide workshops, personal consultations and assistance with starting a business. The Las Vegas SBDC is located at Luna Community College. 366 Luna Drive, Las Vegas, 87701 505-454-2582
- [Santa Fe Hispanic Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/santa-fe-hispanic-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Santa Fe, 87505 505-515-1387
- [Santa Fe Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/santa-fe-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Read how one Chamber helps its members: Built by Association: Chambers of Commerce Help Businesses Survive, Grow Santa Fe, 87507 505-988-3279 Website
- [Mountainair Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/mountainair-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Mountainair, 87036 See also East Mountain Chamber of Commerce
- [Silver City-Grant County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/silver-city-grant-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Silver City, 88061 575-538-3785
- [Lordsburg-Hidalgo County Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/lordsburg-hidalgo-county-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Lordsburg, 88045 575-542-9864
- [NM Manufacturing Extension Partnership (MEP) - Farmington](https://financenewmexico.org/resources/other-resources-nearby-for-map/nm-manufacturing-extension-partnership-mep-farmington/) - A non-profit organization that helps businesses increase profitability and competitiveness through lean concepts. Bringing together experts in government, industry and non-profits, MEP offers workshops, on-site training and systems analyses. Learn more about New Mexico MEP. The Northwest region is served from the Farmington office by Innovation Director Denise Williams. Denise can be reached at (505) 860-9961.
- [Chama Valley Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/chama-valley-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Chama, 87520 575-756-2306
- [Aztec Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/aztec-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Aztec, 87410 505-334-7646
- [Artesia Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/artesia-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Artesia, 88210 575-746-2744
- [Alamogordo Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/alamogordo-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. 1301 N White Sands Blvd, Alamogordo 88310 575-437-6120
- [Bloomfield Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/bloomfield-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Bloomfield, 87413 505-632-0880
- [Tatum Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/tatum-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Tatum, 88267 575-398-5455
- [Lovington Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/lovington-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Lovington, 88260 575-396-5311
- [Hobbs Hispano Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/hobbs-hispano-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Hobbs, 88240 575-393-1030
- [Hobbs Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/hobbs-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Hobbs, 88240 575-397-3202
- [Eunice Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/eunice-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Eunice, 88231 575-394-2576
- [Economic Development Corporation of Lea County (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-economic-development-corporation-of-lea-county/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The EDC of Lea County is a professional, not-for-profit agency dedicated to improving Lea County’s economic condition and quality of life through business
- [Carlsbad Department of Development (EDD)](https://financenewmexico.org/resources/other-resources-nearby-for-map/edd-carlsbad-department-of-development/) - Economic development organizations recruit new businesses and support existing businesses through relationships and programs that accelerate individual business growth. ED organizations help with site selection, financial incentives and connections to region-specific resources. The Carlsbad Department of Development (CDOD) has been in operation since 1966. The CDOD has worked within Carlsbad and South Eddy County to
- [Carlsbad Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/carlsbad-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Carlsbad, 88220 575-887-6516
- [SCORE - Las Cruces](https://financenewmexico.org/resources/other-resources-nearby-for-map/score-las-cruces/) - The Service Corp of Retired Executives (SCORE) is a non-profit organization, supported by the U.S. Small Business Administration (SBA), that provides free and low-cost workshops and mentoring. SCORE advisers are retired business owners and executives. SCORE Las Cruces is located in Loretto Town Center at 505 South Main Street. They can be reached at (575)
- [Greater Las Cruces Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/greater-las-cruces-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Las Cruces, 88004 575-524-1968
- [Columbus Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/columbus-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Columbus, 88029 575-531-2663
- [Taos Ski Valley Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/taos-ski-valley-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Taos Ski Valley, 87525 575-776-1413
- [Taos Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/taos-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Taos, 87571 575-751-8800
- [Springer Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/springer-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Springer, 87747 575-483-2608
- [Red River Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/red-river-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Red River, 87558 575-754-2366
- [Española Valley Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/espanola-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Española, 87532 505-753-2831
- [Eagle Nest Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/eagle-nest-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Eagle Nest, 87718 575-377-2420
- [Cimarron Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/cimarron-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Cimarron, 87714 575-376-2417
- [SCORE - Albuquerque](https://financenewmexico.org/resources/other-resources-nearby-for-map/score-albuquerque/) - The Service Corp of Retired Executives (SCORE) is a non-profit organization, supported by the U.S. Small Business Administration (SBA), that provides free and low-cost workshops and mentoring. SCORE advisers are retired business owners and executives. SCORE Albuquerque is located downtown at 500 Gold Avenue SW, Suite 11409. They can be reached at (505) 248-8232.
- [Grants-Cibola Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/grants-cibola-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Grants, 87020 505-287-4802
- [Corrales Chamber of Commerce](https://financenewmexico.org/resources/other-resources-nearby-for-map/corrales-chamber-of-commerce/) - Chambers of Commerce are charged with creating a business-friendly environment to help their member businesses grow. Corrales, 87048 505-890-8345 See also Rio Rancho Regional Chamber of Commerce

## Pages

- [Preparing to request a loan](https://financenewmexico.org/preparing-to-request-a-loan/) - How to prepare to request a small business loan
- [New Mexico Is Taking Care of Business](https://financenewmexico.org/home/) - Small business loans and startup capital options for businesses that may have been turned down by a bank.
- [Business Loan Guidance](https://financenewmexico.org/personalized-guidance/) - A nonprofit lender may be able to help small businesses that have been turned down for a traditional loan. Get business loan guidance.
- [About Finance New Mexico](https://financenewmexico.org/about/) - Since 2007, the Finance New Mexico project has delivered business knowledge and resources to New Mexico entrepreneurs seeking to start or grow a business. The project taps into the expertise of New Mexico's professionals to provide business advice on a wide range of topics. Articles that appear on this website are often published by community
- [Privacy Policy](https://financenewmexico.org/privacy-policy/) - Comprehensive Consulting Group LLC, which manages the Finance New Mexico project ("CCG/FNM") is committed to protecting your privacy. This Privacy Statement sets forth our current privacy practices with regard to the information we collect when you or your computer interact with our website. By accessing www.financenewmexico.org, you acknowledge and fully understand CCG/FNM’s Privacy Statement and
- [Steps to Starting a Business](https://financenewmexico.org/steps-to-starting-a-business/) - Before starting a business, there are steps you must take to comply with state laws and the federal government, including applying for EIN and CRS numbers.
- [Grow It! by Municipality - Get a Local Business License](https://financenewmexico.org/grow-it-by-municipality/) - Find business resources in and around your area.
- [Access the Political Process](https://financenewmexico.org/access-the-political-process/) - The Association of Commerce and Industry (ACI) and New Mexico's Councils of Governments influence decisions made that impact business throughout the state.
- [Grow It!](https://financenewmexico.org/grow-it/) - Grow it! aims to stimulate private sector job development in New Mexico by putting business-building resources in the hands of business owners and entrepreneurs.
- [Biz Calendar](https://financenewmexico.org/biz-calendar/) - Thank you for your interest in the New Mexico Business Calendar, also known as the Biz Calendar. Due to the diminished number of business workshops during the COVID-19 pandemic, the Biz Calendar went on hiatus. A new and improved business calendar may launch in the future if demand and funding are sufficient. To all of
- [Funding Footer](https://financenewmexico.org/funding-footer/) - Not sure which is right for you? View the funding stage map or contact us for more information.
- [Funding Stages](https://financenewmexico.org/funding-stages/) - The chart below illustrates the funding sources typically available at various business stages. A startup usually creates working capital by relying on personal assets or lending sources like family. As that business grows, and depending on its objective, other funding sources like angel capital and mezzanine funding can become available. In order to maintain or accelerate growth,
- [Business Plan Guide](https://financenewmexico.org/business-plan-guide/) - Planning Your Business A written business plan is important whether you are considering launching a new venture or are carrying on a well-established enterprise. A business plan will help you define your goals, as it simultaneously gives you a guide to follow. You’ll be able to check your progress and make periodic adjustments in a
- [The Finance New Mexico Network](https://financenewmexico.org/the-finance-new-mexico-network/) - The Finance New Mexico network reaches businesses across the state through a variety of interrelated circuits.
- [How long until my loan is paid off?](https://financenewmexico.org/how-long-until-my-loan-is-paid-off/)
- [What would my loan payments be?](https://financenewmexico.org/what-would-my-loan-payments-be/)
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## Categories

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## Tags

- [high-tech](https://financenewmexico.org/tag/high-tech/)
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- [TVC](https://financenewmexico.org/tag/tvc/)
- [equity investment](https://financenewmexico.org/tag/equity-investment/)
- [venture capital](https://financenewmexico.org/tag/venture-capital/)
- [angel investment](https://financenewmexico.org/tag/angel-investment/)
- [New Mexico business](https://financenewmexico.org/tag/new-mexico-business/)
- [sales](https://financenewmexico.org/tag/sales/)
- [industrial](https://financenewmexico.org/tag/industrial/)
- [entrepreneur](https://financenewmexico.org/tag/entrepreneur/)
- [market research](https://financenewmexico.org/tag/market-research/)
- [chamber of commerce](https://financenewmexico.org/tag/chamber-of-commerce/)
- [business help](https://financenewmexico.org/tag/business-help/)
- [marketing](https://financenewmexico.org/tag/marketing/)
- [jobs](https://financenewmexico.org/tag/jobs/)
- [Schedule C](https://financenewmexico.org/tag/schedule-c/)
- [Herbalife](https://financenewmexico.org/tag/herbalife/)
- [Scentsy](https://financenewmexico.org/tag/scentsy/)
- [Amway](https://financenewmexico.org/tag/amway/)
- [Shaklee](https://financenewmexico.org/tag/shaklee/)
- [Avon](https://financenewmexico.org/tag/avon/)
- [Fuller Brush](https://financenewmexico.org/tag/fuller-brush/)
- [SBDC](https://financenewmexico.org/tag/sbdc/)
- [loan](https://financenewmexico.org/tag/loan/)
- [growth business](https://financenewmexico.org/tag/growth-business/)
- [SBA](https://financenewmexico.org/tag/sba/)
- [New Mexico](https://financenewmexico.org/tag/new-mexico/)
- [training](https://financenewmexico.org/tag/training/)
- [workshop](https://financenewmexico.org/tag/workshop/)
- [Native American](https://financenewmexico.org/tag/native-american/)
- [Farmington](https://financenewmexico.org/tag/farmington/)
- [Herbert's Welding](https://financenewmexico.org/tag/herberts-welding/)
- [JTIP](https://financenewmexico.org/tag/jtip/)
- [training incentives](https://financenewmexico.org/tag/training-incentives/)
- [contractor](https://financenewmexico.org/tag/contractor/)
- [IRS](https://financenewmexico.org/tag/irs/)
- [taxes](https://financenewmexico.org/tag/taxes/)
- [NMSBA](https://financenewmexico.org/tag/nmsba/)
- [Sandia Lab](https://financenewmexico.org/tag/sandia-lab/)
- [LANL](https://financenewmexico.org/tag/lanl/)
- [business assistance](https://financenewmexico.org/tag/business-assistance/)
- [zoning laws](https://financenewmexico.org/tag/zoning-laws/)
- [home-based business](https://financenewmexico.org/tag/home-based-business/)
- [prospecting](https://financenewmexico.org/tag/prospecting/)
- [sales prospecting](https://financenewmexico.org/tag/sales-prospecting/)
- [NMSBDC](https://financenewmexico.org/tag/nmsbdc/)
- [cash flow](https://financenewmexico.org/tag/cash-flow/)
- [Los Alamos National Lab](https://financenewmexico.org/tag/los-alamos-national-lab/)
- [MBA intern](https://financenewmexico.org/tag/mba-intern/)
- [UNM](https://financenewmexico.org/tag/unm/)
- [PTAP](https://financenewmexico.org/tag/ptap/)
- [government contracting](https://financenewmexico.org/tag/government-contracting/)
- [procurement](https://financenewmexico.org/tag/procurement/)
- [publicity](https://financenewmexico.org/tag/publicity/)
- [press release](https://financenewmexico.org/tag/press-release/)
- [startup](https://financenewmexico.org/tag/startup/)
- [expansion](https://financenewmexico.org/tag/expansion/)
- [seed capital](https://financenewmexico.org/tag/seed-capital/)
- [ARRA](https://financenewmexico.org/tag/arra/)
- [Recovery Act](https://financenewmexico.org/tag/recovery-act/)
- [SBA 7(a) loan](https://financenewmexico.org/tag/sba-7a-loan/)
- [Verge Fund](https://financenewmexico.org/tag/verge-fund/)
- [manufacturing](https://financenewmexico.org/tag/manufacturing/)
- [NMMEP](https://financenewmexico.org/tag/nmmep/)
- [Manufacturing Extension Partnership](https://financenewmexico.org/tag/manufacturing-extension-partnership/)
- [profitability](https://financenewmexico.org/tag/profitability/)
- [investment](https://financenewmexico.org/tag/investment/)
- [Toastmasters](https://financenewmexico.org/tag/toastmasters/)
- [speeches](https://financenewmexico.org/tag/speeches/)
- [pitching a deal](https://financenewmexico.org/tag/pitching-a-deal/)
- [presentations](https://financenewmexico.org/tag/presentations/)
- [association](https://financenewmexico.org/tag/association/)
- [restaurant association](https://financenewmexico.org/tag/restaurant-association/)
- [NM film bill](https://financenewmexico.org/tag/nm-film-bill/)
- [veteran](https://financenewmexico.org/tag/veteran/)
- [veteran business outreach center](https://financenewmexico.org/tag/veteran-business-outreach-center/)
- [VBOC](https://financenewmexico.org/tag/vboc/)
- [veterans in business](https://financenewmexico.org/tag/veterans-in-business/)
- [budgets](https://financenewmexico.org/tag/budgets/)
- [accounting](https://financenewmexico.org/tag/accounting/)
- [business bookkeeping](https://financenewmexico.org/tag/business-bookkeeping/)
- [small business loan](https://financenewmexico.org/tag/small-business-loan/)
- [small business loans](https://financenewmexico.org/tag/small-business-loans/)
- [Pacheco](https://financenewmexico.org/tag/pacheco/)
- [alternative lender](https://financenewmexico.org/tag/alternative-lender/)
- [food truck](https://financenewmexico.org/tag/food-truck/)
- [catering](https://financenewmexico.org/tag/catering/)
- [Flywheel Ventures](https://financenewmexico.org/tag/flywheel-ventures/)
- [Kim Sanchez Rael](https://financenewmexico.org/tag/kim-sanchez-rael/)
- [Jim Collins](https://financenewmexico.org/tag/jim-collins/)
- [New Mexico Angels](https://financenewmexico.org/tag/new-mexico-angels/)
- [Phase One Ventures](https://financenewmexico.org/tag/phase-one-ventures/)
- [Epic Ventures](https://financenewmexico.org/tag/epic-ventures/)
- [Village Ventures](https://financenewmexico.org/tag/village-ventures/)
- [vSpring Capital](https://financenewmexico.org/tag/vspring-capital/)
- [Cottonwood Technology Fund](https://financenewmexico.org/tag/cottonwood-technology-fund/)
- [Sun Mountain Capital](https://financenewmexico.org/tag/sun-mountain-capital/)
- [New Mexico Community Capital](https://financenewmexico.org/tag/new-mexico-community-capital/)
- [Coronado Ventures Forum](https://financenewmexico.org/tag/coronado-ventures-forum/)
- [naming a business](https://financenewmexico.org/tag/naming-a-business/)
- [Rio Arriba County](https://financenewmexico.org/tag/rio-arriba-county/)
- [Greater Espanola Community Development](https://financenewmexico.org/tag/greater-espanola-community-development/)
- [grape growers association](https://financenewmexico.org/tag/grape-growers-association/)
- [wine growers](https://financenewmexico.org/tag/wine-growers/)
- [New Mexico veterans](https://financenewmexico.org/tag/new-mexico-veterans/)
- [Century Bank](https://financenewmexico.org/tag/century-bank/)
- [SFBI](https://financenewmexico.org/tag/sfbi/)
- [HD3](https://financenewmexico.org/tag/hd3/)
- [WESST](https://financenewmexico.org/tag/wesst/)
- [breakeven](https://financenewmexico.org/tag/breakeven/)
- [human resources](https://financenewmexico.org/tag/human-resources/)
- [employee relations](https://financenewmexico.org/tag/employee-relations/)
- [Payday Inc.](https://financenewmexico.org/tag/payday-inc/)
- [job benchmark](https://financenewmexico.org/tag/job-benchmark/)
- [film incentives](https://financenewmexico.org/tag/film-incentives/)
- [film industry](https://financenewmexico.org/tag/film-industry/)
- [SBIC](https://financenewmexico.org/tag/sbic/)
- [starting a business in NM](https://financenewmexico.org/tag/starting-a-business-in-nm/)
- [The Loan Fund](https://financenewmexico.org/tag/the-loan-fund/)
- [Leroy Pacheco](https://financenewmexico.org/tag/leroy-pacheco/)
- [Succession plan](https://financenewmexico.org/tag/succession-plan/)
- [preserving assets](https://financenewmexico.org/tag/preserving-assets/)
- [business planning](https://financenewmexico.org/tag/business-planning/)
- [capital](https://financenewmexico.org/tag/capital/)
- [energy](https://financenewmexico.org/tag/energy/)
- [USDA](https://financenewmexico.org/tag/usda/)
- [rural development](https://financenewmexico.org/tag/rural-development/)
- [grants](https://financenewmexico.org/tag/grants/)
- [loans](https://financenewmexico.org/tag/loans/)
- [Line of credit](https://financenewmexico.org/tag/line-of-credit/)
- [Hickory Farms](https://financenewmexico.org/tag/hickory-farms/)
- [LANB](https://financenewmexico.org/tag/lanb/)
- [Los Alamos National Bank](https://financenewmexico.org/tag/los-alamos-national-bank/)
- [VAF](https://financenewmexico.org/tag/vaf/)
- [Venture Acceleration Fund](https://financenewmexico.org/tag/venture-acceleration-fund/)
- [technology](https://financenewmexico.org/tag/technology/)
- [technology acceleration](https://financenewmexico.org/tag/technology-acceleration/)
- [Vista Therapeutics](https://financenewmexico.org/tag/vista-therapeutics/)
- [business plan](https://financenewmexico.org/tag/business-plan/)
- [pricing](https://financenewmexico.org/tag/pricing/)
- [tech business](https://financenewmexico.org/tag/tech-business/)
- [technology startup](https://financenewmexico.org/tag/technology-startup/)
- [SBIR](https://financenewmexico.org/tag/sbir/)
- [STTR](https://financenewmexico.org/tag/sttr/)
- [sell a business](https://financenewmexico.org/tag/sell-a-business/)
- [Priscilla Dakin](https://financenewmexico.org/tag/priscilla-dakin/)
- [insurance](https://financenewmexico.org/tag/insurance/)
- [construction](https://financenewmexico.org/tag/construction/)
- [bonds](https://financenewmexico.org/tag/bonds/)
- [Rio Grande](https://financenewmexico.org/tag/rio-grande/)
- [performance bond](https://financenewmexico.org/tag/performance-bond/)
- [bid bond](https://financenewmexico.org/tag/bid-bond/)
- [payment bond](https://financenewmexico.org/tag/payment-bond/)
- [completion bond](https://financenewmexico.org/tag/completion-bond/)
- [contractor bonds](https://financenewmexico.org/tag/contractor-bonds/)
- [cyclorama](https://financenewmexico.org/tag/cyclorama/)
- [video studio](https://financenewmexico.org/tag/video-studio/)
- [MEP](https://financenewmexico.org/tag/mep/)
- [export](https://financenewmexico.org/tag/export/)
- [help with exporting](https://financenewmexico.org/tag/help-with-exporting/)
- [ExporTech](https://financenewmexico.org/tag/exportech/)
- [internet security](https://financenewmexico.org/tag/internet-security/)
- [protection from hackers](https://financenewmexico.org/tag/protection-from-hackers/)
- [Accion](https://financenewmexico.org/tag/accion/)
- [Bosque Brewing](https://financenewmexico.org/tag/bosque-brewing/)
- [startup loan](https://financenewmexico.org/tag/startup-loan/)
- [NMSBA program](https://financenewmexico.org/tag/nmsba-program/)
- [Sandia National Lab](https://financenewmexico.org/tag/sandia-national-lab/)
- [BASIC Dental Implants](https://financenewmexico.org/tag/basic-dental-implants/)
- [Manhattan Scientifics](https://financenewmexico.org/tag/manhattan-scientifics/)
- [laboratory assistance](https://financenewmexico.org/tag/laboratory-assistance/)
- [international trade](https://financenewmexico.org/tag/international-trade/)
- [NM Economic Development Dept.](https://financenewmexico.org/tag/nm-economic-development-dept/)
- [New Mexico EDD](https://financenewmexico.org/tag/new-mexico-edd/)
- [Edward Herrera](https://financenewmexico.org/tag/edward-herrera/)
- [Office of International Trade](https://financenewmexico.org/tag/office-of-international-trade/)
- [Rodey Law Firm](https://financenewmexico.org/tag/rodey-law-firm/)
- [Leslie Apodaca](https://financenewmexico.org/tag/leslie-apodaca/)
- [Albuquerque Chamber of Commerce](https://financenewmexico.org/tag/albuquerque-chamber-of-commerce/)
- [board of directors](https://financenewmexico.org/tag/board-of-directors/)
- [ISO Certification](https://financenewmexico.org/tag/iso-certification/)
- [Jeff Abrams](https://financenewmexico.org/tag/jeff-abrams/)
- [ISO 9001:2008](https://financenewmexico.org/tag/iso-90012008/)
- [workshops](https://financenewmexico.org/tag/workshops/)
- [real estate purchase advice](https://financenewmexico.org/tag/real-estate-purchase-advice/)
- [contract](https://financenewmexico.org/tag/contract/)
- [Montgomery & Andrews](https://financenewmexico.org/tag/montgomery-andrews/)
- [New Mexico law](https://financenewmexico.org/tag/new-mexico-law/)
- [interpleader action](https://financenewmexico.org/tag/interpleader-action/)
- [REAP](https://financenewmexico.org/tag/reap/)
- [rural business assistance](https://financenewmexico.org/tag/rural-business-assistance/)
- [Brunner](https://financenewmexico.org/tag/brunner/)
- [alternative energy](https://financenewmexico.org/tag/alternative-energy/)
- [Dept. of Agriculture](https://financenewmexico.org/tag/dept-of-agriculture/)
- [Mixing Bowl](https://financenewmexico.org/tag/mixing-bowl/)
- [South Valley Economic Development Center](https://financenewmexico.org/tag/south-valley-economic-development-center/)
- [Rio Grande Community Development Corp](https://financenewmexico.org/tag/rio-grande-community-development-corp/)
- [food entrepreneur](https://financenewmexico.org/tag/food-entrepreneur/)
- [home based food business](https://financenewmexico.org/tag/home-based-food-business/)
- [commercial kitchen](https://financenewmexico.org/tag/commercial-kitchen/)
- [help from the labs](https://financenewmexico.org/tag/help-from-the-labs/)
- [Joe Justice](https://financenewmexico.org/tag/joe-justice/)
- [Blue Skies Aero](https://financenewmexico.org/tag/blue-skies-aero/)
- [selling a business](https://financenewmexico.org/tag/selling-a-business/)
- [business sale](https://financenewmexico.org/tag/business-sale/)
- [ACG](https://financenewmexico.org/tag/acg/)
- [Accounting & Consulting Group](https://financenewmexico.org/tag/accounting-consulting-group/)
- [TED](https://financenewmexico.org/tag/ted/)
- [TEDxABQ](https://financenewmexico.org/tag/tedxabq/)
- [TED conference](https://financenewmexico.org/tag/ted-conference/)
- [Tim Nisly](https://financenewmexico.org/tag/tim-nisly/)
- [NM Manufacturing Extension Partnership](https://financenewmexico.org/tag/nm-manufacturing-extension-partnership/)
- [independent contractor](https://financenewmexico.org/tag/independent-contractor/)
- [NMSBIC](https://financenewmexico.org/tag/nmsbic/)
- [networking](https://financenewmexico.org/tag/networking/)
- [Jennifer Craig](https://financenewmexico.org/tag/jennifer-craig/)
- [Olga Nunez](https://financenewmexico.org/tag/olga-nunez/)
- [Chihuahua’s Restaurant](https://financenewmexico.org/tag/chihuahuas-restaurant/)
- [Jo Ann Garay](https://financenewmexico.org/tag/jo-ann-garay/)
- [Las Cruces](https://financenewmexico.org/tag/las-cruces/)
- [networking lunches](https://financenewmexico.org/tag/networking-lunches/)
- [Jimmy Pendergrass](https://financenewmexico.org/tag/jimmy-pendergrass/)
- [CPA](https://financenewmexico.org/tag/cpa/)
- [depreciation](https://financenewmexico.org/tag/depreciation/)
- [New Mexico MEP](https://financenewmexico.org/tag/new-mexico-mep/)
- [RDC](https://financenewmexico.org/tag/rdc/)
- [Kathy Keith](https://financenewmexico.org/tag/kathy-keith/)
- [20/20 Campaign](https://financenewmexico.org/tag/2020-campaign/)
- [Espanola](https://financenewmexico.org/tag/espanola/)
- [Los Alamos](https://financenewmexico.org/tag/los-alamos/)
- [Taos](https://financenewmexico.org/tag/taos/)
- [Santa Fe](https://financenewmexico.org/tag/santa-fe/)
- [Season of Innovation](https://financenewmexico.org/tag/season-of-innovation/)
- [Spirit of Innovation](https://financenewmexico.org/tag/spirit-of-innovation/)
- [NM Angels](https://financenewmexico.org/tag/nm-angels/)
- [Barbara Kline](https://financenewmexico.org/tag/barbara-kline/)
- [SCORE](https://financenewmexico.org/tag/score/)
- [worker misclassification](https://financenewmexico.org/tag/worker-misclassification/)
- [IRS penalties](https://financenewmexico.org/tag/irs-penalties/)
- [independent contractors](https://financenewmexico.org/tag/independent-contractors/)
- [IRS Section 530](https://financenewmexico.org/tag/irs-section-530/)
- [SSC Construction](https://financenewmexico.org/tag/ssc-construction/)
- [San Felipe Pueblo](https://financenewmexico.org/tag/san-felipe-pueblo/)
- [Native Community Finance](https://financenewmexico.org/tag/native-community-finance/)
- [Bank of Albuquerque](https://financenewmexico.org/tag/bank-of-albuquerque/)
- [TEN](https://financenewmexico.org/tag/ten/)
- [Taos Entrepreneurial Network](https://financenewmexico.org/tag/taos-entrepreneurial-network/)
- [Northern NM Connect](https://financenewmexico.org/tag/northern-nm-connect/)
- [Alpine Fire Extinguishers](https://financenewmexico.org/tag/alpine-fire-extinguishers/)
- [Gordon Johnston](https://financenewmexico.org/tag/gordon-johnston/)
- [Christopher Madrid](https://financenewmexico.org/tag/christopher-madrid/)
- [Jason Pfeifer](https://financenewmexico.org/tag/jason-pfeifer/)
- [grants for business](https://financenewmexico.org/tag/grants-for-business/)
- [business incentives](https://financenewmexico.org/tag/business-incentives/)
- [Jon Barela](https://financenewmexico.org/tag/jon-barela/)
- [Accion loans](https://financenewmexico.org/tag/accion-loans/)
- [ID Theft Resolutions](https://financenewmexico.org/tag/id-theft-resolutions/)
- [Mark Medley](https://financenewmexico.org/tag/mark-medley/)
- [Edwin Rios](https://financenewmexico.org/tag/edwin-rios/)
- [loans to non-profits](https://financenewmexico.org/tag/loans-to-non-profits/)
- [Julianna Silva](https://financenewmexico.org/tag/julianna-silva/)
- [USDA Rural Development](https://financenewmexico.org/tag/usda-rural-development/)
- [lean manufacturing](https://financenewmexico.org/tag/lean-manufacturing/)
- [Arrowhead Center](https://financenewmexico.org/tag/arrowhead-center/)
- [NMSU](https://financenewmexico.org/tag/nmsu/)
- [chamber](https://financenewmexico.org/tag/chamber/)
- [incubator](https://financenewmexico.org/tag/incubator/)
- [Coworking](https://financenewmexico.org/tag/coworking/)
- [balance sheet](https://financenewmexico.org/tag/balance-sheet/)
- [profit](https://financenewmexico.org/tag/profit/)
- [Angel Fire](https://financenewmexico.org/tag/angel-fire/)
- [LGBT](https://financenewmexico.org/tag/lgbt/)
- [Hispano chamber](https://financenewmexico.org/tag/hispano-chamber/)
- [disaster preparation](https://financenewmexico.org/tag/disaster-preparation/)
- [disaster loan](https://financenewmexico.org/tag/disaster-loan/)
- [power outage](https://financenewmexico.org/tag/power-outage/)
- [Santa Fe flooding](https://financenewmexico.org/tag/santa-fe-flooding/)
- [finance](https://financenewmexico.org/tag/finance/)
- [government bonds](https://financenewmexico.org/tag/government-bonds/)
- [PAB](https://financenewmexico.org/tag/pab/)
- [private activity bond](https://financenewmexico.org/tag/private-activity-bond/)
- [MfgDay](https://financenewmexico.org/tag/mfgday/)
- [Crowdfunding](https://financenewmexico.org/tag/crowdfunding/)
- [SEC](https://financenewmexico.org/tag/sec/)
- [Securities Division](https://financenewmexico.org/tag/securities-division/)
- [RLD](https://financenewmexico.org/tag/rld/)
- [Regulation & Licensing](https://financenewmexico.org/tag/regulation-licensing/)
- [MOOC](https://financenewmexico.org/tag/mooc/)
- [Dreambuilder](https://financenewmexico.org/tag/dreambuilder/)
- [online business course](https://financenewmexico.org/tag/online-business-course/)
- [NM Film](https://financenewmexico.org/tag/nm-film/)
- [Small Business Saturday](https://financenewmexico.org/tag/small-business-saturday/)
- [Gross Receipts Tax](https://financenewmexico.org/tag/gross-receipts-tax/)
- [NM GRT](https://financenewmexico.org/tag/nm-grt/)
- [New Mexico GRT](https://financenewmexico.org/tag/new-mexico-grt/)
- [Innovation Vouchers](https://financenewmexico.org/tag/innovation-vouchers/)
- [business management advice](https://financenewmexico.org/tag/business-management-advice/)
- [Panaderia](https://financenewmexico.org/tag/panaderia/)
- [Golden Crown](https://financenewmexico.org/tag/golden-crown/)
- [bakery](https://financenewmexico.org/tag/bakery/)
- [Triad](https://financenewmexico.org/tag/triad/)
- [NAVAF](https://financenewmexico.org/tag/navaf/)
- [Regional Development Corp](https://financenewmexico.org/tag/regional-development-corp/)
- [Bison Star Naturals](https://financenewmexico.org/tag/bison-star-naturals/)
- [analytics](https://financenewmexico.org/tag/analytics/)
- [consumer behavior](https://financenewmexico.org/tag/consumer-behavior/)
- [business taxes](https://financenewmexico.org/tag/business-taxes/)
- [social media](https://financenewmexico.org/tag/social-media/)
- [Startup Weekend](https://financenewmexico.org/tag/startup-weekend/)
- [New Mexico True](https://financenewmexico.org/tag/new-mexico-true/)
- [NM Tourism grants](https://financenewmexico.org/tag/nm-tourism-grants/)
- [cybersecurity](https://financenewmexico.org/tag/cybersecurity/)
- [self-employed tax](https://financenewmexico.org/tag/self-employed-tax/)
- [Build With Robots](https://financenewmexico.org/tag/build-with-robots/)
- [robotics](https://financenewmexico.org/tag/robotics/)
- [automation](https://financenewmexico.org/tag/automation/)
- [New Mexico manufacturing](https://financenewmexico.org/tag/new-mexico-manufacturing/)
- [P&M Signs](https://financenewmexico.org/tag/pm-signs/)
- [Phil Archuletta](https://financenewmexico.org/tag/phil-archuletta/)
- [BBER](https://financenewmexico.org/tag/bber/)
- [food production](https://financenewmexico.org/tag/food-production/)
- [distributors](https://financenewmexico.org/tag/distributors/)
- [business failure](https://financenewmexico.org/tag/business-failure/)
- [business balance](https://financenewmexico.org/tag/business-balance/)
- [value proposition](https://financenewmexico.org/tag/value-proposition/)
- [NM FAST](https://financenewmexico.org/tag/nm-fast/)
- [NMSU Arrowhead Center](https://financenewmexico.org/tag/nmsu-arrowhead-center/)
- [Theta Plate](https://financenewmexico.org/tag/theta-plate/)
- [economic development](https://financenewmexico.org/tag/economic-development/)
- [CELab](https://financenewmexico.org/tag/celab/)
- [Cornivore](https://financenewmexico.org/tag/cornivore/)
- [popcorn](https://financenewmexico.org/tag/popcorn/)
- [Insight Lighting](https://financenewmexico.org/tag/insight-lighting/)
- [Tax Cuts and Jobs Act](https://financenewmexico.org/tag/tax-cuts-and-jobs-act/)
- [New Mexico OZ Jobs Bonus](https://financenewmexico.org/tag/new-mexico-oz-jobs-bonus/)
- [loans for veteran businesses](https://financenewmexico.org/tag/loans-for-veteran-businesses/)
- [PTAC](https://financenewmexico.org/tag/ptac/)
- [Procurement Technical Assistance Center](https://financenewmexico.org/tag/procurement-technical-assistance-center/)
- [Weil Construction](https://financenewmexico.org/tag/weil-construction/)
- [Family Friendly NM](https://financenewmexico.org/tag/family-friendly-nm/)
- [NM MEP](https://financenewmexico.org/tag/nm-mep/)
- [PESCO](https://financenewmexico.org/tag/pesco/)
- [NMFA](https://financenewmexico.org/tag/nmfa/)
- [NM Finance Authority](https://financenewmexico.org/tag/nm-finance-authority/)
- [New Markets Tax Credits](https://financenewmexico.org/tag/new-markets-tax-credits/)
- [Tucumcari Biofuel](https://financenewmexico.org/tag/tucumcari-biofuel/)
- [Tucumcari Bio-Energy](https://financenewmexico.org/tag/tucumcari-bio-energy/)
- [IAED](https://financenewmexico.org/tag/iaed/)
- [Economic Development Course](https://financenewmexico.org/tag/economic-development-course/)
- [Grant Taylor](https://financenewmexico.org/tag/grant-taylor/)
- [DreamSpring](https://financenewmexico.org/tag/dreamspring/)
- [Cervantes salsa](https://financenewmexico.org/tag/cervantes-salsa/)
- [PPP loan](https://financenewmexico.org/tag/ppp-loan/)
- [Arian Gonzales](https://financenewmexico.org/tag/arian-gonzales/)
- [Amanda Davison](https://financenewmexico.org/tag/amanda-davison/)
- [The Family Connection](https://financenewmexico.org/tag/the-family-connection/)
- [EIDL loan](https://financenewmexico.org/tag/eidl-loan/)
- [Focus Advertising](https://financenewmexico.org/tag/focus-advertising/)
- [promotional products](https://financenewmexico.org/tag/promotional-products/)
- [CDFI in New Mexico](https://financenewmexico.org/tag/cdfi-in-new-mexico/)
- [Manufacturing Day](https://financenewmexico.org/tag/manufacturing-day/)
- [New Mexico libraries](https://financenewmexico.org/tag/new-mexico-libraries/)
- [COVID-19](https://financenewmexico.org/tag/covid-19/)
- [business hub](https://financenewmexico.org/tag/business-hub/)
- [OCEDC](https://financenewmexico.org/tag/ocedc/)
- [Medlin Ramps](https://financenewmexico.org/tag/medlin-ramps/)
- [New Mexico Sabor](https://financenewmexico.org/tag/new-mexico-sabor/)
- [Carla Gallegos-Ortega](https://financenewmexico.org/tag/carla-gallegos-ortega/)
- [New Mexico salsa](https://financenewmexico.org/tag/new-mexico-salsa/)
- [LISC](https://financenewmexico.org/tag/lisc/)
- [small business grants](https://financenewmexico.org/tag/small-business-grants/)
- [COVID-19 relief grants](https://financenewmexico.org/tag/covid-19-relief-grants/)
- [CARES Act grant](https://financenewmexico.org/tag/cares-act-grant/)
- [New Mexico Finance Authority](https://financenewmexico.org/tag/new-mexico-finance-authority/)
- [COVID grants in New Mexico](https://financenewmexico.org/tag/covid-grants-in-new-mexico/)
- [Value Added Producer Grant](https://financenewmexico.org/tag/value-added-producer-grant/)
- [grants for food and agriculture](https://financenewmexico.org/tag/grants-for-food-and-agriculture/)
- [PPE](https://financenewmexico.org/tag/ppe/)
- [Free PPE](https://financenewmexico.org/tag/free-ppe/)
- [pandemic relief](https://financenewmexico.org/tag/pandemic-relief/)
- [2021 PPP loan](https://financenewmexico.org/tag/2021-ppp-loan/)
- [technical assistance](https://financenewmexico.org/tag/technical-assistance/)
- [IEC](https://financenewmexico.org/tag/iec/)
- [TEAM Fund](https://financenewmexico.org/tag/team-fund/)
- [no-interest loan](https://financenewmexico.org/tag/no-interest-loan/)
- [ABQid](https://financenewmexico.org/tag/abqid/)
- [ActivateNM](https://financenewmexico.org/tag/activatenm/)
- [Investor Roundtable](https://financenewmexico.org/tag/investor-roundtable/)
- [webinar](https://financenewmexico.org/tag/webinar/)
- [Outdoor recreation](https://financenewmexico.org/tag/outdoor-recreation/)
- [pitchfest](https://financenewmexico.org/tag/pitchfest/)
- [AIF](https://financenewmexico.org/tag/aif/)
- [New Mexico Catalyst Fund](https://financenewmexico.org/tag/new-mexico-catalyst-fund/)
- [ISO-9000](https://financenewmexico.org/tag/iso-9000/)
- [Changes to PPP loan program](https://financenewmexico.org/tag/changes-to-ppp-loan-program/)
- [HB-11](https://financenewmexico.org/tag/hb-11/)
- [LEDA](https://financenewmexico.org/tag/leda/)
- [Energy efficiency](https://financenewmexico.org/tag/energy-efficiency/)
- [NM EDD](https://financenewmexico.org/tag/nm-edd/)
- [Tech Startup](https://financenewmexico.org/tag/tech-startup/)
- [Las Cruces business](https://financenewmexico.org/tag/las-cruces-business/)
- [free training](https://financenewmexico.org/tag/free-training/)
- [social media help](https://financenewmexico.org/tag/social-media-help/)
- [City of Las Cruces](https://financenewmexico.org/tag/city-of-las-cruces/)
- [PPP](https://financenewmexico.org/tag/ppp/)
- [self-employed](https://financenewmexico.org/tag/self-employed/)
- [sole proprietor](https://financenewmexico.org/tag/sole-proprietor/)
- [SBA loan](https://financenewmexico.org/tag/sba-loan/)
- [SVO grant](https://financenewmexico.org/tag/svo-grant/)
- [Shuttered Venue Grant](https://financenewmexico.org/tag/shuttered-venue-grant/)
- [SBA grant](https://financenewmexico.org/tag/sba-grant/)
- [WESST workshops](https://financenewmexico.org/tag/wesst-workshops/)
- [SBA Office of International Trade](https://financenewmexico.org/tag/sba-office-of-international-trade/)
- [export products](https://financenewmexico.org/tag/export-products/)
- [grants for artists](https://financenewmexico.org/tag/grants-for-artists/)
- [Fulcrum Fund](https://financenewmexico.org/tag/fulcrum-fund/)
- [516 Arts](https://financenewmexico.org/tag/516-arts/)
- [SBA disaster loans](https://financenewmexico.org/tag/sba-disaster-loans/)
- [Restaurant GRT deduction](https://financenewmexico.org/tag/restaurant-grt-deduction/)
- [COVID relief](https://financenewmexico.org/tag/covid-relief/)
- [Feynman Center](https://financenewmexico.org/tag/feynman-center/)
- [innovation grant](https://financenewmexico.org/tag/innovation-grant/)
- [LiftFund](https://financenewmexico.org/tag/liftfund/)
- [RCAC](https://financenewmexico.org/tag/rcac/)
- [micro grants](https://financenewmexico.org/tag/micro-grants/)
- [RDC New Mexico](https://financenewmexico.org/tag/rdc-new-mexico/)
- [New Mexico RDC](https://financenewmexico.org/tag/new-mexico-rdc/)
- [grants for Northern New Mexico businesses](https://financenewmexico.org/tag/grants-for-northern-new-mexico-businesses/)
- [New Mexico MainStreet](https://financenewmexico.org/tag/new-mexico-mainstreet/)
- [PPP extension](https://financenewmexico.org/tag/ppp-extension/)
- [how to apply for PPP](https://financenewmexico.org/tag/how-to-apply-for-ppp/)
- [Restaurant Revitalization Fund](https://financenewmexico.org/tag/restaurant-revitalization-fund/)
- [RRF](https://financenewmexico.org/tag/rrf/)
- [grants for restaurants](https://financenewmexico.org/tag/grants-for-restaurants/)
- [LEEP](https://financenewmexico.org/tag/leep/)
- [CMMC](https://financenewmexico.org/tag/cmmc/)
- [CyberReady workshop](https://financenewmexico.org/tag/cyberready-workshop/)
- [accelerator program](https://financenewmexico.org/tag/accelerator-program/)
- [pandemic loan](https://financenewmexico.org/tag/pandemic-loan/)
- [Bussod](https://financenewmexico.org/tag/bussod/)
- [Lithified Technologies](https://financenewmexico.org/tag/lithified-technologies/)
- [LithTec](https://financenewmexico.org/tag/lithtec/)
- [Bob Sherwin](https://financenewmexico.org/tag/bob-sherwin/)
- [abandoned uranium mines](https://financenewmexico.org/tag/abandoned-uranium-mines/)
- [lithification](https://financenewmexico.org/tag/lithification/)
- [New Mexico restaurants](https://financenewmexico.org/tag/new-mexico-restaurants/)
- [SBA grants](https://financenewmexico.org/tag/sba-grants/)
- [REBP](https://financenewmexico.org/tag/rebp/)
- [New Mexico Energy Efficiency](https://financenewmexico.org/tag/new-mexico-energy-efficiency/)
- [Jack's Plastic](https://financenewmexico.org/tag/jacks-plastic/)
- [microgrant](https://financenewmexico.org/tag/microgrant/)
- [financial workshops](https://financenewmexico.org/tag/financial-workshops/)
- [energy efficiency grants](https://financenewmexico.org/tag/energy-efficiency-grants/)
- [covid recovery](https://financenewmexico.org/tag/covid-recovery/)
- [recovery grants](https://financenewmexico.org/tag/recovery-grants/)
- [businesses accelerator](https://financenewmexico.org/tag/businesses-accelerator/)
- [Creative Startups](https://financenewmexico.org/tag/creative-startups/)
- [Native-led businesses](https://financenewmexico.org/tag/native-led-businesses/)
- [Native American business incubator](https://financenewmexico.org/tag/native-american-business-incubator/)
- [Sandia Sunrise Therapy](https://financenewmexico.org/tag/sandia-sunrise-therapy/)
- [business startup loan](https://financenewmexico.org/tag/business-startup-loan/)
- [business financing](https://financenewmexico.org/tag/business-financing/)
- [IDS Nanojet printing](https://financenewmexico.org/tag/ids-nanojet-printing/)
- [David Keicher](https://financenewmexico.org/tag/david-keicher/)
- [Sara Douglas](https://financenewmexico.org/tag/sara-douglas/)
- [Lynore Abbott](https://financenewmexico.org/tag/lynore-abbott/)
- [Hispanic-owned food business](https://financenewmexico.org/tag/hispanic-owned-food-business/)
- [New Mexico Restaurant Association](https://financenewmexico.org/tag/new-mexico-restaurant-association/)
- [Libraries as Launchpads](https://financenewmexico.org/tag/libraries-as-launchpads/)
- [business accelerator](https://financenewmexico.org/tag/business-accelerator/)
- [HOPE loan fund](https://financenewmexico.org/tag/hope-loan-fund/)
- [Tribal business grants](https://financenewmexico.org/tag/tribal-business-grants/)
- [source-based tax](https://financenewmexico.org/tag/source-based-tax/)
- [patents](https://financenewmexico.org/tag/patents/)
- [trademarks](https://financenewmexico.org/tag/trademarks/)
- [IP](https://financenewmexico.org/tag/ip/)
- [USPTO](https://financenewmexico.org/tag/uspto/)
- [SBA Women's Business Centers](https://financenewmexico.org/tag/sba-womens-business-centers/)
- [WE Mean Business](https://financenewmexico.org/tag/we-mean-business/)
- [Native American entrepreneurs](https://financenewmexico.org/tag/native-american-entrepreneurs/)
- [AIBE](https://financenewmexico.org/tag/aibe/)
- [American Indian Business Center](https://financenewmexico.org/tag/american-indian-business-center/)
- [NEIR](https://financenewmexico.org/tag/neir/)
- [Tribal Economic Diversity Fund](https://financenewmexico.org/tag/tribal-economic-diversity-fund/)
- [Native American business resources](https://financenewmexico.org/tag/native-american-business-resources/)
- [Los Alamos technology](https://financenewmexico.org/tag/los-alamos-technology/)
- [grants for energy efficiency](https://financenewmexico.org/tag/grants-for-energy-efficiency/)
- [collateral assistance program](https://financenewmexico.org/tag/collateral-assistance-program/)
- [DisrupTECH](https://financenewmexico.org/tag/disruptech/)
- [LANL technology](https://financenewmexico.org/tag/lanl-technology/)
- [technology commercialization](https://financenewmexico.org/tag/technology-commercialization/)
- [increase revenue](https://financenewmexico.org/tag/increase-revenue/)
- [A Taste of Love food truck](https://financenewmexico.org/tag/a-taste-of-love-food-truck/)
- [food truck loan](https://financenewmexico.org/tag/food-truck-loan/)
- [STEP grant](https://financenewmexico.org/tag/step-grant/)
- [grant for international trade](https://financenewmexico.org/tag/grant-for-international-trade/)
- [Sandoval County](https://financenewmexico.org/tag/sandoval-county/)
- [innovation](https://financenewmexico.org/tag/innovation/)
- [Hispanic business](https://financenewmexico.org/tag/hispanic-business/)
- [Advanced Manufacturing Summit](https://financenewmexico.org/tag/advanced-manufacturing-summit/)
- [Patrick Dixon](https://financenewmexico.org/tag/patrick-dixon/)
- [Thomas O'Brien](https://financenewmexico.org/tag/thomas-obrien/)
- [Chris Kuehl](https://financenewmexico.org/tag/chris-kuehl/)
- [Mel Cossette](https://financenewmexico.org/tag/mel-cossette/)
- [Paige Galles](https://financenewmexico.org/tag/paige-galles/)
- [Avram Gonzales](https://financenewmexico.org/tag/avram-gonzales/)
- [destination sourced GRT](https://financenewmexico.org/tag/destination-sourced-grt/)
- [GEW](https://financenewmexico.org/tag/gew/)
- [Global Entrepreneurship Week](https://financenewmexico.org/tag/global-entrepreneurship-week/)
- [pandemic recovery loan](https://financenewmexico.org/tag/pandemic-recovery-loan/)
- [buy local](https://financenewmexico.org/tag/buy-local/)
- [holiday shopping](https://financenewmexico.org/tag/holiday-shopping/)
- [Native Spirit Southwestern Wear](https://financenewmexico.org/tag/native-spirit-southwestern-wear/)
- [EIDL](https://financenewmexico.org/tag/eidl/)
- [SBA recovery loans](https://financenewmexico.org/tag/sba-recovery-loans/)
- [BizSprint](https://financenewmexico.org/tag/bizsprint/)
- [business accelerators](https://financenewmexico.org/tag/business-accelerators/)
- [BizSprints](https://financenewmexico.org/tag/bizsprints/)
- [SBA 504 loan](https://financenewmexico.org/tag/sba-504-loan/)
- [social media training](https://financenewmexico.org/tag/social-media-training/)
- [NM True](https://financenewmexico.org/tag/nm-true/)
- [help for tourism businesses](https://financenewmexico.org/tag/help-for-tourism-businesses/)
- [ski lift pitch](https://financenewmexico.org/tag/ski-lift-pitch/)
- [business support](https://financenewmexico.org/tag/business-support/)
- [business advice](https://financenewmexico.org/tag/business-advice/)
- [Ski Lift Pitch NM](https://financenewmexico.org/tag/ski-lift-pitch-nm/)
- [search for a patent](https://financenewmexico.org/tag/search-for-a-patent/)
- [USPTO patent search](https://financenewmexico.org/tag/uspto-patent-search/)
- [startup grants](https://financenewmexico.org/tag/startup-grants/)
- [New Mexico business assistance](https://financenewmexico.org/tag/new-mexico-business-assistance/)
- [Gallup music](https://financenewmexico.org/tag/gallup-music/)
- [Small Business Recovery Loan](https://financenewmexico.org/tag/small-business-recovery-loan/)
- [Value-added producer grant](https://financenewmexico.org/tag/value-added-producer-grant-2/)
- [VAPG](https://financenewmexico.org/tag/vapg/)
- [New Mexico Gross Receipts Tax](https://financenewmexico.org/tag/new-mexico-gross-receipts-tax/)
- [WBC](https://financenewmexico.org/tag/wbc/)
- [business assistance for women](https://financenewmexico.org/tag/business-assistance-for-women/)
- [Dr. Janine Mahon](https://financenewmexico.org/tag/dr-janine-mahon/)
- [manufacturing help](https://financenewmexico.org/tag/manufacturing-help/)
- [technology grant](https://financenewmexico.org/tag/technology-grant/)
- [New Mexico LEEP](https://financenewmexico.org/tag/new-mexico-leep/)
- [Homewise](https://financenewmexico.org/tag/homewise/)
- [Buildwise](https://financenewmexico.org/tag/buildwise/)
- [free business assistance](https://financenewmexico.org/tag/free-business-assistance/)
- [do business with the government](https://financenewmexico.org/tag/do-business-with-the-government/)
- [7A Community Advantage loan](https://financenewmexico.org/tag/7a-community-advantage-loan/)
- [1MCups](https://financenewmexico.org/tag/1mcups/)
- [1 Million Cups](https://financenewmexico.org/tag/1-million-cups/)
- [WESST podcasts](https://financenewmexico.org/tag/wesst-podcasts/)
- [New Mexico tourism](https://financenewmexico.org/tag/new-mexico-tourism/)
- [Small Business Summit](https://financenewmexico.org/tag/small-business-summit/)
- [La Nueva Casita Cafe](https://financenewmexico.org/tag/la-nueva-casita-cafe/)
- [SBA microloan](https://financenewmexico.org/tag/sba-microloan/)
- [Northwestern New Mexico COG](https://financenewmexico.org/tag/northwestern-new-mexico-cog/)
- [paid sick leave law](https://financenewmexico.org/tag/paid-sick-leave-law/)
- [New Mexico Dept of Workforce Solutions](https://financenewmexico.org/tag/new-mexico-dept-of-workforce-solutions/)
- [DreamSpring loans](https://financenewmexico.org/tag/dreamspring-loans/)
- [Community Advantage Loan](https://financenewmexico.org/tag/community-advantage-loan/)
- [WOTC](https://financenewmexico.org/tag/wotc/)
- [Work Opportunity Tax Credit](https://financenewmexico.org/tag/work-opportunity-tax-credit/)
- [IRS tax credit](https://financenewmexico.org/tag/irs-tax-credit/)
- [Gallup](https://financenewmexico.org/tag/gallup/)
- [Edgewood](https://financenewmexico.org/tag/edgewood/)
- [Ruidoso Downs](https://financenewmexico.org/tag/ruidoso-downs/)
- [GrowItnm.org](https://financenewmexico.org/tag/growitnm-org/)
- [growitnm.org/ruidoso-downs](https://financenewmexico.org/tag/growitnm-org-ruidoso-downs/)
- [growitnm.org/edgewood](https://financenewmexico.org/tag/growitnm-org-edgewood/)
- [eBay grant](https://financenewmexico.org/tag/ebay-grant/)
- [LGBTQIA+](https://financenewmexico.org/tag/lgbtqia/)
- [Proud Innovation](https://financenewmexico.org/tag/proud-innovation/)
- [LGBT+](https://financenewmexico.org/tag/lgbt-2/)
- [Pop-Up Shop](https://financenewmexico.org/tag/pop-up-shop/)
- [creative entrepreneurs](https://financenewmexico.org/tag/creative-entrepreneurs/)
- [creative entrepreneur](https://financenewmexico.org/tag/creative-entrepreneur/)
- [business grants](https://financenewmexico.org/tag/business-grants/)
- [cannabis loan](https://financenewmexico.org/tag/cannabis-loan/)
- [Cannabis Microbusiness Loan program](https://financenewmexico.org/tag/cannabis-microbusiness-loan-program/)
- [TRGR](https://financenewmexico.org/tag/trgr/)
- [Mariann Johnston](https://financenewmexico.org/tag/mariann-johnston/)
- [Advanced Optical Technologies](https://financenewmexico.org/tag/advanced-optical-technologies/)
- [startup assistance](https://financenewmexico.org/tag/startup-assistance/)
- [New Mexico wildfires](https://financenewmexico.org/tag/new-mexico-wildfires/)
- [intellectual property](https://financenewmexico.org/tag/intellectual-property/)
- [small business assistance](https://financenewmexico.org/tag/small-business-assistance/)
- [IP resources](https://financenewmexico.org/tag/ip-resources/)
- [RingIR](https://financenewmexico.org/tag/ringir/)
- [business incubators](https://financenewmexico.org/tag/business-incubators/)
- [ConocoPhillips](https://financenewmexico.org/tag/conocophillips/)
- [Small Biz Builder program](https://financenewmexico.org/tag/small-biz-builder-program/)
- [UNM Rainforest Innovations](https://financenewmexico.org/tag/unm-rainforest-innovations/)
- [business mentor](https://financenewmexico.org/tag/business-mentor/)
- [nonprofit lenders](https://financenewmexico.org/tag/nonprofit-lenders/)
- [WE Conference](https://financenewmexico.org/tag/we-conference/)
- [resources for women business owners](https://financenewmexico.org/tag/resources-for-women-business-owners/)
- [Science and Technology grants](https://financenewmexico.org/tag/science-and-technology-grants/)
- [Mimi Green](https://financenewmexico.org/tag/mimi-green/)
- [pet accessories](https://financenewmexico.org/tag/pet-accessories/)
- [pet collars](https://financenewmexico.org/tag/pet-collars/)
- [SBIR/STTR](https://financenewmexico.org/tag/sbir-sttr/)
- [Innovation Summit](https://financenewmexico.org/tag/innovation-summit/)
- [Frank's Chicken and Waffles](https://financenewmexico.org/tag/franks-chicken-and-waffles/)
- [TrueGrit](https://financenewmexico.org/tag/truegrit/)
- [BernCo grant for essential businesses](https://financenewmexico.org/tag/bernco-grant-for-essential-businesses/)
- [leveraged projects](https://financenewmexico.org/tag/leveraged-projects/)
- [SBA Ascent](https://financenewmexico.org/tag/sba-ascent/)
- [women-owned business](https://financenewmexico.org/tag/women-owned-business/)
- [commercial real estate loan](https://financenewmexico.org/tag/commercial-real-estate-loan/)
- [Albuquerque Sunport](https://financenewmexico.org/tag/albuquerque-sunport/)
- [Black-owned business](https://financenewmexico.org/tag/black-owned-business/)
- [Las Cruces businesses](https://financenewmexico.org/tag/las-cruces-businesses/)
- [CNM Ingenuity](https://financenewmexico.org/tag/cnm-ingenuity/)
- [Teresa's Tamales](https://financenewmexico.org/tag/teresas-tamales/)
- [FatPipe](https://financenewmexico.org/tag/fatpipe/)
- [women entrepreneurs](https://financenewmexico.org/tag/women-entrepreneurs/)
- [Albuquerque](https://financenewmexico.org/tag/albuquerque/)
- [NM NetLinks](https://financenewmexico.org/tag/nm-netlinks/)
- [small business resources](https://financenewmexico.org/tag/small-business-resources/)
- [business financial resources](https://financenewmexico.org/tag/business-financial-resources/)
- [automation technology](https://financenewmexico.org/tag/automation-technology/)
- [Peter Zelinski](https://financenewmexico.org/tag/peter-zelinski/)
- [Juan Albert](https://financenewmexico.org/tag/juan-albert/)
- [Clearinghouse CDFI](https://financenewmexico.org/tag/clearinghouse-cdfi/)
- [franchise business](https://financenewmexico.org/tag/franchise-business/)
- [business loans](https://financenewmexico.org/tag/business-loans/)
- [OERF loan](https://financenewmexico.org/tag/oerf-loan/)
- [sales tax in New Mexico](https://financenewmexico.org/tag/sales-tax-in-new-mexico/)
- [APEX Accelerator](https://financenewmexico.org/tag/apex-accelerator/)
- [Buen Provecho Albuquerque](https://financenewmexico.org/tag/buen-provecho-albuquerque/)
- [free legal advice](https://financenewmexico.org/tag/free-legal-advice/)
- [Patent Pro Bono Program](https://financenewmexico.org/tag/patent-pro-bono-program/)
- [outdoor recreation business](https://financenewmexico.org/tag/outdoor-recreation-business/)
- [pitch competition](https://financenewmexico.org/tag/pitch-competition/)
- [small business funding](https://financenewmexico.org/tag/small-business-funding/)
- [startup captial](https://financenewmexico.org/tag/startup-captial/)
- [startup loans and investment](https://financenewmexico.org/tag/startup-loans-and-investment/)
- [Paleteria La Reyna Michoacana](https://financenewmexico.org/tag/paleteria-la-reyna-michoacana/)
- [zero-interest business loans](https://financenewmexico.org/tag/zero-interest-business-loans/)
- [startup capital](https://financenewmexico.org/tag/startup-capital/)
- [business assistance in Spanish](https://financenewmexico.org/tag/business-assistance-in-spanish/)
- [IRS tax advice](https://financenewmexico.org/tag/irs-tax-advice/)
- [ITAR](https://financenewmexico.org/tag/itar/)
- [EAR](https://financenewmexico.org/tag/ear/)
- [brewery](https://financenewmexico.org/tag/brewery/)
- [Creative Industries](https://financenewmexico.org/tag/creative-industries/)
- [financial grants](https://financenewmexico.org/tag/financial-grants/)
- [business line of credit](https://financenewmexico.org/tag/business-line-of-credit/)
- [business financial literacy](https://financenewmexico.org/tag/business-financial-literacy/)
- [SBA loans](https://financenewmexico.org/tag/sba-loans/)
- [5 Cs of Credit](https://financenewmexico.org/tag/5-cs-of-credit/)
- [loans for small business](https://financenewmexico.org/tag/loans-for-small-business/)
- [virtual business acceleration](https://financenewmexico.org/tag/virtual-business-acceleration/)
- [C-PACE financing](https://financenewmexico.org/tag/c-pace-financing/)
- [startup requirements](https://financenewmexico.org/tag/startup-requirements/)
- [IRB](https://financenewmexico.org/tag/irb/)
- [New Mexico film](https://financenewmexico.org/tag/new-mexico-film/)
- [B:Side Capital](https://financenewmexico.org/tag/bside-capital/)
- [Giving Tuesday](https://financenewmexico.org/tag/giving-tuesday/)
- [business expense reimbursement](https://financenewmexico.org/tag/business-expense-reimbursement/)
- [B:Side Fund](https://financenewmexico.org/tag/bside-fund/)
- [Black Business Summit](https://financenewmexico.org/tag/black-business-summit/)
- [LiftLearn](https://financenewmexico.org/tag/liftlearn/)
- [digital marketing](https://financenewmexico.org/tag/digital-marketing/)
- [Latina entrepreneur](https://financenewmexico.org/tag/latina-entrepreneur/)
- [lean principles](https://financenewmexico.org/tag/lean-principles/)
- [sustainability](https://financenewmexico.org/tag/sustainability/)
- [how to hire](https://financenewmexico.org/tag/how-to-hire/)
- [financial statements](https://financenewmexico.org/tag/financial-statements/)
- [Art in Public Places](https://financenewmexico.org/tag/art-in-public-places/)
- [awards](https://financenewmexico.org/tag/awards/)
- [fellowship program](https://financenewmexico.org/tag/fellowship-program/)
- [hobby income](https://financenewmexico.org/tag/hobby-income/)
- [business opportunities](https://financenewmexico.org/tag/business-opportunities/)
- [collateral free loan](https://financenewmexico.org/tag/collateral-free-loan/)